The top-rated umbrella insurance agent in Savannah, Georgia is AreYou64.com - 64 Insurance Group (Savannah, GA), rated 5.0 stars across 446 reviews. Other highly rated options include Goosehead Insurance - Kenny Woelpper, Savannah Insurance Advisors, Robert Edgar - Independent Medicare, Health & Life Insurance Agent. This directory lists 19 umbrella insurance agents serving Savannah.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AreYou64.com - 64 Insurance Group (Savannah, GA) | 7393 Hodgson Memorial Dr #205 | (912) 335-6464 |
| 2 | Goosehead Insurance - Kenny Woelpper | 130 E 39th St | (912) 527-7229 |
| 3 | Savannah Insurance Advisors | 785 King George Blvd Suite 205 | (912) 925-6916 |
| 4 | Robert Edgar - Independent Medicare, Health & Life Insurance Agent | 6605 Abercorn St St 208A | (912) 660-5236 |
| 5 | Peters Enterprises Insurance Agency | 8402 Abercorn St | (912) 927-1011 |
| 6 | Brett Barnes Insurance | 50 Berwick Blvd Suite 150 | (912) 355-2345 |
| 7 | Goosehead Insurance, Barry Gravitt - Home, Auto, Life | 785 King George Blvd Unit 107 | (912) 525-2555 |
| 8 | Advantage Insurance Agency, Inc. | 820 E Derenne Ave | (912) 920-0278 |
| 9 | A J & C Garfunkel Insurance | 400 Mall Blvd M | (912) 355-1311 |
| 10 | Kingery & Company Insurance Agency | 315 Commercial Dr Ste A3 | (912) 692-0201 |
AreYou64.com - 64 Insurance Group serves the Savannah, Georgia metropolitan area as a dedicated umbrella insurance agent. It specializes in providing supplemental personal liability coverage that extends beyond standard home and auto policy limits. This helps protect clients against major claims or lawsuits that could otherwise threaten personal assets. The agency works with individuals and families seeking an extra layer of financial security. Through careful policy evaluation, it assists clients in selecting appropriate coverage for high-value assets and safeguarding against unforeseen liability lawsuits.
Goosehead Insurance - Kenny Woelpper provides umbrella insurance coverage to clients in Savannah, Georgia, offering an extra layer of liability protection beyond standard policies. The agency works closely with policyholders to assess their assets and recommend appropriate coverage limits, then maintains those plans through ongoing policy reviews and claims assistance. This service is available for a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Savannah Insurance Advisors serves homeowners, businesses, and property managers in the Savannah, Georgia area who seek additional liability protection beyond standard policy limits. Their umbrella insurance policies help safeguard personal assets and commercial holdings against major claims or lawsuits. The agency works with clients to structure coverage that extends over underlying home, auto, and business policies, ensuring broader financial security. Their services also cover the surrounding community of Pooler and the Lowcountry metro region.
Umbrella insurance policies may be a single annual fee covering a set term, while related insurance services can be offered as recurring annual reviews to adjust coverage as assets change. This extra liability protection sits above standard auto or home policies, safeguarding savings and future earnings against major claims or lawsuits. Serving the Savannah area, Robert Edgar - Independent Medicare, Health & Life Insurance Agent provides umbrella coverage options. Consultations and policy management operate on a scheduled or as-needed basis, depending on client preference and changing risk needs.
Savannah’s humid summers often increase the risk of liability claims from slip-and-fall accidents on wet walkways or guest injuries at private pools. Peters Enterprises Insurance Agency addresses this by helping homeowners secure umbrella policies that extend coverage above standard liability limits. Their agents take time to assess each client’s existing insurance landscape, evaluating property exposure and lifestyle-related risks, such as boat ownership or hosting frequent gatherings. The process typically begins with a no-obligation review of current policies and a discussion of local liability concerns, followed by a structured risk-assessment interview.
Brett Barnes Insurance provides specialized umbrella insurance services in Savannah, Georgia, offering additional liability coverage beyond standard policies. The agency assists clients in securing broader protection for their assets and future income against unexpected lawsuits or major claims. This work includes helping residents address gaps in auto or homeowners insurance with a supplementary layer of financial security. As a local resource, it particularly aids property owners and professionals preparing for the heightened risk of legal actions following severe coastal storm events or tourist-related incidents in the region.
Goosehead Insurance, Barry Gravitt - Home, Auto, Life in Savannah, GA provides core personal insurance coverages and specializes in umbrella insurance agent services to extend liability protection beyond standard policy limits. This firm helps clients secure additional financial safeguards against unforeseen claims and lawsuits that exceed underlying home and auto policies. It serves a variety of commercial entities including offices, warehouses, and food service operations needing higher liability thresholds for operational security and asset protection.
Advantage Insurance Agency, Inc. serves residents in Savannah, Georgia, by offering umbrella liability policies that provide additional protection beyond standard homeowners and auto coverage. For commercial clients, the agency extends this extra layer of security to cover business operations against large claims or lawsuits throughout the local area. Both new and existing policyholders can rely on their knowledgeable assistance when reassessing coverage needs during annual reviews or between regular insurance visits for personalized follow-up service.
Serving Savannah and the surrounding coastal communities of Georgia, Kingery & Company Insurance Agency helps clients protect their assets with umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. It handles claims and risk assessments that could otherwise expose personal savings or future earnings to major financial loss. The agency typically reviews existing coverage, identifies potential gaps, and customizes extra liability limits to safeguard against large lawsuits or unexpected judgments.
What Does an a Umbrella Insurance Agent in Savannah Cost?
The cost of an umbrella insurance policy in Georgia typically ranges from 150 to 350 dollars per year for 1 million dollars in coverage. Each additional million may cost 50 to 100 dollars more. Factors like your driving record, property value, and number of vehicles affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Savannah
An umbrella insurance agent in Savannah Georgia helps you secure extra liability coverage that goes beyond your auto and homeowners policies. This type of policy is especially useful in Georgia because state law allows plaintiffs to seek damages for pain and suffering in personal injury cases. Working with a local agent ensures you understand how Georgia liability limits and court procedures may affect your coverage needs.
Frequently Asked Questions
What does an umbrella insurance agent in Savannah do?
An umbrella insurance agent helps you buy a personal liability umbrella policy. This policy provides additional coverage limits above your existing auto and home insurance. The agent assesses your risk profile and recommends a coverage amount that fits your assets and lifestyle.
How much umbrella coverage do I need in Georgia?
Most experts recommend at least 1 million dollars in umbrella coverage. In Georgia, court judgments can include economic and non-economic damages. Your agent will consider your net worth, income, and potential liability from activities like owning a pool or a dog.
Is umbrella insurance required by Georgia law?
No, Georgia law does not require umbrella insurance. However, it is often required by your primary insurance company if you want higher liability limits. Many Georgia homeowners and drivers purchase umbrella policies to protect against large lawsuits.
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