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Find Umbrella Insurance Agents Near You in Ventura, CA

Browse umbrella insurance agents serving Ventura, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in Ventura, California is Irene V Henry - State Farm Insurance Agent, rated 5.0 stars across 195 reviews. Other highly rated options include Dena Rogers - State Farm Insurance Agent, John E. Peakes Insurance Agency, Inc., Forward Insurance Agency. This directory lists 18 umbrella insurance agents serving Ventura.

Showing 18 umbrella insurance agents in Ventura, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Irene V Henry - State Farm Insurance Agent1445 Donlon St STE 8(805) 650-9900
2Dena Rogers - State Farm Insurance Agent970 S Petit Ave UNIT 14(805) 642-9715
3John E. Peakes Insurance Agency, Inc.1445 Donlon St STE 6(866) 690-4787
4Forward Insurance Agency2686 Johnson Dr #201(805) 292-3377
5Best Access Insurance3445 Telegraph Rd #102(805) 650-9411
6Venture Casualty Insurance Services1567 Spinnaker Dr suite 201(855) 602-0222
7Direct Service Insurance1629 E Main St Suites B and C(805) 641-0422
8Sather's Insurance Service5725 Ralston St Ste 214(805) 644-8600
9Paladin Professional Insurance Solutions3787 Transport St(805) 692-6900
10LATINOS INSURANCE AGENCY500 N Ventura Ave suite A(805) 667-8620
IV
1445 Donlon St STE 8
Irene V Henry - State Farm Insurance Agent
Umbrella Insurance Agent · Ventura, CA

Irene V Henry - State Farm Insurance Agent serves the Ventura, California area, providing local umbrella insurance coverage that extends liability protection beyond standard policies. Property owners often seek this service to safeguard assets from major claims or lawsuits. The agency works with clients to assess their personal risk exposure and secure appropriate additional coverage layers. Common services managed here include personal umbrella policies that coordinate with existing homeowners and auto insurance. Business owners also receive commercial umbrella liability policies tailored to their operational needs.

DR
970 S Petit Ave UNIT 14
Dena Rogers - State Farm Insurance Agent
Umbrella Insurance Agent · Ventura, CA

Dena Rogers - State Farm Insurance Agent in Ventura, California, offers umbrella insurance policies that provide extra liability coverage beyond the limits of standard auto or homeowners plans. Service plans include policy reviews to help ensure adequate protection against major claims or lawsuits, with options to adjust coverage as needs change. Maintenance plans focus on annual reassessments of personal liability risks. This agency services properties such as single-family homes, apartments, retail spaces, and restaurants throughout the Ventura area.

JE
1445 Donlon St STE 6
John E. Peakes Insurance Agency, Inc.
Umbrella Insurance Agent · Ventura, CA

John E. Peakes Insurance Agency, Inc. in Ventura, California, is known for helping clients secure extra liability coverage beyond standard policies. The agency offers umbrella insurance that provides expanded protection for individuals and families, safeguarding assets against major claims and lawsuits. This coverage applies over home and auto policies, offering broader limits for unexpected events. The agency can also add on excess liability protection for rental properties, ensuring landlords face fewer financial risks from tenant incidents.

FI
2686 Johnson Dr #201
Forward Insurance Agency
Umbrella Insurance Agent · Ventura, CA

Forward Insurance Agency serves homeowners, businesses, and property managers in Ventura, California, seeking additional liability protection beyond their standard policies. Umbrella insurance agents in this area help clients secure extra coverage that can help safeguard assets against major claims or lawsuits. This agency assists with policies designed to fill gaps left by home, auto, or commercial coverage. Policyholders often find this layer of protection valuable when facing unforeseen events. The agency extends its services to clients in nearby Oxnard as well.

BA
3445 Telegraph Rd #102
Best Access Insurance
Umbrella Insurance Agent · Ventura, CA

Serving Ventura and the surrounding communities of Southern California’s coastal region, Best Access Insurance operates as an umbrella insurance agent. This agency handles personal liability policies that provide extra coverage beyond standard homeowners and auto limits, protecting clients from significant lawsuits and liability claims. When addressing a typical client situation, it evaluates the individual’s existing liability exposure and recommends a policy layer that closes coverage gaps without overlapping existing protection.

VC
1567 Spinnaker Dr suite 201
Venture Casualty Insurance Services
Umbrella Insurance Agent · Ventura, CA

Venture Casualty Insurance Services in Ventura, CA distinguishes between one-time policy purchases and recurring coverage options for personal umbrella protection. This type of insurance extends liability limits beyond standard homeowners and auto policies, safeguarding future income and assets against major claims. Coverage typically includes legal defense costs, which can accumulate rapidly after a serious accident. Services are available on an as-needed basis, allowing clients to request a policy review or initiate new coverage whenever their financial circumstances change or current policies approach their expiration date.

DS
1629 E Main St Suites B and C
Direct Service Insurance
Umbrella Insurance Agent · Ventura, CA

Direct Service Insurance offers specialized umbrella insurance to provide additional liability coverage beyond standard policies, serving clients in Ventura, California. It expertly handles claims that exceed primary policy limits, offering broader protection against unforeseen lawsuits. The company works with homeowners, drivers, and property owners seeking increased financial security. During the winter storm season, it helps address liability risks from rain-related property damage or visitor injuries on residential or commercial premises.

SS
5725 Ralston St Ste 214
Sather's Insurance Service
Umbrella Insurance Agent · Ventura, CA

As the rainy season brings increased risk of water damage and liability claims to Ventura properties, Sather's Insurance Service helps homeowners and small businesses secure umbrella insurance to extend their existing policy limits. This coverage protects against lawsuits and large settlements that exceed standard home or auto insurance. Clients receive thoughtful guidance on selecting appropriate liability limits for their specific assets and exposure. The process begins with a comprehensive review of current policies and an assessment of potential financial risks during an initial consultation.

PP
3787 Transport St
Paladin Professional Insurance Solutions
Umbrella Insurance Agent · Ventura, CA

Paladin Professional Insurance Solutions, located in Ventura, CA, provides comprehensive risk management services, including tailored umbrella insurance policies that offer extended liability coverage beyond standard limits. These supplementary policies protect clients against large claims and lawsuits, ensuring broader financial security. The firm serves a diverse range of commercial sectors such as offices requiring liability for professional interactions, warehouses needing coverage for inventory and operational risks, and food service operations managing customer and supplier liability exposures.

LI
500 N Ventura Ave suite A
LATINOS INSURANCE AGENCY
Umbrella Insurance Agent · Ventura, CA
PH
3022 Telegraph Rd
Paul Houle Jr - State Farm Insurance Agent
Umbrella Insurance Agent · Ventura, CA
(805) 653-0214
paulhouleinsurance.com
GI
196 S Fir St
Gallagher Insurance, Risk Management & Consulting
Umbrella Insurance Agent · Ventura, CA
(805) 585-6100
assuredpartners.com/Ventura
CI
921 E Main St UNIT B
CAESARS INSURANCE AGENCY
Umbrella Insurance Agent · Ventura, CA
(805) 232-6661
AV
1986 S Victoria Ave
Acrisure Ventura, CA (Coastal States Insurance Services)
Umbrella Insurance Agent · Ventura, CA
(805) 642-5290
acrisure.com
NI
5550 Telegraph Rd b4
Nicoll Insurance & Financial Solutions
Umbrella Insurance Agent · Ventura, CA
(805) 642-1775
nicollinsurance.com
HI
5850 Thille St UNIT 200
Home Insurance Quotes - Farmers Insurance Jorge Vega
Umbrella Insurance Agent · Ventura, CA
(805) 201-7002
farmersagent.com/jvega3
ID
9452 Telephone Rd Suite 143
Insurance Dude
Umbrella Insurance Agent · Ventura, CA
(805) 650-3300
insurancedude.com
HI
3585 Maple St #152
HUB International
Umbrella Insurance Agent · Ventura, CA
(805) 682-2571
hubinternational.com/offices/us/california/oxnard

What Does an a Umbrella Insurance Agent in Ventura Cost?

In California, umbrella insurance typically costs between 150 and 300 dollars per year for 1 million dollars of coverage. Additional millions may cost 50 to 100 dollars each per year. Costs vary based on your personal risk factors and insurance company. This is general information, not insurance advice.

About umbrella insurance agents in Ventura

An umbrella insurance agent in Ventura California helps you secure extra liability coverage beyond your standard auto or homeowners policy. California law requires minimum liability limits for drivers but does not cap umbrella policy amounts. Local agents understand Ventura County risks such as coastal property liability and earthquake-related claims.

Frequently Asked Questions

What does an umbrella insurance agent in Ventura do?

An umbrella insurance agent in Ventura helps you assess your personal liability exposure and purchase a policy that provides additional coverage above your primary insurance. They review your assets and risks to recommend an appropriate coverage limit.

How much umbrella coverage do I need in California?

Most California agents recommend at least 1 million dollars in umbrella coverage to protect against lawsuits. The amount you need depends on your net worth, income, and potential liability risks such as rental properties or high-risk activities.

Can I get umbrella insurance if I have a low-risk profile in Ventura?

Yes, umbrella insurance is available for many Ventura residents with standard auto and homeowners policies. Even with low risk, an umbrella policy can protect against unexpected lawsuits from accidents on your property or auto incidents.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.