The top-rated umbrella insurance agent in San Mateo, California is Marilyn Wong - State Farm Insurance Agent, rated 5.0 stars across 160 reviews. Other highly rated options include Catalli Insurance Brokers, Wilson Ku - State Farm Insurance Agent, Farmers Insurance - Patrick Chua. This directory lists 22 umbrella insurance agents serving San Mateo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Marilyn Wong - State Farm Insurance Agent | 748 Polhemus Rd | (650) 286-8100 |
| 2 | Catalli Insurance Brokers | 60 41st Ave | (650) 349-1803 |
| 3 | Wilson Ku - State Farm Insurance Agent | 4204 Olympic Ave | (650) 525-3800 |
| 4 | Farmers Insurance - Patrick Chua | 235 E 3rd Ave Ste 220 | (650) 249-6999 |
| 5 | Farmers Insurance - Kelly Cansler | 1900 S Norfolk St #350 | (650) 763-8844 |
| 6 | EWD Insurance Services Inc | 414 E 3rd Ave | (650) 342-1801 |
| 7 | Farmers Insurance - Randal DeNola | 1660 S Amphlett Blvd Ste 325 | (650) 343-1999 |
| 8 | Farmers Insurance - John Kemmer | 1720 S Amphlett Blvd Ste 140 | (650) 572-1044 |
| 9 | Mark Woods - BPIA Insurance | 1519 S B St | (650) 539-6517 |
| 10 | Tammie Pereira Insurance | 1606 S El Camino Real | (650) 655-2022 |
Marilyn Wong - State Farm Insurance Agent serves the San Mateo, California area, providing a range of personal insurance solutions. As an umbrella insurance agent, this office focuses on offering additional liability coverage that extends beyond the limits of standard home and auto policies. Their services help clients protect their assets and future earnings against major claims or lawsuits. Specific offerings include commercial auto and renters insurance.
Catalli Insurance Brokers specializes in evaluating and securing umbrella insurance policies for clients in San Mateo, California. The company begins with a thorough assessment of existing liability coverage to identify gaps, then arranges an additional layer of protection above standard home and auto limits. Regular policy reviews and prompt updates ensure coverage remains aligned with changing assets or risk exposure. The firm provides its specialized umbrella services for single-family homes, apartments, retail establishments, and local restaurants.
Homeowners, businesses, and property managers in San Mateo turn to Wilson Ku - State Farm Insurance Agent for personalized umbrella insurance policies. These liability coverage plans extend protection beyond standard home or auto limits, offering crucial financial security against major claims or lawsuits. The agency helps clients evaluate their personal exposure to risk and select appropriate liability limits. Service is provided with a focus on clear explanations and tailored coverage options. Wilson Ku also serves clients in the surrounding communities of Foster City and Belmont.
Farmers Insurance - Patrick Chua serves San Mateo and the surrounding Bay Area communities, handling personal umbrella liability coverage for residents. This agent specializes in extending extra liability protection that goes beyond what standard auto and homeowners policies provide, helping to shield personal assets from major claims. A typical job begins with a full review of a client's existing policies and personal risk exposure, then recommends an umbrella limit that fits their financial situation while ensuring continuous coverage across all underlying policies.
With either a one-time policy or recurring coverage, umbrella insurance provides an extra layer of liability protection beyond standard home and auto limits. As an agent with Farmers Insurance in San Mateo, Kelly Cansler assists clients in tailoring this supplemental coverage to their specific risk exposure. The described service for securing policy options is offered on an as-needed basis, allowing for personal consultation when assessing financial safeguards.
EWD Insurance Services Inc specializes in umbrella insurance policies that provide extra liability coverage beyond standard home and auto limits. As an agent in San Mateo, California, the company assists clients in protecting their assets from major claims and lawsuits. It works with individual homeowners, renters, and vehicle owners to expand their coverage for greater financial security. During the rainy season, when local flooding or roadway accidents increase liability risks, EWD Insurance Services Inc helps clients secure additional protection against unexpected personal injury or property damage claims.
As seasonal rains approach the San Mateo hills, homeowners think about protecting assets beyond standard policies. Farmers Insurance - Randal DeNola provides umbrella insurance coverage for local residents, offering an extra liability layer above auto and home policies. This agent helps San Mateo clients understand how umbrella policies can shield savings and future earnings from unexpected major claims. After an initial consultation on personal risk exposure, the agent schedules a full inspection of the property to identify coverage gaps.
Farmers Insurance - John Kemmer provides umbrella insurance coverage for residential properties in San Mateo, offering additional liability protection beyond standard homeowners policies. The agency also addresses commercial coverage needs for small businesses in the local area, extending their services throughout San Mateo County. With each policy, they assess individual risk profiles to recommend appropriate limits and exclusions. Regular clients frequently contact the office to adjust coverage following significant life changes or renewals, ensuring consistent protection between routine annual reviews.
Tammie Pereira Insurance is known for providing personalized umbrella insurance coverage to residents of San Mateo, California. This company offers liability protection that extends beyond the limits of standard home and auto policies, serving clients seeking added financial security. Policies typically defend against large claims and lawsuits that could otherwise affect personal assets. As a local agent, it understands the specific risk factors common in the San Mateo area. For an extra layer of specialized protection, this agency also provides standalone excess liability coverage for high-value assets.
What Does an a Umbrella Insurance Agent in San Mateo Cost?
The cost of umbrella insurance in California typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. For higher limits like 2 million or 5 million dollars, annual premiums can be 300 to 800 dollars or more. Your actual cost depends on factors such as your driving record, property value, and number of vehicles. This is general information and not insurance advice.
About umbrella insurance agents in San Mateo
An umbrella insurance agent in San Mateo California helps you secure additional liability coverage that goes beyond your auto or homeowners policy limits. This extra layer of protection is especially important in California where high property values and litigation costs can put your assets at risk. A local agent can tailor a policy to match your specific needs and lifestyle.
Frequently Asked Questions
What does an umbrella insurance agent in San Mateo do?
An umbrella insurance agent helps you evaluate your current liability risks and recommends a policy that provides extra coverage above your existing home and auto insurance. They guide you through the application process and help you understand policy limits and exclusions specific to California.
How much umbrella insurance do I need in San Mateo?
The amount of umbrella insurance you need depends on your assets and potential liability exposure. In California, agents often suggest at least 1 million dollars in coverage to protect against lawsuits from accidents on your property or auto incidents. Your agent can calculate a suitable limit based on your net worth and income.
Are there California-specific rules for umbrella insurance?
Yes, California requires that umbrella policies follow certain state insurance regulations including fair claims handling and coverage disclosures. Additionally, California law allows umbrella policies to cover certain liabilities not included in standard policies, such as libel or slander. Your agent can explain how these rules apply to your situation.
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