Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 umbrella insurance agents in San Jose, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Acceptance Insurance
2602 Alum Rock Ave, San Jose, CA 95116
(408) 610-7535
locations.acceptance.com
Farmers Insurance - Ironwood Insurance Agency
816 N First St #100, San Jose, CA 95112
(408) 224-7800
agents.farmers.com
Preeti Sehgal - State Farm Insurance Agent
1054 S De Anza Blvd STE 106, San Jose, CA 95129
(408) 320-1022
sehgalfs.com
Khalsa Insurance Agency
3750 McKee Rd A, San Jose, CA 95127
(408) 272-2500
khalsainsurance.com
Bob Fillhouer - State Farm Insurance Agent
2899 The Villages Pkwy, San Jose, CA 95135
(408) 558-7771
myagentbob.com
Atlantida Insurance Services
5304 Monterey Rd A, San Jose, CA 95111
(408) 362-0413
atlantidainsurance.com
Wynn Insurance Agency
88 Tully Rd STE 100, San Jose, CA 95122
(408) 215-2087
wynninsuranceagency.com
PHP Insurance Services Inc.
1290 Tully Rd suite 80, San Jose, CA 95122
(408) 528-1528
phpbroker.com
Farmers Insurance - Mahshid Mirzaei
1650 Zanker Rd Ste 131, San Jose, CA 95112
(408) 384-3431
agents.farmers.com
Oasis Insurance Services Inc
1526 Alum Rock Ave, San Jose, CA 95116
(408) 729-7858
oasisinsurance.org
Red Wave Insurance Services
1038 Leigh Ave UNIT 201, San Jose, CA 95126
(408) 836-4560
myredwave.com
Farmers Insurance - Genaro Garza
3535 Ross Ave Ste 307, San Jose, CA 95124
(408) 516-0440
agents.farmers.com
Campus Insurance Service
8 N San Pedro St #200, San Jose, CA 95110
(408) 296-5270
campusinsurance.com
Satwant Singh Insurance Services
2774 Aborn Rd, San Jose, CA 95121
(408) 771-2438
satwantins.com
KIS Insurance Services
1225 W San Carlos St, San Jose, CA 95126
(408) 491-1111
kisinsurance.com
Let's Insure - San Jose
1900 Camden Ave #204, San Jose, CA 95124
(877) 851-7867
letsinsure.org
Anjomi Insurance Agency
1080 Saratoga Ave Ste. 9, San Jose, CA 95129
(408) 257-7400
Farmers Insurance - Kelly Dunn
2695 Moorpark Ave suite 200-b, San Jose, CA 95128
(408) 409-5187
agents.farmers.com
Heffernan Walton Insurance Services
1741 Technology Dr #260, San Jose, CA 95110
(408) 265-2800
waltoninsurance.com
Gatewood Insurance Agency Inc
1095 Bird Ave. #2, San Jose, CA 95125
(408) 298-1611
gatewoodinsurance.com
What Does a Umbrella Insurance Agent in San Jose Cost?
The cost of umbrella insurance in California typically ranges from $150 to $300 per year for $1 million in coverage. For $2 million in coverage, the annual premium is often between $250 and $500. Costs vary based on your risk profile, number of properties, and driving record. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in San Jose do?
An umbrella insurance agent helps you assess your personal liability risks and find a policy that covers gaps in your existing insurance. They explain how umbrella coverage works with your auto and home policies to provide a higher limit of protection.
How much umbrella coverage do I need in California?
The amount of umbrella coverage you need depends on your assets and income. Many agents recommend at least $1 million in coverage, but high net worth individuals in California may need $2 million to $5 million due to the state's high cost of living and litigation environment.
Do I need umbrella insurance if I have a rental property in San Jose?
Yes, if you own a rental property in San Jose, umbrella insurance can protect you from liability claims made by tenants or visitors. California landlord-tenant laws can lead to expensive lawsuits, and umbrella coverage adds an extra layer of protection beyond your rental property insurance.