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Compare Umbrella Insurance Agents in San Clemente, CA
Looking for a umbrella insurance agent in San Clemente? Review the directory below to compare your options.
20 agents listed
Updated May 2026
San Clemente, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 umbrella insurance agents in San Clemente, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Safe Life Insurance Agency
232 Avenida Fabricante STE 105, San Clemente, CA 92672
(888) 633-6632
safelifeagency.com
Farmers Insurance - Lisa Newell
940 Calle Negocio STE 220, San Clemente, CA 92673
(949) 487-5487
agents.farmers.com
Withers Insurance Services
638 Camino De Los Mares, San Clemente, CA 92673
(949) 637-2700
withersins.com
AAA San Clemente Insurance and Member Services
638 Camino De Los Mares E100, San Clemente, CA 92673
(949) 489-5572
ace.aaa.com
General Insurance Services
629 Camino De Los Mares STE 306, San Clemente, CA 92673
(949) 661-2201
gen-ins.com
Divel Insurance
501 N El Camino Real UNIT 204, San Clemente, CA 92672
946 Calle Amanecer Suite F, San Clemente, CA 92673
(949) 533-0796
goosehead.com
Unity One Insurance
629 Camino De Los Mares #202b, San Clemente, CA 92673
(949) 450-1822
orangecountyinsurancebroker.com
Diamond Preferred Insurance Services
1100-1198 Caminante, San Clemente, CA 92673
(949) 648-2922
diamond-preferred.com
Bearbower Insurance Services
501 N El Camino Real #200, San Clemente, CA 92672
(949) 347-9909
bearbowerinsurance.com
Shank Insurance Services
122 Avenida Del Mar C, San Clemente, CA 92672
(833) 878-2820
swartsmanning.com
Farmers Insurance - Greg Lerum
302 N El Camino Real Ste 118, San Clemente, CA 92672
(949) 492-7331
agents.farmers.com
San Clemente Insurance Services
501 N El Camino Real #200, San Clemente, CA 92672
(949) 369-0951
sanclementeins.com
GIS Galvez Insurance Services
940 Calle Negocio Ste 170, San Clemente, CA 92673
(949) 240-7445
gisgalvezinsuranceservices.com
Walker Insurance Solutions, Inc
940 Calle Negocio Ste 110, San Clemente, CA 92673
(800) 883-0902
everyhealthplan.com
George L Brown Insurance
1005 Calle Recodo, San Clemente, CA 92673
(949) 361-1400
georgebrowninsurance.com
Leger Insurance Agency
San Clemente, CA 92673
(949) 244-7611
legerinsuranceagency.com
Douglas Mc Carty Insurance Services
931 Calle Negocio ste j, San Clemente, CA 92673
(949) 366-9405
douglasmccarty.com
HUB International
200 S Ola Vista, San Clemente, CA 92672
(949) 940-1856
Umbrella insurance agents in San Clemente help residents secure extra liability coverage beyond auto and home policies. In California, where high property values and lawsuit risks are common, an umbrella policy can protect personal assets. This additional coverage is often required for homeowners with rental properties or those with significant savings.
What Does a Umbrella Insurance Agent in San Clemente Cost?
In California, umbrella insurance typically costs between 150 and 300 dollars per year for 1 million dollars of coverage. Higher limits, such as 2 million dollars, may cost 200 to 500 dollars annually. Costs vary based on your risk profile, number of properties, and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in San Clemente do?
An umbrella insurance agent helps you assess your liability risks and find a policy that provides extra coverage above your existing home and auto insurance. They explain policy limits and exclusions specific to California.
How much umbrella insurance do I need in California?
Most agents recommend at least 1 million dollars in umbrella coverage for California homeowners. The amount depends on your assets, income, and potential liability from activities like owning a pool or hosting events.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.