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Compare umbrella insurance agents in Salinas. Review contact information and insurance categorys before you decide.
19 agents listed
Updated May 2026
Salinas, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 19 umbrella insurance agents in Salinas, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Salinas Branch
1019 Post Dr, Salinas, CA 93907
(831) 771-4000
mwg.aaa.com
Acceptance Insurance
973 N Main St, Salinas, CA 93906
(831) 350-6066
locations.acceptance.com
Leavitt Central Coast
950 E Blanco Rd #103, Salinas, CA 93901
(831) 424-6404
leavitt.com
Farmers Insurance - Carlos Perez
210 Capitol St suite 10, Salinas, CA 93901
(831) 758-0700
agents.farmers.com
Amezcua Insurance Services
7 N Hebbron Ave, Salinas, CA 93905
(831) 757-6313
amezcuainsurance.com
Lemus Insurance
454 E Alisal St suite c, Salinas, CA 93905
(831) 296-5888
lemus-insurance.com
Tus Amigos Insurance & Tax Services
1566 N Sanborn Rd, Salinas, CA 93905
(831) 580-8300
tusamigosinsurance.com
Ramirez Insurance Services
600 E Market St # 105, Salinas, CA 93905
(866) 561-6233
Farmers Insurance - Cesar Castro
911 N Main St, Salinas, CA 93906
(831) 759-8500
agents.farmers.com
Estrella Insurance
727 E Market St, Salinas, CA 93905
(831) 800-1700
agents.estrellainsurance.com
Gonzalez & Associates insurance Service Inc
102 Lincoln Ave, Salinas, CA 93901
(831) 424-6300
gonzins.com
Jax Pacific West Insurance
817 E Alisal St, Salinas, CA 93905
(831) 754-1027
dmv.ca.gov
Farmers Insurance - Lisa Del Real
1980B N Main St, Salinas, CA 93906
(831) 442-9090
agents.farmers.com
A. Cordova Insurance Services Inc.
604 E Alisal St, Salinas, CA 93905
(831) 754-0511
acordovainc.com
Maria Narez Insurance Agency Inc.
115 Cayuga St #300, Salinas, CA 93901
(831) 776-3319
mlagents.americannational.com
Salinas Insurance Agency
443 E Alisal St b4, Salinas, CA 93905
(831) 272-6622
Pan American Insurance Agency
201 Monterey - Salinas Hwy G, Salinas, CA 93908
(831) 455-9515
paula.com
Ramirez Insurance Services: Francisco Rami Frank A
600 E Market St # 105, Salinas, CA 93905
(831) 755-7828
ramirezinsuranceservices.com
EC Insurance Services, LLC
111 E Alisal St, Salinas, CA 93901
(831) 741-4600
ecinsuranceservice.com
An umbrella insurance agent in Salinas California helps you secure extra liability coverage beyond standard auto and homeowners policies. California law requires minimum liability limits for drivers but umbrella policies provide an additional layer of protection for assets. Salinas residents often seek this coverage due to the areas agricultural industry and higher risk of accidents involving farm vehicles or property.
What Does a Umbrella Insurance Agent in Salinas Cost?
In California a 1 million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. Higher coverage amounts like 2 million dollars may cost 250 to 500 dollars annually. Costs vary based on your driving record number of properties and other risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Salinas do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims exceeding your primary insurance limits. In California this policy can protect your savings home and future wages from large lawsuits. The agent assesses your risk profile and recommends appropriate coverage amounts.
How much umbrella coverage do I need in California?
Most California agents suggest at least 1 million dollars in umbrella coverage. Your specific need depends on your assets income and potential liability risks such as owning rental property or having a swimming pool. A higher net worth may require 2 to 5 million dollars of coverage.
Are there California laws that affect umbrella insurance?
Yes California has a minimum auto liability insurance requirement of 15 thousand dollars for injury per person and 30 thousand per accident. Umbrella policies typically require you to carry higher underlying limits such as 250 thousand per person and 500 thousand per accident. California also follows a pure comparative negligence rule which can increase your exposure in lawsuits.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.