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HomeUmbrella Insurance AgentsCalifornia › Santa Clara

Find Umbrella Insurance Agents Near You in Santa Clara, CA

Browse umbrella insurance agents serving Santa Clara, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in Santa Clara, California is Alexandra Anderson - State Farm Insurance Agent, rated 5.0 stars across 358 reviews. Other highly rated options include VisitorsCoverage Inc., Jon Barron - State Farm Insurance Agent, Farmers Insurance - Richard So. This directory lists 15 umbrella insurance agents serving Santa Clara.

Showing 15 umbrella insurance agents in Santa Clara, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Alexandra Anderson - State Farm Insurance Agent980 El Camino Real #350(408) 244-4400
2VisitorsCoverage Inc.2350 Mission College Blvd #1140(866) 384-9104
3Jon Barron - State Farm Insurance Agent5251 Stevens Creek Blvd(408) 564-8880
4Farmers Insurance - Richard So1572 Los Padres Blvd Ste 201(408) 249-7726
5GS Insurance Solutions, Inc.5201 Great America Pkwy Suite 320(844) 694-7467
6Be Well Insurance Solutions1092 Scott Blvd(408) 615-1280
7Farmers Insurance - Ling Shan3390 De La Cruz Blvd Ste F2(408) 694-2710
8Michelle Adams: Allstate Insurance3280 El Camino Real(408) 216-0253
9Sure88 Insurance Brokers LLC1061 Monroe St(408) 453-8831
10Farmers Insurance - Jessica Lim3044 Scott Blvd(408) 654-0170
AA
980 El Camino Real #350
Alexandra Anderson - State Farm Insurance Agent
Umbrella Insurance Agent · Santa Clara, CA

Alexandra Anderson, a Santa Clara umbrella insurance agent, specializes in extending liability coverage beyond standard policies for local families and professionals. Her general services include advising clients on comprehensive protection against major claims and lawsuits common in the Bay Area. This work helps homeowners, renters, and drivers secure an additional safety net for unforeseen incidents. As the rainy season approaches, she assists residents in evaluating their current coverage limits to safeguard assets from potential flood-related liability issues.

VI
2350 Mission College Blvd #1140
VisitorsCoverage Inc.
Umbrella Insurance Agent · Santa Clara, CA

VisitorsCoverage Inc. serves Santa Clara County and the surrounding Silicon Valley region as an umbrella insurance agent. The company provides supplementary liability coverage that extends beyond the limits of standard auto and homeowners policies. This extra layer of protection helps safeguard local clients against major claims and lawsuits. Umbrella insurance through this agency typically covers liability for property damage, personal injury, and certain legal defense costs. The firm handles policy coordination between primary insurers and umbrella carriers for San Jose area residents.

JB
5251 Stevens Creek Blvd
Jon Barron - State Farm Insurance Agent
Umbrella Insurance Agent · Santa Clara, CA

Jon Barron - State Farm Insurance Agent in Santa Clara, CA, offers personal umbrella liability coverage designed to extend protection beyond standard auto and homeowners policies. This service provides an extra layer of financial security, helping safeguard clients against major claims and lawsuits that exceed underlying policy limits. The agency assists with plan selection, policy reviews, and coverage adjustments as needs evolve. Clients can discuss limits and deductibles to tailor a plan. This insured protection is available for single-family homes, apartments, retail shops, and restaurants.

FI
1572 Los Padres Blvd Ste 201
Farmers Insurance - Richard So
Umbrella Insurance Agent · Santa Clara, CA

Farmers Insurance - Richard So serves homeowners, businesses, and property managers needing supplementary personal or commercial umbrella coverage in Santa Clara, California. The agency helps clients extend their underlying liability policies to protect assets against major claims or lawsuits. Richard So provides insurance guidance for those seeking additional financial security beyond standard policy limits. The office also supports customers in surrounding areas of the South Bay, including San Jose and Cupertino, with tailored umbrella insurance solutions.

GI
5201 Great America Pkwy Suite 320
GS Insurance Solutions, Inc.
Umbrella Insurance Agent · Santa Clara, CA

GS Insurance Solutions, Inc. serves clients in Santa Clara and the surrounding Silicon Valley communities. As an umbrella insurance agent, the company handles additional liability coverage that extends beyond the limits of standard home and auto policies. This business provides protection for policyholders against major claims and lawsuits that could otherwise threaten personal assets. To manage a typical client situation, it first reviews existing primary policies to identify coverage gaps, then recommends appropriate umbrella limits tailored to the individual’s specific risk exposure.

BW
1092 Scott Blvd
Be Well Insurance Solutions
Umbrella Insurance Agent · Santa Clara, CA

Be Well Insurance Solutions in Santa Clara specializes in providing umbrella insurance policies that extend liability coverage beyond standard homeowners and auto limits. The agency works closely with clients to assess their overall risk exposure and secure additional protection for their assets and future earnings. Its general service approach includes reviewing existing policies to identify coverage gaps and tailoring umbrella plans to fit individual circumstances. This is particularly valuable during the rainy season, when increased risks from flooding or vehicle accidents may exceed primary policy limits.

FI
3390 De La Cruz Blvd Ste F2
Farmers Insurance - Ling Shan
Umbrella Insurance Agent · Santa Clara, CA

Santa Clara residents often face elevated financial risks during storm season or holiday gatherings when a single liability claim can exceed standard policy limits. Farmers Insurance - Ling Shan provides umbrella insurance agent services designed to bridge these coverage gaps, offering additional protection that activates once homeowners or auto policies are exhausted. This supplementary solution helps safeguard local assets such as savings, homes, and future earnings from unforeseen lawsuits. A detailed initial assessment is typically scheduled to evaluate current coverage and recommend an appropriate umbrella policy limit.

MA
3280 El Camino Real
Michelle Adams: Allstate Insurance
Umbrella Insurance Agent · Santa Clara, CA

For occasional liability protection, a client might opt for a one-time policy covering a single event or high-risk period, whereas recurring coverage provides ongoing protection against major claims exceeding standard home or auto policies. Michelle Adams: Allstate Insurance serves the Santa Clara, CA area as an umbrella insurance agent. This type of policy adds an extra layer of personal liability coverage for assets and future income. The agent’s service runs on an as-needed basis, allowing clients to request a quote or adjust their existing policy whenever they need to expand coverage.

SI
1061 Monroe St
Sure88 Insurance Brokers LLC
Umbrella Insurance Agent · Santa Clara, CA

Sure88 Insurance Brokers LLC provides comprehensive insurance solutions in Santa Clara, California. The agency specializes in umbrella insurance, offering additional liability coverage that extends beyond standard policy limits to protect against major claims and lawsuits. Clients can secure this supplementary policy to safeguard their assets and future earnings. The firm serves a variety of commercial sectors, including professional offices, warehouses, and food service operations.

FI
3044 Scott Blvd
Farmers Insurance - Jessica Lim
Umbrella Insurance Agent · Santa Clara, CA

Farmers Insurance - Jessica Lim provides residential umbrella insurance coverage in Santa Clara, helping homeowners protect assets beyond standard policy limits. The agency also offers commercial umbrella insurance to local businesses seeking additional liability protection for their operations. Serving Santa Clara and the surrounding area, the agency works with clients to evaluate their unique coverage needs. Follow-up service is available between regular visits, allowing policyholders to adjust their protection as their assets or business circumstances change.

FI
1212 El Camino Real Ste 201
Farmers Insurance - Sodje Agency | Santa Clara | Insurance Services
Umbrella Insurance Agent · Santa Clara, CA
(408) 738-2488
agents.farmers.com/tsodje
FI
1850 Warburton Ave Ste 202
Farmers Insurance - Jimmy Chen
Umbrella Insurance Agent · Santa Clara, CA
(408) 296-5788
agents.farmers.com/ca/santa-clara/jimmy-chen
FI
1659 Scott Blvd #10
Farmers Insurance - Jeannette Reymundo
Umbrella Insurance Agent · Santa Clara, CA
(408) 984-2790
agents.farmers.com/ca/santa-clara/jeannette-reymundo
LQ
3777 Stevens Creek Blvd Ste# 455
LOW QUOTE INSURANCE
Umbrella Insurance Agent · Santa Clara, CA
(408) 210-7740
LI
3150 De La Cruz Blvd
Life Insurance Company Santa Clara
Umbrella Insurance Agent · Santa Clara, CA
(408) 442-9993
agents.worldfinancialgroup.com/tony-opee

What Does an a Umbrella Insurance Agent in Santa Clara Cost?

The cost of an umbrella insurance policy in California typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Each additional million may cost 75 to 150 dollars per year. Factors that affect the premium include your driving record, number of properties, and the liability limits on your underlying policies. This is general information and not insurance advice.

About umbrella insurance agents in Santa Clara

An umbrella insurance agent in Santa Clara California can help you secure additional liability coverage that goes beyond your auto or homeowners policy limits. California law requires minimum auto liability coverage of 15/30/5 but a single lawsuit can exceed those limits quickly. A local agent understands the specific risks in the Bay Area and can tailor a policy to your assets and lifestyle.

Frequently Asked Questions

What does an umbrella insurance agent in Santa Clara do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides extra coverage above your existing home and auto insurance. They assess your assets and risk exposure to recommend an appropriate coverage limit. The agent also explains how the policy interacts with your primary insurance.

How much umbrella coverage do I need in California?

Most experts recommend at least 1 million dollars in umbrella coverage for California homeowners. High net worth individuals may need 2 to 5 million dollars or more. Your agent can help calculate the right amount based on your assets and potential lawsuit risks.

Can I get umbrella insurance without a home or auto policy?

No, umbrella insurance requires you to have an underlying auto or homeowners policy with certain minimum liability limits. In California the underlying auto policy must typically have at least 250,000 dollars per person and 500,000 dollars per accident. Your agent can verify your current policies meet these requirements.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.