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Compare Umbrella Insurance Agents in Santa Ana, CA
Directory of umbrella insurance agents in Santa Ana, California. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Santa Ana, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 umbrella insurance agents in Santa Ana, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Freeway Insurance
798 S Harbor Blvd, Santa Ana, CA 92704
(714) 793-8939
locations.freeway.com
Adriana's Insurance Services
1309 E 1st St, Santa Ana, CA 92701
(714) 699-9222
adrianasinsurance.com
Insurance Navy Brokers
1150 S Bristol St Unit A, Santa Ana, CA 92704
(714) 242-0035
insurancenavy.com
Zeron Insurance Services, Inc.
1665 E 4th St UNIT 106, Santa Ana, CA 92701
(714) 617-4240
zeroninsurance.com
Neighborhood Insurance Agency
600 S Grand Ave Suite 101, Santa Ana, CA 92705
(714) 285-9990
niacoverage.com
Zeron Insurance Services #3
1200 W Warner Ave Ste E, Santa Ana, CA 92707
(714) 384-7323
zeroninsurance.com
Southland Auto Insurance Services
638 S Harbor Blvd, Santa Ana, CA 92704
(714) 775-2300
southlandautoinsurance.com
Eddie Quillares Jr - State Farm Insurance Agent
415 N Broadway, Santa Ana, CA 92701
(714) 617-7150
eddieqinsurance.com
Veronica's Insurance
404 N Grand Ave, Santa Ana, CA 92701
(714) 559-3506
veronicas.com
Mary Juarez Insurance Agency & Income Tax Serv
1227 W 1st St # C, Santa Ana, CA 92703
(714) 542-5914
maryjuarezinsurance.com
Insurance Services VIA
1471 S Main St, Santa Ana, CA 92707
(714) 242-8008
insurancevia.com
Roberti's Insurance Agency, Inc.
601 N Parkcenter Dr Suite 104, Santa Ana, CA 92705
(714) 543-2788
robertiagency.com
Ebuy Insurance Services
912 N Harbor Blvd Ste. B Ste. B, Santa Ana, CA 92703
(714) 956-3100
e-buyinsurance.com
Nuway Insurance Agency Inc.
410 N Bristol St Suite H, Santa Ana, CA 92703
(714) 953-2117
dmv.ca.gov
Aguilar Insurance Services Corp.
12510 Westminster Ave, Santa Ana, CA 92706
(714) 554-5716
aguilarinsurance.com
Ray Cheng Insurance Agency, Inc.
540 N Golden Cir Dr # 315, Santa Ana, CA 92705
(888) 395-4847
agents.farmers.com
Intercoast Insurance
1701 N Broadway suite b, Santa Ana, CA 92706
(657) 900-2121
Pacific Lighthouse Insurance Agency, Inc.
217 N Main St Suite 101, Santa Ana, CA 92701
(657) 667-0225
pacificlighthouseins.com
Gamez Insurance
1011 S Bristol St, Santa Ana, CA 92703
(714) 547-2431
gamezinsurance.com
Mario's Insurance
1210 E McFadden Ave, Santa Ana, CA 92705
(714) 836-4753
An umbrella insurance agent in Santa Ana can help you secure extra liability coverage that goes beyond your auto or homeowners policy. California law requires minimum liability limits for drivers, but a personal umbrella policy provides an additional layer of protection. This coverage is especially valuable in a litigious environment where lawsuits can exceed standard policy limits.
What Does a Umbrella Insurance Agent in Santa Ana Cost?
The cost of an umbrella insurance policy in California typically ranges from $150 to $500 per year for $1 million in coverage. Factors that affect the premium include your driving record, number of properties, and the amount of underlying coverage you carry. Higher limits, such as $2 million or $5 million, will cost more but still offer significant value for the protection provided. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Santa Ana do?
An umbrella insurance agent helps you purchase a personal umbrella liability policy that provides coverage above the limits of your underlying home and auto policies. They assess your risk profile and recommend appropriate coverage amounts. In California, umbrella policies typically require underlying limits of at least $250,000 for auto and $300,000 for home.
How much umbrella insurance do I need in Santa Ana?
The amount of umbrella insurance you need depends on your assets and potential liability risks. Many agents recommend at least $1 million in coverage for homeowners with significant equity or high net worth. California courts often award large judgments, so higher limits may be wise for those with substantial assets.
Is umbrella insurance required by law in California?
No, umbrella insurance is not required by California law. However, it is strongly recommended for anyone with assets to protect. California has a minimum auto liability requirement of $15,000 per person and $30,000 per accident, but these limits are often insufficient in serious accidents. An umbrella policy can protect your savings and future earnings.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.