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Find Umbrella Insurance Agents Near You in Macon, GA

Browse umbrella insurance agents serving Macon, Georgia. Updated 2026-07-14.

The top-rated umbrella insurance agent in Macon, Georgia is Southern Harvest Insurance, rated 4.9 stars across 532 reviews. Other highly rated options include Williams & Associates Insurance, Acceptance Insurance, The Martin Agency. This directory lists 20 umbrella insurance agents serving Macon.

Showing 20 umbrella insurance agents in Macon, GAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Southern Harvest Insurance3755 Bloomfield Rd Suite 8B(478) 298-8798
2Williams & Associates Insurance461 3rd St STE 4(478) 731-1349
3Acceptance Insurance3706 Mercer University Dr #10(478) 210-4315
4The Martin Agency5540 Thomaston Rd Suite E(478) 474-7400
5Southern Trust Insurance Company5444 Riverside Dr(478) 474-0555
6Stone Insurance Agency3319 Northside Dr(478) 757-9225
7Arbour Specialty5444 Riverside Dr(478) 474-0555
8Payne & Powell Insurance161 Gateway Dr Suite A(478) 405-2313
9Roland, Abbott, & DeZoort Insurance2200 Northside Crossing(478) 745-7200
10Hispano American Agency4005 Pio Nono Ave(478) 901-2205
SH
3755 Bloomfield Rd Suite 8B
Southern Harvest Insurance
Umbrella Insurance Agent · Macon, GA

Southern Harvest Insurance serves homeowners and businesses across the Macon, Georgia area as an umbrella insurance agent. It provides additional liability coverage that extends beyond the limits of standard home or auto policies. This extra layer of protection helps clients safeguard their assets from major claims or lawsuits. The agency carefully reviews each client’s current policies to recommend appropriate excess coverage limits. It handles personal umbrella policies for individuals and commercial umbrella coverage for small businesses.

WA
461 3rd St STE 4
Williams & Associates Insurance
Umbrella Insurance Agent · Macon, GA

Williams & Associates Insurance provides umbrella insurance agency services for clients in Macon, Georgia, offering excess liability coverage that extends beyond standard policy limits. Its team assists with annual policy reviews and adjusts included coverage as client assets or risk exposures change over time. Policies are designed to protect against major claims and lawsuits for a wide range of properties, including single-family homes, apartments, retail, and restaurants.

AI
3706 Mercer University Dr #10
Acceptance Insurance
Umbrella Insurance Agent · Macon, GA

Acceptance Insurance serves Macon, Georgia, and the surrounding central Georgia communities. It handles umbrella insurance policies that provide extra liability coverage beyond standard home and auto policies. These policies offer additional protection for major claims often exceeding basic insurance limits. The agency works directly with clients to evaluate unique asset exposure and coverage gaps. Each policy is tailored by factoring personal risk levels and available underlying insurance, using a straightforward process to match protection to personal needs.

MA
5540 Thomaston Rd Suite E
The Martin Agency
Umbrella Insurance Agent · Macon, GA

When securing umbrella coverage, clients choose between a single liability policy crafted to extend beyond an existing auto or homeowner limit or a recurring annual review to adjust layers as assets grow. The Martin Agency, an umbrella insurance agent in Macon, GA, helps individuals and families understand how excess liability protection responds after underlying policies are exhausted. Policies are available for a one-time purchase to meet a specific asset-protection need or on a scheduled renewal basis to maintain consistent coverage for evolving financial situations.

ST
5444 Riverside Dr
Southern Trust Insurance Company
Umbrella Insurance Agent · Macon, GA

Southern Trust Insurance Company serves homeowners, businesses, and property managers in Macon, Georgia, seeking umbrella liability coverage beyond standard policy limits. This local agency helps clients secure added protection against major claims or lawsuits that could otherwise deplete personal or commercial assets. Policies offered extend coverage over existing auto, home, or business insurance, filling potential gaps in liability exposure. The agency also provides services to residents and commercial clients in the neighboring community of Warner Robins.

SI
3319 Northside Dr
Stone Insurance Agency
Umbrella Insurance Agent · Macon, GA

Stone Insurance Agency offers umbrella insurance coverage tailored to provide additional liability protection beyond standard policies. Serving clients throughout the Macon area, it assists individuals and businesses in securing broader financial safety against unexpected claims. The agency evaluates existing home and auto policies to recommend appropriate umbrella limits for each situation. As Georgia experiences severe thunderstorms and occasional tornado seasons, Stone Insurance Agency helps homeowners and renters prepare for potential property damage claims and personal liability issues that may arise from such unpredictable local weather events.

AS
5444 Riverside Dr
Arbour Specialty
Umbrella Insurance Agent · Macon, GA

Arbour Specialty assists individuals and businesses in Macon, Georgia, with general liability insurance needs. It specifically provides umbrella insurance, offering extended coverage above standard policy limits for added financial protection. This additional layer of coverage helps safeguard against larger claims or lawsuits that could otherwise exceed primary insurance caps. Arbour Specialty serves various local commercial sectors, including office environments, warehouses, and food service operations.

PP
161 Gateway Dr Suite A
Payne & Powell Insurance
Umbrella Insurance Agent · Macon, GA

Payne & Powell Insurance is known for providing umbrella insurance in Macon, Georgia, offering an extra layer of liability coverage that goes beyond standard homeowner and auto policies. This service helps protect clients from large claims and lawsuits by extending their existing policy limits. The firm serves residents seeking greater financial security against unforeseen accident or property damage costs. Additionally, they specialize in tailoring excess liability solutions to complement personal asset protection strategies.

RA
2200 Northside Crossing
Roland, Abbott, & DeZoort Insurance
Umbrella Insurance Agent · Macon, GA

Based in Macon, Roland, Abbott, & DeZoort Insurance provides residential umbrella insurance to local homeowners seeking extra liability protection beyond standard policies. The agency also assists commercial clients by extending coverage for their business operations across the surrounding Georgia area. Each policy is designed to layer over existing auto and property plans for added security. Clients often return for policy reviews or to make adjustments between their regular insurance visits.

HA
4005 Pio Nono Ave
Hispano American Agency
Umbrella Insurance Agent · Macon, GA
LI
153 New St
Lader Insurance Group
Umbrella Insurance Agent · Macon, GA
(478) 743-0332
laderinsurance.com
ON
4885 Riverside Dr Suite100
O'Neal & Associates Insurance
Umbrella Insurance Agent · Macon, GA
(478) 788-1104
onealinsurance.com
AI
3298 Vineville Ave
Alfa Insurance - The Powell Agency
Umbrella Insurance Agent · Macon, GA
(478) 741-1155
alfainsurance.com/bradpowell
AI
1515 Bass Rd STE F
Alfa Insurance - Crystal Brooks Agency
Umbrella Insurance Agent · Macon, GA
(478) 477-8977
alfainsurance.com/crystalbrooks
GW
1375 Pio Nono Ave
Good-Will Insurance
Umbrella Insurance Agent · Macon, GA
(478) 220-5900
good-w.com
SD
756 Poplar St
Solomon, Deaton, & Buice Insurance
Umbrella Insurance Agent · Macon, GA
(478) 742-1275
sdbins.com
BB
3937 Bloomfield Rd
Best Buy Insurance
Umbrella Insurance Agent · Macon, GA
(478) 471-0203
bestbuyinsmacon.com
KI
4568 Pio Nono Ave Ste B
Kaps Insurance Agency
Umbrella Insurance Agent · Macon, GA
(478) 200-7952
kapsinsurance.com
SI
4468 Forsyth Rd
Sanford Insurance
Umbrella Insurance Agent · Macon, GA
(478) 471-4221
sanfordusa.com
WA
5082 Forsyth Rd
Will Argo, AAI, CLCS
Umbrella Insurance Agent · Macon, GA
(478) 743-9318
th-ins.com

What Does an a Umbrella Insurance Agent in Macon Cost?

The cost of umbrella insurance in Georgia typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Each additional million may cost 50 to 100 dollars more. Factors like your home value, number of vehicles, and claims history affect the price. This is general information, not insurance advice.

About umbrella insurance agents in Macon

Umbrella insurance agents in Macon, Georgia help you add an extra layer of liability coverage beyond your auto and home policies. Georgia law does not require umbrella insurance, but it can protect your assets in case of a lawsuit or major accident. Local agents understand the specific risks in central Georgia, such as severe weather and high-traffic corridors like I-75.

Frequently Asked Questions

What does umbrella insurance cover in Georgia?

Umbrella insurance covers liability claims that exceed the limits of your auto or home insurance. It also covers certain claims not included in those policies, such as false arrest or slander. In Georgia, it can help pay for legal defense costs and settlements if you are sued.

How much umbrella insurance do I need in Macon?

Most agents recommend at least 1 million dollars in umbrella coverage. Your net worth and potential risks determine the exact amount. For example, if you own rental property or have a swimming pool, you may need more coverage.

Can I get umbrella insurance if I have a poor driving record in Georgia?

Yes, but your premium may be higher. Georgia insurers consider your driving history and claims record. An agent in Macon can help you find a policy that fits your situation.

Umbrella Insurance Agents in Other Georgia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.