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Browse umbrella insurance agents serving Santa Barbara, California. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Santa Barbara, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 umbrella insurance agents in Santa Barbara, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Santa Barbara Insurance and Member Services
3712 State St, Santa Barbara, CA 93105
(805) 682-5811
ace.aaa.com
Baxter Insurance
1033 Santa Barbara St, Santa Barbara, CA 93101
(805) 963-4048
baxterinsurance.com
Baratto Sullivan & Co. Insurance Agency
5266 Hollister Ave Ste 330, Santa Barbara, CA 93111
(805) 682-8554
barattosullivan.com
CoreGen Insurance Agency, LLC
300 E Canon Perdido St STE C1, Santa Barbara, CA 93101
(805) 845-7517
cginsurancesb.com
The Weiser Agency
2064 Alameda Padre Serra #115, Santa Barbara, CA 93103
(805) 984-3777
theweiseragency.com
Hollister Insurance
5276 Hollister Ave, Santa Barbara, CA 93111
(805) 845-4785
Santa Barbara Insurance Services LLC
361 Hitchcock Way, Santa Barbara, CA 93105
(209) 580-7763
Select Insurance Services
15 W Carrillo St, Santa Barbara, CA 93101
(805) 837-0175
selectinsurance.us
Santa Barbara Insurance
1920 De La Vina St, Santa Barbara, CA 93101
(805) 569-0731
sbinsagency.com
Tomm and Buck Insurance Services
4141 State St, Santa Barbara, CA 93110
(805) 683-0096
mercuryinsurance.com
Mission Santa Barbara Insurance Services, Inc.
1114 State St Suite 254, Santa Barbara, CA 93101
(805) 770-7729
missionsbinsurance.com
HUB International
40 E Alamar Ave, Santa Barbara, CA 93105
(805) 682-2571
hubinternational.com
Omnia Insurance & Risk Solutions
4213 State St #205, Santa Barbara, CA 93110
(805) 563-0400
omniains.com
Brashears & Newendorp Insurance Agency
3020 De La Vina St, Santa Barbara, CA 93105
(805) 564-7645
brashearsinsurance.com
Farmers Insurance - Israel Riley Ramirez
3425 State St, Santa Barbara, CA 93105
(805) 770-2019
agents.farmers.com
Victoria's Insurance
724 N Milpas St, Santa Barbara, CA 93103
(805) 899-4522
Atlas Plus Insurance Services
1 W Victoria St, Santa Barbara, CA 93101
(805) 979-9555
atlasplusinsurance.com
California Meridian Insurance
5276 Hollister Ave Ste #109, Santa Barbara, CA 93111
(805) 681-9656
californiameridian.com
Farmers Insurance - Diana Cibrian
1433 State St, Santa Barbara, CA 93101
(805) 618-1952
agents.farmers.com
Farmers Insurance - Bryan Petersen
1 W Calle Crespis, Santa Barbara, CA 93105
(805) 967-8888
agents.farmers.com
An umbrella insurance agent in Santa Barbara helps you secure a personal liability policy that provides coverage above the limits of your home and auto insurance. California law requires minimum auto liability limits, but an umbrella policy can add one million dollars or more in extra protection. This is especially important for Santa Barbara homeowners and drivers who face high property values and litigation risks.
What Does a Umbrella Insurance Agent in Santa Barbara Cost?
The cost of an umbrella insurance policy in California typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Higher limits, such as two to five million dollars, may cost 300 to 800 dollars annually. Actual premiums depend on your risk profile, number of properties, vehicles, and driving record. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Santa Barbara do?
An umbrella insurance agent helps you purchase a personal umbrella liability policy that covers claims exceeding your underlying home or auto insurance limits. The agent reviews your current policies and recommends an appropriate coverage amount based on your assets and risk exposure.
How much umbrella insurance do I need in California?
Most California agents recommend at least one million dollars in umbrella coverage. The amount you need depends on your net worth, income, and potential liability risks. A common rule is to have umbrella coverage equal to or greater than your total assets.
Does umbrella insurance cover legal defense costs in California?
Yes, umbrella policies typically cover legal defense costs even if the underlying insurance has been exhausted. In California, this can be critical because the state allows plaintiffs to seek damages for pain and suffering, which can exceed standard policy limits.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.