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Browse umbrella insurance agents serving Saratoga, California. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Saratoga, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 10 umbrella insurance agents in Saratoga, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sara Berg: Allstate Insurance
14375 Saratoga Ave Ste 106, Saratoga, CA 95070
(408) 741-0585
agents.allstate.com
Donald Wilson - State Farm Insurance Agent
12299 Saratoga Sunnyvale Rd Ste A, Saratoga, CA 95070
(408) 257-8700
donaldcwilson.com
Phil Mills - State Farm Insurance Agent
14500 Big Basin Wy d, Saratoga, CA 95070
(408) 354-5250
phil-mills.com
Greg Pond - State Farm Insurance Agent
14500 Big Basin Wy d, Saratoga, CA 95070
(408) 358-0200
gregpondinsurance.com
Pat Richard Insurance Agency
14540 Big Basin Wy, Saratoga, CA 95070
(408) 867-1771
patrichardinsurance.com
Cory McElwee - State Farm Insurance Agent
12299 Saratoga Sunnyvale Rd Ste A, Saratoga, CA 95070
(408) 861-1550
corymcelwee.com
Farmers Insurance - Chuck Page
14462 Big Basin Wy, Saratoga, CA 95070
(408) 356-0427
agents.farmers.com
Village Insurance Services
12280 Saratoga Sunnyvale Rd STE 112, Saratoga, CA 95070
(408) 973-0800
villageinsuranceservices.net
Farmers Insurance - Ramir Nuestro
18809 Cox Ave #180, Saratoga, CA 95070
(408) 816-7745
agents.farmers.com
O'Connor Insurance Agency
18809 Cox Ave #260, Saratoga, CA 95070
(408) 877-0000
oconnorhoains.com
An umbrella insurance agent in Saratoga helps you secure additional liability coverage beyond your home and auto policies. In California, where property values and lawsuit risks can be high, umbrella policies often start at $1 million in coverage. Local agents understand the specific liability exposures common in Santa Clara County.
What Does a Umbrella Insurance Agent in Saratoga Cost?
In California, umbrella insurance typically costs between $150 and $500 per year for $1 million in coverage. Higher limits of $2 million to $5 million may cost $300 to $1,500 annually. Costs vary based on your risk profile, number of properties, and driving record. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Saratoga do?
An umbrella insurance agent helps you purchase a policy that provides extra liability protection above your existing home and auto insurance. In California, this coverage can protect your savings and future income from large lawsuits.
How much umbrella coverage do I need in California?
Most California agents recommend at least $1 million in umbrella coverage. High net worth individuals or those with rental properties may need $2 million to $5 million. Your agent can assess your assets and risk level.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.