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HomeUmbrella Insurance AgentsCalifornia › San Juan Capistrano

Find Umbrella Insurance Agents Near You in San Juan Capistrano, CA

Browse umbrella insurance agents serving San Juan Capistrano, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in San Juan Capistrano, California is Acrisure Capistrano, CA (Insurance Solutions), rated 5.0 stars across 344 reviews. Other highly rated options include 3G Health Insurance Services, Stephanie Frisch Insurance 101 Services, McDonough Insurance Services. This directory lists 13 umbrella insurance agents serving San Juan Capistrano.

Showing 13 umbrella insurance agents in San Juan Capistrano, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Acrisure Capistrano, CA (Insurance Solutions)33302 Valle Rd suite 200(800) 969-8082
23G Health Insurance Services30320 Rancho Viejo Rd Suite 4(949) 529-7123
3Stephanie Frisch Insurance 101 Services30320 Rancho Viejo Rd #16(949) 292-4958
4McDonough Insurance Services27136 Paseo Espada #103(949) 361-8471
5Taylor Oda - State Farm Insurance Agent31831 Camino Capistrano Ste 113(949) 429-5711
6Malinalli Taxes & Insurance Services31952 Del Obispo St #280(949) 489-1007
7Hackett Insurance Services - Farmers Insurance33161 Camino Capistrano k2(949) 943-3610
8King Insurance Support Systems31381 Rancho Viejo Rd #101(949) 488-2255
9Mares Insurance Services32122 Camino Capistrano Suite 210(949) 525-0570
10Farmers Insurance - Robert Heineman32341 Camino Capistrano Ste I(949) 831-3723
AC
33302 Valle Rd suite 200
Acrisure Capistrano, CA (Insurance Solutions)
Umbrella Insurance Agent · San Juan Capistrano, CA

Acrisure Capistrano, CA (Insurance Solutions) serves the San Juan Capistrano area and surrounding Orange County communities with specialized umbrella insurance agent services. This type of coverage provides additional liability protection beyond standard auto and homeowners policies, helping to safeguard personal assets from major claims. The agents work closely with clients to assess potential liability gaps and secure appropriate excess limits. To offer comprehensive financial protection, the company handles both personal umbrella policies for individuals and professional umbrella plans tailored to small business liabilities in the local region.

3H
30320 Rancho Viejo Rd Suite 4
3G Health Insurance Services
Umbrella Insurance Agent · San Juan Capistrano, CA

3G Health Insurance Services provides umbrella insurance coverage that extends liability protection beyond standard home and auto policies. Its service approach includes guiding clients through policy limits and coverage gaps to ensure comprehensive risk management. Maintenance plans involve periodic policy reviews and adjustments for changing asset profiles and liability exposures. The agency services a range of properties in San Juan Capistrano, CA, including single-family homes, apartments, retail spaces, and restaurants.

SF
30320 Rancho Viejo Rd #16
Stephanie Frisch Insurance 101 Services
Umbrella Insurance Agent · San Juan Capistrano, CA

Stephanie Frisch Insurance 101 Services serves homeowners, businesses, and property managers in San Juan Capistrano, California, who require liability protection above their standard policies. The agency helps clients assess their personal assets and commercial exposures to determine appropriate umbrella coverage for added security against major claims or lawsuits. They explain how excess liability policies function alongside underlying insurance, ensuring clear understanding of coverage limits and exclusions. Their services also extend to the neighboring community of Dana Point.

MI
27136 Paseo Espada #103
McDonough Insurance Services
Umbrella Insurance Agent · San Juan Capistrano, CA

Serving San Juan Capistrano and surrounding South Orange County communities, McDonough Insurance Services acts as an umbrella insurance agent, providing additional liability coverage beyond standard homeowner and auto policies. This helps protect clients from major claims and lawsuits involving property or vehicle operations. To determine appropriate liability limits, the firm begins by thoroughly reviewing each client's existing policies and personal exposure, then recommends a compatible supplemental layer suited to their specific situation.

TO
31831 Camino Capistrano Ste 113
Taylor Oda - State Farm Insurance Agent
Umbrella Insurance Agent · San Juan Capistrano, CA

For clients choosing between binding a single policy or establishing an ongoing umbrella liability strategy, Taylor Oda - State Farm Insurance Agent in San Juan Capistrano, CA provides supplemental coverage that extends beyond the limits of standard auto and homeowners policies. This added protection against major claims or lawsuits is designed for local residents seeking broader asset defense. The agent offers service on an as-needed or scheduled basis, depending on the insured's request and renewal cycle.

MT
31952 Del Obispo St #280
Malinalli Taxes & Insurance Services
Umbrella Insurance Agent · San Juan Capistrano, CA

Malinalli Taxes & Insurance Services provides umbrella insurance in San Juan Capistrano, offering extended liability coverage that goes beyond standard home and auto policies. The agency serves clients by helping them protect assets and future earnings against major claims. Its general insurance work includes assessing individual risks and tailoring policies for greater financial security. This service is particularly valuable during California’s dry fire season, when elevated risks may require higher liability limits to safeguard property and savings from potential lawsuits.

HI
33161 Camino Capistrano k2
Hackett Insurance Services - Farmers Insurance
Umbrella Insurance Agent · San Juan Capistrano, CA

Hackett Insurance Services - Farmers Insurance provides general liability and property coverage for clients in San Juan Capistrano, California. The agency specializes in umbrella insurance, which extends personal and commercial policy limits to offer broader financial protection against large claims. Such add-on policies often cover legal defense costs, bodily injury, and property damage exceeding standard caps. This extra layer serves various business sectors, including local offices needing wider liability cushions, warehouses requiring expanded property and incident coverage, and food service operations facing elevated public interaction risks.

KI
31381 Rancho Viejo Rd #101
King Insurance Support Systems
Umbrella Insurance Agent · San Juan Capistrano, CA

With wildfire season often sharpening concerns over liability exposure in San Juan Capistrano, King Insurance Support Systems helps residents review their personal umbrella policies to ensure adequate coverage beyond standard auto and home limits. The agency clarifies how an umbrella policy can defend assets against costly lawsuits resulting from accidents or property incidents common in the area. Their process begins with a no-obligation initial consultation to assess current insurance gaps and evaluate whether umbrella limits align with a client's financial situation.

MI
32122 Camino Capistrano Suite 210
Mares Insurance Services
Umbrella Insurance Agent · San Juan Capistrano, CA

Mares Insurance Services provides residential umbrella coverage in San Juan Capistrano, helping homeowners secure extra liability protection above standard policies. The agency also assists local businesses with commercial umbrella policies to safeguard against major claims. Their service area extends throughout the surrounding Orange County communities. Clients often schedule follow-up appointments during regular policy reviews to adjust coverage limits as their assets or operations change, ensuring continued suitability between routine agent visits.

FI
32341 Camino Capistrano Ste I
Farmers Insurance - Robert Heineman
Umbrella Insurance Agent · San Juan Capistrano, CA

Farmers Insurance - Robert Heineman is known for providing umbrella insurance protection in San Juan Capistrano, CA, offering liability coverage that extends beyond standard home and auto policies. This agency assists clients in safeguarding their assets against major claims and lawsuits, ensuring broader financial security across various life situations. As a supplemental layer of coverage, umbrella insurance helps close gaps left by underlying policies. A customizable service the agency can provide includes adding coverage for personal injury claims.

LS
31431 Rancho Viejo Rd #102
Lorinda Sloss - Sloss Insurance Services
Umbrella Insurance Agent · San Juan Capistrano, CA
(949) 276-4500
lorindasloss.com
GP
31401 Camino Capistrano Suite #5
Gonzalez Perez Insurance Services Inc.
Umbrella Insurance Agent · San Juan Capistrano, CA
(949) 761-5050
gpinsco.com
FI
30320 Rancho Viejo Rd Ste 100
Farmers Insurance - Eric Husli
Umbrella Insurance Agent · San Juan Capistrano, CA
(714) 368-1970
agents.farmers.com/ca/san-juan-capistrano/eric-husli

What Does an a Umbrella Insurance Agent in San Juan Capistrano Cost?

In California, umbrella insurance typically costs between 150 and 400 dollars annually for 1 million dollars of coverage. For 2 million dollars, the cost may range from 250 to 600 dollars per year. Premiums depend on factors like driving record, number of properties, and claims history. This is general information and not insurance advice.

About umbrella insurance agents in San Juan Capistrano

Umbrella insurance agents in San Juan Capistrano help residents secure additional liability coverage beyond standard auto and homeowners policies. California law requires minimum auto liability limits of 15/30/5, but umbrella policies often start at 1 million dollars in coverage. Agents can explain how umbrella insurance protects against large claims and lawsuits common in coastal communities.

Frequently Asked Questions

What does an umbrella insurance agent in San Juan Capistrano do?

An umbrella insurance agent reviews your existing policies and recommends a personal liability umbrella policy. They help determine the right coverage amount based on your assets and risks. The agent then shops among carriers to find a policy that meets California requirements.

Do I need umbrella insurance if I have a homeowners policy in San Juan Capistrano?

Yes, a standard homeowners policy has liability limits that may not cover a serious accident or lawsuit. Umbrella insurance provides an extra layer of protection, often starting at 1 million dollars. California courts can award large judgments, so additional coverage is wise for homeowners with significant assets.

How much does umbrella insurance cost in California?

Typical umbrella insurance costs in California range from 150 to 400 dollars per year for 1 million dollars in coverage. Costs vary based on your risk profile, number of vehicles, and property value. An agent can give you a personalized quote.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.