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HomeUmbrella Insurance AgentsCalifornia › San Francisco

Find Umbrella Insurance Agents Near You in San Francisco, CA

Browse umbrella insurance agents serving San Francisco, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in San Francisco, California is Traci Hollander - State Farm Insurance Agent, rated 4.9 stars across 548 reviews. Other highly rated options include Tiffany Won - State Farm Insurance Agent, Sam & Associates Insurance Agency: Allstate Insurance, Jessica Liu Insurance Services. This directory lists 22 umbrella insurance agents serving San Francisco.

Showing 22 umbrella insurance agents in San Francisco, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Traci Hollander - State Farm Insurance Agent556 Castro St(415) 575-3775
2Tiffany Won - State Farm Insurance Agent1250 Missouri St UNIT 305(415) 872-5734
3Sam & Associates Insurance Agency: Allstate Insurance2225 Taraval St(415) 665-0181
4Jessica Liu Insurance Services3428 Balboa St(415) 386-2283
5AAA San Francisco Richmond District Branch599 Clement St(415) 750-7800
6Victor Bull - State Farm Insurance Agent3288 Steiner St Ste 200A(415) 580-7380
7David Chacon - State Farm Insurance Agent3425 25th St(415) 647-9900
8Broad Spectrum Insurance Services1000 Brannan St #205(888) 898-6999
9AAA San Francisco Lakeshore Plaza Branch1585 Sloat Blvd(415) 682-3400
10Donald Browne Insurance Services, formerly, John A Morton Insurance Agency3366 22nd St(408) 292-4329
TH
556 Castro St
Traci Hollander - State Farm Insurance Agent
Umbrella Insurance Agent · San Francisco, CA

Traci Hollander - State Farm Insurance Agent serves the San Francisco, California metro area, providing umbrella insurance coverage to local residents and businesses. This company assists clients in securing excess liability protection that extends beyond the limits of standard home or auto policies. It also helps customers evaluate their personal risk exposure to determine appropriate coverage levels. Typical services include offering additional liability limits and coverage for incidents involving property damage or personal injury claims.

TW
1250 Missouri St UNIT 305
Tiffany Won - State Farm Insurance Agent
Umbrella Insurance Agent · San Francisco, CA

Tiffany Won - State Farm Insurance Agent in San Francisco, CA provides umbrella insurance coverage, offering an extra layer of liability protection beyond standard policies. Service plans are designed to assist clients in assessing their risk exposure and selecting appropriate coverage limits. Maintenance plans include periodic policy reviews to ensure coverage remains adequate as circumstances change. Regular consulting is available to clarify how umbrella policies interact with home and auto insurance. The agency services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.

SA
2225 Taraval St
Sam & Associates Insurance Agency: Allstate Insurance
Umbrella Insurance Agent · San Francisco, CA

Homeowners, business owners, and property managers in San Francisco seek out Sam & Associates Insurance Agency: Allstate Insurance for umbrella insurance coverage. This agent provides excess liability protection that extends beyond standard policy limits, helping clients safeguard their assets against major claims or lawsuits. Extra coverage layers over existing auto, homeowners, or business policies to defend against life’s unpredictable events. Serving the San Francisco metro area, the agency also offers its services to clients in nearby Oakland for additional protection needs.

JL
3428 Balboa St
Jessica Liu Insurance Services
Umbrella Insurance Agent · San Francisco, CA

Jessica Liu Insurance Services in San Francisco, CA specializes in umbrella insurance, offering additional liability coverage that goes beyond standard policies. It assists clients with general protection against major claims and lawsuits that may exceed primary policy limits. This service also works to safeguard assets such as homes and savings from unexpected financial risk. The agency helps with specific concerns like increased liability exposure during peak travel seasons or large local events.

AS
599 Clement St
AAA San Francisco Richmond District Branch
Umbrella Insurance Agent · San Francisco, CA

AAA San Francisco Richmond District Branch serves San Francisco and the surrounding Bay Area communities with umbrella insurance agent services. It handles excess liability coverage that extends beyond standard policy limits for added financial protection. The agency evaluates each client’s unique risk exposure and current property, auto, or watercraft policies. It then selects appropriate policy increments to match their specific needs. For a typical job, the company reviews the client’s existing coverage gaps and coordinates with primary insurers to ensure seamless integration of the additional protection.

VB
3288 Steiner St Ste 200A
Victor Bull - State Farm Insurance Agent
Umbrella Insurance Agent · San Francisco, CA

As San Francisco fog and seasonal rains create slick streets and hidden liability risks, Victor Bull - State Farm Insurance Agent provides umbrella insurance for extended personal liability coverage. This policy layers onto existing auto and homeowners insurance to protect assets beyond primary limits, a crucial consideration for Bay Area homeowners and renters alike. Local clients seek protection against costly lawsuits from accidents at their property or on the road. The agency responds by reviewing each client’s current policies and assets, then scheduling a brief consultation to evaluate coverage gaps.

DC
3425 25th St
David Chacon - State Farm Insurance Agent
Umbrella Insurance Agent · San Francisco, CA

David Chacon, operating with State Farm Insurance in San Francisco, provides a broad range of personal and commercial insurance coverage. Its specific umbrella insurance services add an extra layer of protection beyond standard policy limits, offering clients financial security against unexpected lawsuits and large claims. In the event of a severe incident, this specialized product helps cover legal costs or damages that exceed a primary policy’s cap. Such added security is valuable for various commercial sectors the agency serves, including local offices, warehouses, and food service establishments.

BS
1000 Brannan St #205
Broad Spectrum Insurance Services
Umbrella Insurance Agent · San Francisco, CA

Broad Spectrum Insurance Services, based in San Francisco, is known for delivering supplemental liability protection to local residents and businesses. Its service range includes personal umbrella policies that extend coverage limits above standard auto and homeowners insurance, addressing potential lawsuits and major claims. The agency helps clients in the Bay Area safeguard assets like homes, rental properties, and savings from catastrophic financial loss. A specialty service it can add on is excess liability coverage for recreational watercraft, including jet skis or small boats.

AS
1585 Sloat Blvd
AAA San Francisco Lakeshore Plaza Branch
Umbrella Insurance Agent · San Francisco, CA

For umbrella insurance clients, those needing a single excess liability policy for high-value assets often select a one-time purchase, while those seeking annual coverage updates prefer a recurring service with policy adjustments over time. This local agency offers umbrella policies providing additional liability limits beyond standard home and auto coverage for San Francisco residents and businesses. Their service runs on either a one-time or as-needed basis, depending on each client's renewal and liability risk evaluation cycle.

DB
3366 22nd St
Donald Browne Insurance Services, formerly, John A Morton Insurance Agency
Umbrella Insurance Agent · San Francisco, CA

Donald Browne Insurance Services, located in San Francisco, provides residential umbrella insurance to local homeowners seeking extra liability layers. The agency, formerly known as John A Morton Insurance Agency, also extends commercial umbrella coverage for city businesses. Their service area covers San Francisco and nearby communities throughout the Bay region. Individual policies are designed to protect personal assets beyond standard limits. The office prioritizes attentive file management and can adjust coverage quickly when clients request follow-up service between regular visits.

KP
3138 Geary Blvd
Kajal Pashmi - State Farm Insurance Agent
Umbrella Insurance Agent · San Francisco, CA
(415) 742-4459
kajalpinsurance.com
EI
2085 Van Ness Ave
ESI Insurance Brokers
Umbrella Insurance Agent · San Francisco, CA
(415) 440-5136
insurance415.com
RI
422 Presidio Ave
Riskguard Insurance Solutions
Umbrella Insurance Agent · San Francisco, CA
(415) 447-4212
riskguardins.com
II
180 Montgomery St
Inclusive Insurance
Umbrella Insurance Agent · San Francisco, CA
(844) 462-5874
inclusiveinsurance.com
AI
204 Valencia St Unit 6
April Insurance Agency
Umbrella Insurance Agent · San Francisco, CA
(415) 242-8100
aprilinsurance.com
BS
301 Junipero Serra Blvd #204
Biddle-Shaw Insurance Services
Umbrella Insurance Agent · San Francisco, CA
(415) 586-7200
biddleshaw.com
CI
314 W Portal Ave
CAL Insurance & Associates
Umbrella Insurance Agent · San Francisco, CA
(415) 661-6500
mycalteam.com
MI
101 Montgomery St
MOC Insurance Services
Umbrella Insurance Agent · San Francisco, CA
(415) 957-0600
FI
555 Montgomery St Ste 650
Farmers Insurance - Tat Wai Tam
Umbrella Insurance Agent · San Francisco, CA
(415) 341-7720
agents.farmers.com/ca/san-francisco/tat-wai-tam
JL
577 Columbus Ave
Jack Lee Fong Insurance Agency, Inc.
Umbrella Insurance Agent · San Francisco, CA
(415) 956-3990
jlfia.com
CI
2126 Sutter St
Carrie Insurance
Umbrella Insurance Agent · San Francisco, CA
(415) 567-7660
carrieins.com
SP
2030 Union St Suite #202
Statewide Professional Insurance Agency Inc.
Umbrella Insurance Agent · San Francisco, CA
(415) 681-0434
statewidepia.com

What Does an a Umbrella Insurance Agent in San Francisco Cost?

In California, a $1 million umbrella insurance policy typically costs between $150 and $300 per year. A $2 million policy may range from $250 to $500 annually, and $5 million coverage can cost $500 to $1,000 per year. Costs vary based on your risk profile, number of properties, and driving record. This is general information and not insurance advice.

About umbrella insurance agents in San Francisco

Umbrella insurance agents in San Francisco help you secure an extra layer of liability coverage that goes beyond your auto, home, or renters policy. In California, where property values and lawsuit awards can be high, an umbrella policy often starts at $1 million in coverage. Agents can tailor a policy to protect your assets against claims like libel, slander, or accidental injuries on your property.

Frequently Asked Questions

What does an umbrella insurance agent do in San Francisco?

An umbrella insurance agent helps you assess your liability risks and purchase a policy that provides additional coverage above your existing home and auto limits. They can explain how California law affects coverage, such as the state's comparative fault rules in liability claims.

Who needs umbrella insurance in California?

Anyone with significant assets, such as a home, savings, or future income, may benefit from umbrella insurance. In San Francisco, where real estate values are high, even renters with substantial savings or professionals at risk of lawsuits should consider this coverage.

How much umbrella coverage do I need in San Francisco?

Most agents recommend at least $1 million in umbrella coverage, but the right amount depends on your total assets and income. California courts can award large judgments, so a higher limit may be wise if you own property or have a high net worth.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.