The top-rated umbrella insurance agent in Beverly Hills, California is Medwin Insurance Agency, Inc., rated 4.8 stars across 72 reviews. Other highly rated options include Prime & Sub Insurance Services, Frontlight Insurance Services, Wizman Insurance. This directory lists 17 umbrella insurance agents serving Beverly Hills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Medwin Insurance Agency, Inc. | 9454 Wilshire Blvd # 803 | (310) 282-8331 |
| 2 | Prime & Sub Insurance Services | 292 S La Cienega Blvd #206 | (310) 402-2038 |
| 3 | Frontlight Insurance Services | 9454 Wilshire Blvd #320 | (310) 684-5799 |
| 4 | Wizman Insurance | 236 S El Camino Dr | (310) 278-2331 |
| 5 | Sun Insurance and Financial – Beverly Hills | 9663 Santa Monica Blvd | (310) 860-5000 |
| 6 | OceanStar Insurance Services | 9171 Wilshire Blvd Suite 500 | (888) 800-0680 |
| 7 | Coverage Alliance Insurance Services | 8484 Wilshire Blvd #515 | (866) 526-7264 |
| 8 | Hanasab Insurance Services | 8383 Wilshire Blvd | (323) 709-7432 |
| 9 | Nahai Insurance Services | 465 S Beverly Dr #200 | (310) 282-0900 |
| 10 | Jules Berlin Agency Inc | 9320 Wilshire Blvd #306 | (323) 655-6470 |
Medwin Insurance Agency, Inc. serves clients in Los Angeles County from its Beverly Hills location, specializing solely in umbrella insurance coverage. This agency provides an extra layer of liability protection that extends beyond the limits of standard auto and homeowners policies. Such coverage is particularly valuable in an area with high property values and frequent vehicle traffic. The firm handles risk assessment for potential liability gaps. It also offers personal liability umbrella policies designed to protect personal assets against major claims.
Prime & Sub Insurance Services provides comprehensive umbrella coverage options in the Beverly Hills area, extending liability protection beyond standard policies. The company assists clients in structuring service plans that integrate seamlessly with existing home and auto insurance frameworks. Its ongoing portfolio reviews help ensure adequate coverage limits for client assets. The agency serves a diverse property base, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, property managers, and businesses in Beverly Hills, CA, turn to Frontlight Insurance Services for umbrella insurance coverage that provides extra liability protection beyond standard policies. This firm helps clients secure an additional layer of financial security against unforeseen lawsuits and major claims. Serving a range of residential and commercial property owners in the area, the agency addresses the need for higher policy limits in a region with significant assets. Frontlight Insurance Services also extends its coverage to clients throughout the surrounding Los Angeles metro area.
Wizman Insurance serves clients in Beverly Hills and the surrounding Los Angeles communities, handling comprehensive umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The company addresses the specific needs of high-net-worth individuals and families who require additional protection for assets and potential legal claims. For each policy, Wizman Insurance begins by thoroughly evaluating a client’s existing coverage and personal risk exposure to recommend appropriate liability limits tailored to their lifestyle and property holdings.
Sun Insurance and Financial – Beverly Hills provides umbrella insurance on either a one-time policy for a set term or as a recurring annual service to maintain extended liability protection. These policies offer additional coverage beyond standard home and auto policies, helping shield assets from large claims or lawsuits. The agency operates in Beverly Hills, CA, where excess liability risks can be significant. Service runs strictly on an as-needed or scheduled basis, depending on whether a single policy purchase or ongoing renewal management is selected.
OceanStar Insurance Services specializes in umbrella insurance coverage, offering liability protection that extends beyond standard auto and homeowners policies. Operating in Beverly Hills, CA, the agency helps clients safeguard their assets against major claims and lawsuits. These policies provide an additional layer of security for high-net-worth individuals and families in the area. For those concerned about potential accidents during heavy winter rain season, the agency can address how personal liability risks increase on slick roads involving guests at home.
Beverly Hills residents preparing for wildfire season or unexpected liability concerns often seek added protection beyond standard home and auto policies. Coverage Alliance Insurance Services provides local umbrella insurance expertise, helping clients secure broader coverage limits for property and lifestyle exposures. The company guides individuals through assessing their existing policies and identifying potential coverage gaps that could lead to significant financial loss. An initial consultation typically involves reviewing current liability limits and recommending appropriate umbrella policy thresholds. This process begins with an assessment of each client’s unique assets and risk profile.
Hanasab Insurance Services provides comprehensive insurance solutions for businesses and individuals in Beverly Hills, CA. The agency specializes in umbrella insurance, offering an additional layer of liability protection that extends beyond the limits of standard policies. This coverage helps safeguard assets against major claims or lawsuits. The firm serves a diverse range of commercial sectors, including professional offices, warehouses, and food service operations.
Nahai Insurance Services provides residential umbrella insurance coverage for homeowners seeking additional liability protection beyond standard policies. The agency also assists commercial clients in Beverly Hills and the surrounding Los Angeles area with securing extra liability layers for their businesses. Umbrella insurance policies from this agency help fill gaps left by underlying auto, home, or commercial liability policies, delivering extended financial safeguards. Clients frequently return for policy reviews and adjustments during routine service intervals to ensure their coverage remains aligned with evolving needs.
Jules Berlin Agency Inc, based in Beverly Hills, California, is known for providing umbrella insurance policies that extend liability coverage beyond standard home and auto limits. This agency offers personalized risk assessment services for clients in the local area, helping secure extra financial protection against major claims and lawsuits. Its advisors navigate complex insurance regulations to tailor coverage for high-value assets. The firm also specializes in integrating umbrella coverage with existing policies to fill gaps in personal liability lines.
What Does an a Umbrella Insurance Agent in Beverly Hills Cost?
In California, the annual cost for a 1 million dollar personal umbrella policy typically ranges from 150 to 300 dollars. For 2 million dollars in coverage, costs may be 250 to 500 dollars per year. Premiums vary based on your risk factors, such as number of vehicles, property value, and driving record. This is general information and not insurance advice.
About umbrella insurance agents in Beverly Hills
An umbrella insurance agent in Beverly Hills can help you secure additional liability coverage that goes beyond your auto or homeowners policy limits. In California, where high property values and lawsuits are common, umbrella insurance provides a crucial extra layer of protection. Agents in this area understand local risks and can tailor a policy to your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Beverly Hills do?
An umbrella insurance agent helps you purchase a personal umbrella liability policy. This policy provides extra coverage above your existing auto or homeowners insurance. In California, minimum liability limits are often low, so an umbrella policy can protect your savings and future income.
How much umbrella insurance do I need in Beverly Hills?
The amount you need depends on your assets and income. Many agents recommend at least 1 million dollars in coverage. In California, where home values and legal judgments can be high, higher limits like 2 to 5 million dollars are common for wealthy individuals.
Can I buy umbrella insurance without a homeowners policy in California?
No, you must have an underlying auto or homeowners policy to qualify for umbrella insurance. The umbrella policy only kicks in after those base limits are exhausted. Your agent will ensure your underlying policies meet the minimum requirements set by California law.
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