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Find Umbrella Insurance Agents Near You in San Carlos, CA

Directory of umbrella insurance agents in San Carlos, California. Verify credentials with the state department of insurance before hiring.

10 agents listed
Updated May 2026
San Carlos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 10 umbrella insurance agents in San Carlos, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gina Vallee - State Farm Insurance Agent
632 El Camino Real, San Carlos, CA 94070
(650) 593-8425 ginavallee.net
Nadler Insurance, Inc.
1560 Laurel St #200, San Carlos, CA 94070
(650) 508-8000 nadlerinsurance.com
Ray Sullivan: Allstate Insurance
742 El Camino Real, San Carlos, CA 94070
(650) 593-1221 agents.allstate.com
ISU Lovering Insurance Services
1121 Laurel St, San Carlos, CA 94070
(650) 593-7601 isulovering.com
Professional Insurance associates
1100 Industrial Rd STE 3, San Carlos, CA 94070
(650) 592-7333 piainc.com
365 Gold Insurance Services
104 El Camino Real, San Carlos, CA 94070
(650) 777-7680 agency.nationwide.com
Farmers Insurance - Nicky Papadakis
1355 Laurel St, San Carlos, CA 94070
(650) 593-1666 agents.farmers.com
Peck & Peck Insurance
1724 Laurel St #225, San Carlos, CA 94070
(650) 592-5591 peck-peck.com
Welcare Financial Group
1668 El Camino Real, San Carlos, CA 94070
(650) 802-9288
Dooley Insurance Services
1567 Edmond Dr, San Carlos, CA 94070
(949) 687-0911 difs2.com

What Does a Umbrella Insurance Agent in San Carlos Cost?

The cost of an umbrella insurance policy in California typically ranges from 150 to 500 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 200 to 800 dollars annually. Factors like your driving record number of properties and prior claims affect the premium. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in San Carlos do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims above your underlying insurance limits. In California this can protect you from lawsuits related to car accidents or property damage incidents. The agent assesses your risk profile and recommends appropriate coverage amounts.
How much umbrella coverage should I get in San Carlos?
Common umbrella policy limits in California range from one million to five million dollars. Your agent will consider your net worth income and potential liability risks such as owning a pool or rental property. A general guideline is to have enough coverage to protect your total assets.
Do I need umbrella insurance if I have a homeowners policy in San Carlos?
Yes a standard homeowners policy in California has liability limits that may be insufficient for a serious accident. Umbrella insurance extends your coverage and often covers legal defense costs. It also applies to certain claims that your home or auto policy might exclude.