The top-rated umbrella insurance agent in Redding, California is Cost-U-Less Insurance, rated 4.8 stars across 449 reviews. Other highly rated options include Zach Bay - State Farm Insurance Agent, Acceptance Insurance, Michelle Marks - State Farm Insurance Agent. This directory lists 20 umbrella insurance agents serving Redding.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cost-U-Less Insurance | 1627 Hilltop Dr Ste I | (530) 206-0973 |
| 2 | Zach Bay - State Farm Insurance Agent | 1422 Oregon St | (530) 221-3224 |
| 3 | Acceptance Insurance | 120 Hartnell Ave | (530) 681-4013 |
| 4 | Michelle Marks - State Farm Insurance Agent | 376 Hartnell Ave d | (530) 221-3670 |
| 5 | Dee Stover - State Farm Insurance Agent | 1715 South St | (530) 241-0252 |
| 6 | Farmers Insurance: Wayne Miller | 3075 Churn Crk Rd | (530) 222-5334 |
| 7 | The Walsh Agency-Farmers Insurance | 3605 Bechelli Ln | (530) 222-1101 |
| 8 | Goosehead Insurance - Mike Littau | 1321 Butte St #101 | (530) 223-5600 |
| 9 | Jeff Avery - State Farm Insurance Agent | 1822 Buenaventura Blvd #107 | (530) 243-4600 |
| 10 | R.W. Hudson Insurance Brokerage | 1647 Hartnell Ave #11a | (530) 605-4515 |
Serving the Redding, California metro area, Cost-U-Less Insurance acts as an Umbrella Insurance Agent, helping residents in the surrounding region find supplemental liability coverage that extends beyond standard policy limits. This additional layer of financial protection shields personal assets from major claims and legal judgments. The agency assists clients with securing personal umbrella policies to cover auto and homeowners liability exposures, as well as adding liability coverage for rental properties or watercraft.
Zach Bay - State Farm Insurance Agent serves the Redding, California area, providing umbrella insurance coverage to local residents and businesses. Umbrella insurance offers supplementary liability protection that goes beyond the limits of standard auto, homeowners, or boat insurance policies. This can help safeguard personal assets and future earnings against major claims or lawsuits. For those seeking broader security, the agency handles policy evaluations and risk assessments to recommend appropriate liability limits. They also assist with personal umbrella policy applications as part of a comprehensive insurance portfolio.
Acceptance Insurance provides umbrella liability coverage to residents and businesses throughout Redding, California, helping clients extend protection beyond standard policy limits. Its service approach includes reviewing existing insurance portfolios to identify gaps in coverage and offering supplemental policies designed to address higher-risk scenarios. Maintenance plans involve periodic reassessments of client assets and liabilities to ensure appropriate coverage levels are maintained. The agency services a range of property types, including single-family homes, apartments, retail spaces, and restaurants.
Michelle Marks - State Farm Insurance Agent provides umbrella insurance coverage in Redding, California, offering supplemental liability protection beyond standard policies. The agency works with clients to understand how an umbrella plan can safeguard personal assets against unforeseen accidents or lawsuits. Policies are structured to extend over underlying home and auto insurance, ensuring coordinated protection for qualifying policyholders. This service supports homeowners, including those with single-family homes, as well as renters, apartment dwellers, retail business owners, and restaurant operators seeking broader financial security.
Homeowners, property managers, and small business owners in the Redding area can work with this agency to secure umbrella liability insurance policies that provide added protection beyond standard coverage limits. These policies offer an extra layer of financial security against costly lawsuits or major claims. The agent guides clients through the process of evaluating their current coverage and determining the appropriate level of additional liability protection. Dee Stover - State Farm Insurance Agent also offers this service to residents and property owners throughout nearby Anderson.
Farmers Insurance: Wayne Miller in Redding, CA provides specialized umbrella insurance to extend personal liability coverage beyond standard home and auto policies. The agency also offers risk assessment for clients with rental properties or recreational vehicles requiring added protection. Throughout the region, it serves residents looking to safeguard assets from potential lawsuits or large claims. This fall, it assists homeowners preparing for wildfire season by ensuring appropriate liability limits are in place for unexpected incidents.
The Walsh Agency-Farmers Insurance in Redding, California, provides umbrella insurance coverage that extends personal liability protection beyond standard home and auto policies. Clients may arrange a single, one-time policy review or elect for recurring annual assessments to adjust coverage limits as assets change. Umbrella insurance safeguards individuals against major claims and lawsuits, offering an additional layer of financial security for local residents. This agency offers services either on a one-time consultation basis or through scheduled policy updates as needed.
Goosehead Insurance - Mike Littau serves Redding and the surrounding Shasta County communities, handling personal umbrella liability policies for local residents. This agent works to extend coverage limits beyond standard home and auto policies for added financial protection. Each typical engagement begins with a thorough assessment of a client's existing insurance portfolio and personal assets. The agent then recommends appropriate excess liability limits to address potential gaps, securing umbrella policies that align with the client's overall risk management strategy.
In Redding, CA, where seasonal rains can cause unexpected property damage, Jeff Avery - State Farm Insurance Agent helps local residents secure umbrella insurance to protect their assets beyond standard policy limits. These policies offer extra liability coverage for accidents or claims that exceed primary insurance caps. The company assists homeowners and drivers in assessing their current risk exposure for personal liability. An initial consultation reviews existing homeowners, auto, and watercraft policies to determine the appropriate umbrella coverage amount for each client.
R.W. Hudson Insurance Brokerage provides property and liability coverage to individuals and businesses throughout the Redding, California area. The firm also offers umbrella insurance policies, which extend additional liability protection beyond standard limits. These policies serve as a supplement by covering potential gaps in existing insurance. The agency works with various commercial sectors to address their unique risk exposures, including offices, warehouses, and food service operations.
What Does an a Umbrella Insurance Agent in Redding Cost?
The cost of an umbrella insurance policy in California typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars can cost 300 to 800 dollars annually. Factors like your driving record number of properties and claims history affect the premium. This is general information not insurance advice.
About umbrella insurance agents in Redding
An umbrella insurance agent in Redding California can help you secure extra liability coverage that goes beyond your home and auto policies. This type of policy is especially important in California where lawsuits can lead to large judgments. A local agent understands the specific risks faced by residents of Shasta County and can tailor coverage to your needs.
Frequently Asked Questions
What does an umbrella insurance policy cover in California?
An umbrella policy provides additional liability coverage above your existing home and auto insurance limits. It can cover legal defense costs and damages from claims like bodily injury or property damage. California law does not require umbrella insurance but it is recommended for those with significant assets.
How much umbrella insurance do I need in Redding?
The amount you need depends on your total assets and potential liability exposure. Many agents recommend at least one million dollars in coverage. A local Redding agent can help you assess your risks based on property values and local legal trends.
Can I get umbrella insurance if I have a rental property in California?
Yes umbrella insurance can cover liability from rental properties you own. This is important for California landlords because tenant lawsuits can be costly. Your agent will help you list all properties to ensure proper coverage.
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