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Looking for a umbrella insurance agent in Oceanside? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Oceanside, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 umbrella insurance agents in Oceanside, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John Cho - State Farm Insurance Agent
3520 College Blvd STE 104, Oceanside, CA 92056
(760) 758-4115
johncho.org
AAA Oceanside Insurance and Member Services
3330 Vista Way, Oceanside, CA 92056
(760) 433-6261
ace.aaa.com
Freeway Insurance
1919 Mission Ave STE 106, Oceanside, CA 92058
(760) 281-3001
locations.freeway.com
Farmers Insurance - Glenn Domingo
3520 College Blvd Ste 105, Oceanside, CA 92056
(866) 486-3276
agents.farmers.com
Inszone Insurance Services
2111 S El Camino Real #201, Oceanside, CA 92054
(760) 433-2307
Pike Insurance Services
3910 Vista Way STE 107, Oceanside, CA 92056
(800) 411-7453
pikeinsure.com
Eric Opdahl - State Farm Insurance Agent
3548 Seagate Way STE 130, Oceanside, CA 92056
(760) 945-4900
ericopdahl.com
Serra Benefits & Insurance Services
2821 Oceanside Blvd Unit E, Oceanside, CA 92054
(760) 439-9700
serrabenefits.com
Aloha West Insurance
4225 Oceanside Blvd, Oceanside, CA 92056
(760) 547-2626
alohawestinsurance.com
Kalina Johnson - Farmers Insurance
2103 S El Camino Real #102, Oceanside, CA 92054
(760) 434-7200
agents.farmers.com
A-MAX Insurance
510 Oceanside Blvd Ste 101, Oceanside, CA 92054
(760) 650-0500
amaxinsurance.com
Expressway Insurance and Financial Services Inc
650 Douglas Dr Ste. #110, Oceanside, CA 92058
(760) 400-1066
expresswayinsurefinance.com
Beau Breese: Allstate Insurance
3650 Ocean Ranch Blvd, Oceanside, CA 92056
(760) 231-7999
agents.allstate.com
Michelle McGowan - State Farm Insurance Agent
3602 Ocean Ranch Blvd, Oceanside, CA 92056
(760) 439-4747
michellemcgowan.com
Ben Shore Insurance
603 Seagaze Dr #217, Oceanside, CA 92054
(760) 966-9180
Gateway Insurance Agency Inc
207 N Ditmar St, Oceanside, CA 92054
(760) 439-1323
Munguia Insurance Services
620 N Redondo Dr Suite A, Oceanside, CA 92057
(760) 439-3868
Leading Edge Insurance Services, Inc.
815 Mission Ave Suite 208, Oceanside, CA 92054
(760) 433-5196
leadingedgeinsurance.net
All Access Insurance Services, LLC
2216 S El Camino Real suite 209, Oceanside, CA 92054
(760) 433-8474
insuranceoceanside.com
Tecker Insurance
1012 S Coast Hwy UNIT J, Oceanside, CA 92054
(760) 757-3334
mercuryinsurance.com
An umbrella insurance agent in Oceanside California helps you secure extra liability coverage beyond your auto home or boat policies. California law requires minimum liability limits on auto insurance but a personal umbrella policy can protect your assets in case of a major accident or lawsuit. Oceanside residents near the coast may also benefit from added coverage for watercraft or rental property liabilities.
What Does a Umbrella Insurance Agent in Oceanside Cost?
A personal umbrella insurance policy in California typically costs between 150 and 350 dollars per year for one million dollars of coverage. Adding more coverage may cost 50 to 100 dollars per additional million. Your actual premium depends on your risk profile number of vehicles and property values. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Oceanside do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides additional coverage above your existing insurance limits. They assess your assets and risks to recommend an appropriate coverage amount. In California this policy can cover legal defense costs and judgments that exceed your primary policy limits.
How much umbrella insurance do I need in Oceanside California?
The amount of umbrella insurance you need depends on your total assets and potential liability exposure. Many agents recommend at least one million dollars in coverage. California courts can award large settlements so higher limits may be wise if you own a home a business or have significant savings.
Can I get umbrella insurance if I have a pool or a dog in Oceanside?
Yes but your agent will review your specific risks such as a swimming pool or a dog breed considered high risk. California law holds property owners liable for injuries on their premises. An umbrella policy can provide extra protection for these common household exposures.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.