ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of umbrella insurance agents in Berkeley, California. Verify credentials with the state department of insurance before hiring.
13 agents listed
Updated May 2026
Berkeley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 13 umbrella insurance agents in Berkeley, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Berkeley Branch
1775 University Ave, Berkeley, CA 94703
(510) 898-7600
mwg.aaa.com
Jessica McArdle - State Farm Insurance Agent
2025 Rose St #100, Berkeley, CA 94709
(510) 848-2132
insuringberkeley.com
Frank Bliss - State Farm Insurance Agent
1700 Solano Ave A, Berkeley, CA 94707
(510) 527-2000
frankbliss.org
Client 1st Insurance Agency
2980 College Ave #1, Berkeley, CA 94705
(925) 866-2929
client1stinsurance.com
Mike Mihrzad - State Farm Insurance Agent
2288 Fulton St UNIT 310, Berkeley, CA 94704
(510) 841-6171
innerbayinsurance.com
Timothy Carter: Allstate Insurance
2489 Martin Luther King Jr Way, Berkeley, CA 94704
(510) 649-3870
agents.allstate.com
Lazena Kelly-Andrada - State Farm Insurance Agent
2517 Sacramento St Ste B, Berkeley, CA 94702
(510) 549-7400
lazenakellyandrada.com
Sonny Randhawa - State Farm Insurance Agent
1798 Shattuck Ave., Berkeley, CA 94709
(510) 570-3985
myagentsonny.com
Sharon Woo - State Farm Insurance Agent
2915 Ninth St, Berkeley, CA 94710
(510) 549-2122
sharonwooinsurance.com
Fidelity Insurance Service
801 Allston Way, Berkeley, CA 94710
(510) 548-8200
fidelityinsuranceservice.com
Farmers Insurance - David Reidenbach
2625 Alcatraz Ave #700, Berkeley, CA 94705
(510) 849-4909
agents.farmers.com
Halcyon Insurance Agency
1834 Alcatraz Ave, Berkeley, CA 94703
(510) 990-5912
Native Insurance Services
1155 3rd St, Berkeley, CA 94710
(510) 868-9144
Umbrella insurance agents in Berkeley California help residents secure extra liability coverage beyond standard auto and home policies. California law requires minimum liability limits for drivers but umbrella policies can protect assets from large claims. Agents in Berkeley understand local risks like earthquake liability and high property values in the Bay Area.
What Does a Umbrella Insurance Agent in Berkeley Cost?
Typical costs for an umbrella insurance policy in California range from 150 to 500 dollars per year for 1 million dollars of coverage. Higher limits of 2 to 5 million dollars may cost 300 to 1,000 dollars annually. Actual premiums depend on your personal risk factors, number of properties, and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent do in Berkeley?
An umbrella insurance agent in Berkeley helps you assess your personal liability exposure and find a policy that covers gaps in your existing insurance. They review your assets and recommend a coverage amount that fits your needs.
How much umbrella coverage do I need in California?
Most agents recommend at least 1 million dollars in umbrella coverage for California residents with significant assets. The exact amount depends on your home value, savings, and potential lawsuit risks in your area.
Can I get umbrella insurance if I have a rental property in Berkeley?
Yes, umbrella insurance can cover liability from rental properties you own. California landlords often use umbrella policies to protect against tenant injury claims or property damage lawsuits.
Free • No Obligation
Compare Umbrella Insurance Agents
Get matched with agents in Berkeley who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.