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Find Umbrella Insurance Agents in Santa Monica, CA

Directory of umbrella insurance agents in Santa Monica, California. Verify credentials with the state department of insurance before hiring.

19 agents listed
Updated May 2026
Santa Monica, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 19 umbrella insurance agents in Santa Monica, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Santa Monica Insurance and Member Services
2730 Santa Monica Blvd, Santa Monica, CA 90404
(310) 453-1909 ace.aaa.com
Ray Reza Mazaheri at Comparion Insurance Agency
520 Broadway, Santa Monica, CA 90401
(818) 577-1181 comparioninsurance.com
Argam Grigoryan at Comparion Insurance Agency
730 Arizona Ave 2nd Floor, Santa Monica, CA 90401
(916) 945-5987 comparioninsurance.com
Dave Rosenberg - State Farm Insurance Agent
1205 Wilshire Blvd, Santa Monica, CA 90403
(310) 458-3400 dr4insurance.com
Adam Glazer at Comparion Insurance Agency
730 Arizona Ave 2nd Floor, Santa Monica, CA 90401
(310) 683-6852 comparioninsurance.com
Fariba Zand - State Farm Insurance Agent
2432 Lincoln Blvd Ste D, Santa Monica, CA 90405
(310) 314-7601 faribazand.com
Comparion Insurance Agency
730 Arizona Ave 2nd Floor, Santa Monica, CA 90401
(310) 341-1200 comparioninsurance.com
Bat Insurance Agency
1112 Montana Ave Suite 1050, Santa Monica, CA 90403
(415) 903-2020 batinsurance.com
Donaldson Insurance Agency
2030 Lincoln Blvd, Santa Monica, CA 90405
(310) 392-4181 donaldsoninsurance.com
Wilkens Insurance Agency, Inc.
1112 Montana Ave #102, Santa Monica, CA 90403
(310) 393-7373 wilkensinsurance.com
Express Financial & Insurance Services Inc.
3222 Santa Monica Blvd, Santa Monica, CA 90404
(310) 453-5736 expressfinancial.net
Josh Scott at Comparion Insurance Agency
730 Arizona Ave 2nd Floor, Santa Monica, CA 90401
(310) 683-6851 comparioninsurance.com
Farmers Insurance - Arash Aram
2444 Wilshire Blvd Ste 285, Santa Monica, CA 90403
(310) 362-6138 agents.farmers.com
West LA Baby Boomer Insurance
1821 Wilshire Blvd #402, Santa Monica, CA 90403
(310) 351-7772 101medicare.com
Pullen Family Insurance Agency, Inc
2450 Colorado Ave Suite 100E, Santa Monica, CA 90404
(310) 310-2901 pulleninsurance.com
Michael D. Sutton Insurance
401 Wilshire Blvd 12th Floor, Santa Monica, CA 90401
(310) 471-5500 mdsins.com
Donald Weiss Insurance Services
1223 Wilshire Blvd #119, Santa Monica, CA 90403
(310) 451-6277 donaldweiss.com
Farmers Insurance - Refugio Castro
1247 Lincoln Blvd UNIT G, Santa Monica, CA 90401
(310) 390-4083 agents.farmers.com
M & R Americana Insurance
2808 Santa Monica Blvd, Santa Monica, CA 90404
(310) 453-3727

What Does a Umbrella Insurance Agent in Santa Monica Cost?

In California, a 1 million dollar umbrella insurance policy typically costs between 150 and 300 dollars per year. Higher limits of 2 to 5 million dollars may cost 300 to 600 dollars annually. Premiums depend on factors like your driving record, number of properties, and risk exposure. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Santa Monica do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your primary insurance limits. In California, this can protect assets like your home or savings from large lawsuits. The agent assesses your risk profile and recommends appropriate coverage amounts.
How much umbrella insurance do I need in Santa Monica?
Most California agents recommend at least 1 million dollars in umbrella coverage, but higher limits may be wise given Santa Monicas high home values. A common rule is to have enough to cover your net worth plus future income. Your agent can help calculate the right amount based on your assets.
Is umbrella insurance required by California law?
No, umbrella insurance is not required by California state law. However, it is strongly advised for homeowners and drivers with significant assets. California courts can award large judgments, and umbrella coverage helps protect against financial loss beyond standard policy limits.