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Compare Umbrella Insurance Agents in Apple Valley, CA
Compare umbrella insurance agents in Apple Valley. Review contact information and insurance categorys before you decide.
14 agents listed
Updated May 2026
Apple Valley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 14 umbrella insurance agents in Apple Valley, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Apple Valley Insurance and Member Services
19201 Bear Valley Rd Ste C, Apple Valley, CA 92308
(760) 247-4110
ace.aaa.com
Fiesta Auto Insurance & Tax Service
20162 Outer Hwy 18 S Suite H, Apple Valley, CA 92307
(760) 477-5454
fiestainsurance.com
Farmers Insurance - Andrea Rivera
21580 Bear Valley Rd Ste B2-6, Apple Valley, CA 92308
(760) 646-9284
agents.farmers.com
Farmers Insurance - Burke Myers
19341 Bear Valley Rd #205, Apple Valley, CA 92308
(760) 247-1000
agents.farmers.com
Wolken Insurance Services
16472 Kalo Rd, Apple Valley, CA 92307
(760) 900-6668
wolkeninsuranceservices.com
Les Palcsik Insurance Agency LLC - Farmers Insurance
19031 Outer Hwy 18 S Ste 270, Apple Valley, CA 92307
(909) 478-3347
agents.farmers.com
KPIA - Kennedy Professional Insurance Agency
19167 Outer Hwy 18 S #1, Apple Valley, CA 92307
(760) 242-2345
kpia.com
Les Palcsik Insurance Agency LLC
19031 Outer Hwy 18 S Ste 270, Apple Valley, CA 92307
(760) 684-8019
lespalcsikinsurance.com
Vineyard Insurance Services
22617 CA-18, Apple Valley, CA 92307
(760) 248-6506
vineyardinsuranceservices.com
DJ Mathews - State Farm Insurance Agent
16048 Tuscola Rd #1, Apple Valley, CA 92307
(760) 247-8848
go2dj.com
Guardado Insurance Services: Allstate Insurance
20786 Bear Valley Rd Unit B, Apple Valley, CA 92308
(760) 240-5900
agents.allstate.com
Farmers Insurance - Marybel Rubio
17993 CA-18 Ste 2, Apple Valley, CA 92307
(760) 242-9131
agents.farmers.com
Farmers Insurance - Sandra Overstreet
18835 CA-18 Ste 1a, Apple Valley, CA 92307
(760) 242-6600
agents.farmers.com
Crosby Victorville Insurance
18355 CA-18, Apple Valley, CA 92307
(760) 242-3200
An umbrella insurance agent in Apple Valley, California can help you secure additional liability coverage beyond your auto, home, or boat policies. California law requires minimum liability limits for drivers, but umbrella policies provide an extra layer of protection against major claims or lawsuits. Local agents understand the unique risks in the High Desert region, such as wildfire liability and recreational vehicle use.
What Does a Umbrella Insurance Agent in Apple Valley Cost?
The cost of an umbrella insurance policy in California typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Premiums vary based on your risk factors, such as number of properties, vehicles, and driving record. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent do in Apple Valley?
An umbrella insurance agent helps you purchase a personal umbrella liability policy that covers claims exceeding your underlying insurance limits. They assess your assets and risk exposure to recommend an appropriate coverage amount. This is especially useful in California where lawsuits can result in high judgments.
How much umbrella coverage do I need in California?
Most California agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. High-net-worth individuals often need 2 to 5 million dollars. A local agent can review your financial situation to suggest a suitable limit.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.