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Compare Umbrella Insurance Agents in Union City, CA
Compare umbrella insurance agents in Union City. Review contact information and insurance categorys before you decide.
15 agents listed
Updated May 2026
Union City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 15 umbrella insurance agents in Union City, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hera Tong Gutierrez - State Farm Insurance Agent
32145 Alvarado-Niles Rd # 205, Union City, CA 94587
(510) 972-0968
heratong.com
Gill Financial & Insurance Services
31080 Union City Blvd # 201, Union City, CA 94587
(510) 888-1180
gillfinancial.com
Jeff Sinfuego - State Farm Insurance Agent
4123 Dyer St Ste 210, Union City, CA 94587
(510) 431-3514
agentsinfuego.com
Tony Huey: Allstate Insurance
1780 Whipple Rd STE 201, Union City, CA 94587
(510) 429-5788
agents.allstate.com
Global Green Insurance Agency of the Bay Area
32146 Alvarado Blvd, Union City, CA 94587
(510) 487-1000
ggiaba.com
Golden Bay Insurance Agency, Inc.
33436 Alvarado-Niles Rd, Union City, CA 94587
(510) 487-2225
agents.allstate.com
Coker & Arias Insurance
1780 Whipple Rd STE 104, Union City, CA 94587
(510) 471-1871
cokerandarias.com
Farmers Insurance - Elizabeth Banuelos
33125 Mission Blvd, Union City, CA 94587
(510) 580-3077
agents.farmers.com
Bill Stone: Allstate Insurance
33436 Alvarado-Niles Rd, Union City, CA 94587
(510) 487-2225
agents.allstate.com
Banuelos Insurance and Tax Services
33125 Mission Blvd, Union City, CA 94587
(510) 580-3077
agents.farmers.com
Farmers Insurance - Daphne Delos Santos
33515 Western Ave, Union City, CA 94587
(510) 475-5850
agents.farmers.com
Farmers Insurance
3995 Smith St Ste 9, Union City, CA 94587
(510) 429-8900
farmersagent.com
Cathy Start - State Farm Insurance Agent
33331 Alvarado-Niles Rd, Union City, CA 94587
(510) 471-8816
cathystart.com
Farmers Insurance - Paramjit Singh
32145 Alvarado-Niles Rd Ste 216, Union City, CA 94587
(510) 675-9295
agents.farmers.com
Godinez Financial and Insurance Services
33006 Calle La Mirada Common, Union City, CA 94587
(510) 552-4334
An umbrella insurance agent in Union City, California can help you secure extra liability coverage that goes beyond your auto or homeowners policy limits. California law requires minimum auto liability coverage of 15/30/5, but an umbrella policy can provide an additional layer of protection against major claims or lawsuits. Union City residents often seek this coverage to safeguard their savings and future earnings from unexpected liability events.
What Does a Umbrella Insurance Agent in Union City Cost?
The cost of an umbrella insurance policy in California typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million, cost more but still offer significant value compared to the coverage amount. Factors like your driving record, property value, and number of vehicles or properties affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance policy cover in California?
An umbrella policy covers liability claims that exceed the limits of your underlying auto, home, or renters insurance. It also covers certain claims not included in those policies, such as libel, slander, or false arrest. In California, it can help protect against large judgments in personal injury or property damage lawsuits.
How much umbrella coverage do I need in Union City?
Most agents recommend at least 1 million dollars in umbrella coverage, but your specific needs depend on your assets, income, and risk exposure. California courts can award large settlements, so higher limits may be wise if you own a home, have significant savings, or engage in activities with higher liability risk.
Do I need to have certain underlying policies to buy umbrella insurance in California?
Yes, you must have a base auto or homeowners policy with certain minimum liability limits. In California, common requirements are 250,000 dollars per person and 500,000 dollars per accident for auto liability, and 300,000 dollars for homeowners liability. Your agent can verify the exact limits needed for your specific policy.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.