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Find Umbrella Insurance Agents Near You in Tracy, CA

Browse umbrella insurance agents serving Tracy, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in Tracy, California is Katie Brazil – State Farm Insurance Agent, rated 5.0 stars across 507 reviews. Other highly rated options include TCS Insurance Brokers, Farmers Insurance - Akmal Qadir, AAA Tracy Branch. This directory lists 19 umbrella insurance agents serving Tracy.

Showing 19 umbrella insurance agents in Tracy, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Katie Brazil – State Farm Insurance Agent4598 S Tracy Blvd Suite 140(925) 344-4696
2TCS Insurance Brokers1015 N Central Ave(209) 207-0577
3Farmers Insurance - Akmal Qadir2680 N Tracy Blvd Ste 1(209) 699-1033
4AAA Tracy Branch2102 W Grant Line Rd(209) 833-5900
5Avantika's Insurance Agency120 E 12th St(209) 400-9785
6M3 Monagan Miller McCreary Insurance1137 Adam St Suite B(209) 835-6656
7Farmers Insurance - Anamarie Emery4598 S Tracy Blvd Ste 100(209) 836-0240
8Farmers Insurance - Sherry Neyman632 W 11th St Suite 115(209) 836-2775
9Epiphany Benefits & Insurance Services Inc1101 Havenbrook Dr(510) 421-4345
10Farmers Insurance - Brenda Osorio68 E 11th St #102(209) 831-9256
KB
4598 S Tracy Blvd Suite 140
Katie Brazil – State Farm Insurance Agent
Umbrella Insurance Agent · Tracy, CA

Katie Brazil – State Farm Insurance Agent in Tracy, California, offers personal umbrella insurance policies to residents in the wider San Joaquin County area. This type of coverage provides an extra layer of liability protection beyond standard auto and homeowners policies, helping to guard savings and future earnings against major claims. The agency advises clients on appropriate coverage limits based on their individual assets and risk exposure. The office also handles the necessary paperwork and policy bundling that can complement existing State Farm insurance plans.

TI
1015 N Central Ave
TCS Insurance Brokers
Umbrella Insurance Agent · Tracy, CA

TCS Insurance Brokers serves homeowners, businesses, and property managers in Tracy, California, seeking umbrella liability coverage to protect against major claims that exceed standard policy limits. This local agency helps clients evaluate risk exposure and secure additional layers of defense for assets and future earnings. They assist with selecting appropriate coverage amounts to fill gaps left by auto, home, or commercial policies. Their services extend to clients throughout the broader San Joaquin County area, including nearby Mountain House.

FI
2680 N Tracy Blvd Ste 1
Farmers Insurance - Akmal Qadir
Umbrella Insurance Agent · Tracy, CA

Farmers Insurance - Akmal Qadir serves the Tracy, CA area and surrounding communities, handling umbrella insurance agent services. This office provides additional liability coverage that extends beyond the limits of standard home and auto policies. The agent works with clients to evaluate their current protection and determine appropriate supplementary limits. This helps safeguard personal assets against major claims or lawsuits. To handle a typical job, the agent first reviews the client’s existing policies, then proposes suitable umbrella coverage options to fill any identified gaps.

AT
2102 W Grant Line Rd
AAA Tracy Branch
Umbrella Insurance Agent · Tracy, CA

AAA Tracy Branch offers comprehensive umbrella insurance coverage to help protect clients from unexpected liability claims that exceed standard policy limits. Its services are designed for individuals and businesses seeking an extra layer of financial security against major lawsuits or property damage. The agency provides personalized consultations to assess risk exposure and tailor policies accordingly. Maintenance plans include annual policy reviews to adjust coverage as assets or circumstances change. The company serves a diverse range of properties, including single-family homes, apartments, retail spaces, and restaurants.

AS
120 E 12th St
Avantika's Insurance Agency
Umbrella Insurance Agent · Tracy, CA

Avantika’s Insurance Agency in Tracy, CA offers both one-time umbrella policies for immediate, temporary liability protection and recurring annual coverage for ongoing asset defense. This extra layer of insurance extends liability limits beyond standard home and auto policies, safeguarding clients against major claims and lawsuits. The agency helps local residents and businesses evaluate their exposure to ensure appropriate coverage levels. Service appointments are arranged strictly on an as-needed basis, with no scheduled follow-ups unless requested by the policyholder.

MM
1137 Adam St Suite B
M3 Monagan Miller McCreary Insurance
Umbrella Insurance Agent · Tracy, CA

M3 Monagan Miller McCreary Insurance in Tracy, CA, specializes in umbrella insurance agent services, offering policies that provide extended liability coverage beyond standard home, auto, and watercraft policies. The agency helps clients protect against major claims and lawsuits that could exceed underlying policy limits. This type of coverage is particularly important during rainy seasons or holiday gatherings, when increased visitor traffic on a property raises the risk of accidents and subsequent liability claims.

FI
4598 S Tracy Blvd Ste 100
Farmers Insurance - Anamarie Emery
Umbrella Insurance Agent · Tracy, CA

As local rains return to Tracy, CA, homeowners often realize standard policies may not cover major liability gaps. Farmers Insurance - Anamarie Emery provides umbrella insurance agent services to help residents obtain extra protection beyond auto or home coverage. The company focuses on assessing each client's current assets and potential risks before recommending appropriate umbrella limits. An initial consultation typically begins with a review of existing policies and a discussion of individual liability exposures. Following this conversation, a detailed inspection of the customer's property is scheduled to finalize coverage recommendations.

FI
632 W 11th St Suite 115
Farmers Insurance - Sherry Neyman
Umbrella Insurance Agent · Tracy, CA

Farmers Insurance - Sherry Neyman in Tracy, CA, provides personalized insurance guidance focused on protecting personal assets. As an umbrella insurance agent, this agency specializes in extending extra liability coverage that goes beyond standard auto and homeowners policies for added financial security. This service is particularly valuable for individuals and businesses seeking broader protection against major claims or lawsuits. The local clientele it serves includes owners of offices, warehouses, and food service operations needing robust coverage solutions for their unique operational exposure.

EB
1101 Havenbrook Dr
Epiphany Benefits & Insurance Services Inc
Umbrella Insurance Agent · Tracy, CA

Epiphany Benefits & Insurance Services Inc in Tracy, CA, is known for providing umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The agency serves local residents and businesses seeking extra protection against large claims or lawsuits. General umbrella insurance agents in this area help clients assess personal risk exposure and determine appropriate policy increments. For those requiring coverage gaps to be filled, the firm specializes in adding personal liability protection for watercraft and recreational vehicles.

FI
68 E 11th St #102
Farmers Insurance - Brenda Osorio
Umbrella Insurance Agent · Tracy, CA

Farmers Insurance - Brenda Osorio provides residential umbrella insurance coverage to homeowners in Tracy, California, offering an additional layer of liability protection beyond standard policies. The agency also extends commercial umbrella insurance services to local business owners within the Tracy area, helping to safeguard against major claims and lawsuits. Clients can schedule follow-up consultations between regular policy reviews to adjust coverage as needs change, ensuring ongoing protection aligns with current assets and life circumstances.

CI
2880 N Tracy Blvd
Cumbre Insurance
Umbrella Insurance Agent · Tracy, CA
(209) 835-0776
AS
18 W 11th St
Anderson Services and Insurance Solutions, LLC.
Umbrella Insurance Agent · Tracy, CA
(209) 676-8811
coverageadvocate.com
FI
450 10th St Ste A
Farmers Insurance - Lilia Lara
Umbrella Insurance Agent · Tracy, CA
(209) 814-5445
agents.farmers.com/ca/tracy/lilia-lara
SI
53 W 9th St
Stroup Insurance & Financial Agency
Umbrella Insurance Agent · Tracy, CA
(209) 830-6200
AI
4598 S Tracy Blvd # 120
Altamont Insurance Brokers
Umbrella Insurance Agent · Tracy, CA
(209) 835-6395
altamontins.com
FS
28 W 10th St
Frerichs SJ & Son
Umbrella Insurance Agent · Tracy, CA
(209) 835-1764
frerichsins.com
BV
1550 N Tracy Blvd
Big Valley Insurance Agency Inc.
Umbrella Insurance Agent · Tracy, CA
(209) 835-5253
bigvalleyinsurance.com
AI
1930 N Tracy Blvd
Assad Insurance Inc
Umbrella Insurance Agent · Tracy, CA
(209) 835-4444
assadins.com/contact-us
NI
632 W 11th St Suite 115
Neyman Insurance Services
Umbrella Insurance Agent · Tracy, CA
(209) 836-2775
neymaninsuresyou.com

What Does an a Umbrella Insurance Agent in Tracy Cost?

In California, a 1 million dollar umbrella policy typically costs between 150 and 300 dollars per year. Rates vary based on your underlying auto and home insurance, your claims history, and the number of properties or vehicles you own. Higher limits of 2 million or 5 million may cost 300 to 800 dollars annually. This is general information and not insurance advice.

About umbrella insurance agents in Tracy

An umbrella insurance agent in Tracy California can help you secure extra liability protection beyond your standard auto or home policy. California law requires minimum liability limits but does not cap umbrella coverage amounts. Local agents understand the specific risks for Tracy residents, including flood and earthquake exposures.

Frequently Asked Questions

What does an umbrella insurance agent in Tracy do?

An agent helps you assess your personal liability risks and find an umbrella policy that covers claims above your existing limits. They compare quotes from multiple carriers licensed in California and explain how the policy interacts with your underlying coverage.

How much umbrella coverage do I need in Tracy California?

Most agents recommend at least 1 million dollars in umbrella coverage. California courts can award large judgments in liability cases, so higher limits such as 2 million or 5 million may be wise for homeowners or those with significant assets.

Does umbrella insurance cover earthquake or flood damage in Tracy?

No, umbrella insurance does not cover property damage from earthquakes or floods. It covers personal liability for injuries or property damage you cause to others. For earthquake or flood protection, you need separate California policies.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.