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Umbrella Insurance Agents in Novato, CA

Looking for a umbrella insurance agent in Novato? Review the directory below to compare your options.

19 agents listed
Updated May 2026
Novato, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 19 umbrella insurance agents in Novato, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Geoff Shepherd - State Farm Insurance Agent
800 De Long Ave Ste 101, Novato, CA 94945
(415) 897-9681 geoffshepherd.com
New Redwood Insurance Services
936 7th St Unit D, Novato, CA 94945
(415) 858-7838 newredwoodinsurance.com
Inszone Insurance Services
205 San Marin Dr, Novato, CA 94945
(415) 898-1600 inszoneinsurance.com
Farmers Insurance - Shelby Deleon
250 Bel Marin Keys Blvd Ste B3, Novato, CA 94949
(415) 548-8187 agents.farmers.com
Jessica Yniguez - State Farm Insurance Agent
929 Sherman Ave a, Novato, CA 94945
(415) 892-8818 insuredbyjy.com
Farmers Insurance - Kevin Boland
1202 Grant Ave ste e, Novato, CA 94945
(415) 898-4370 agents.farmers.com
Defensive Insurance Services
1561 S Novato Blvd STE B, Novato, CA 94947
(415) 897-4113 defensiveinsuranceservices.com
OnlyHealthInsurance
205 San Marin Dr #6, Novato, CA 94945
(415) 898-0212 onlyhealthinsurance.com
Gary Butler - State Farm Insurance Agent
85 Galli Dr f, Novato, CA 94949
(415) 897-5000 butlerinsurance.net
Farmers Insurance - Christi Spina
530 Alameda del Prado Ste A, Novato, CA 94949
(415) 382-9714 agents.farmers.com
Farmers Insurance - Greg Beyer
10 Commercial Blvd Ste 106, Novato, CA 94949
(415) 382-6090 agents.farmers.com
Farmers Insurance - Shawn Campas
1433 Grant Ave, Novato, CA 94945
(415) 830-9911 agents.farmers.com
1Broker Insurance Services
1615 Hill Rd Ste 21, Novato, CA 94947
(415) 601-8510 1brokerins.com
Venegas Insurance
1125 Grant Ave, Novato, CA 94945
(415) 899-9431 venegasinsurance.com
Bartley & Bartley Insurance
21 Commercial Blvd # 1, Novato, CA 94949
(415) 883-7703
Miller Robertson Insurance Services
1682 Novato Blvd # 252, Novato, CA 94947
(415) 897-6700 miller-robertson.com
Mitchell & Mitchell Insurance Agency, Inc.
250 Bel Marin Keys Blvd e1, Novato, CA 94949
(415) 883-2525
Farmers Insurance - Holly Cade
250 Bel Marin Keys Blvd Ste C3, Novato, CA 94949
(415) 526-6402 agents.farmers.com
Blair Jarcik Insurance
845 Olive Ct, Novato, CA 94945
(415) 898-7114

Umbrella insurance provides extra liability coverage beyond standard auto and homeowners policies. In Novato, California, agents can help you secure this additional protection, which is especially useful given the state's high property values and litigation risks. A local agent understands Marin County's specific insurance landscape and can tailor a policy to your needs.

What Does a Umbrella Insurance Agent in Novato Cost?

In California, umbrella insurance typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million dollars, may cost 250 to 500 dollars annually. Costs vary based on your risk profile, number of properties, and driving record. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does umbrella insurance cover in Novato?
Umbrella insurance covers liability claims that exceed the limits of your underlying auto or home insurance. This includes bodily injury, property damage, and personal injury lawsuits. In California, it can also cover legal defense costs for certain claims.
How much umbrella coverage do I need in California?
Most agents recommend at least 1 million dollars in umbrella coverage, especially if you own property or have significant assets. In California, where lawsuit settlements can be high, higher limits like 2 to 5 million dollars are common for homeowners in Novato.
Do I need umbrella insurance if I have a pool or trampoline in Novato?
Yes, these features increase your liability risk. California law holds property owners responsible for injuries on their premises. Umbrella insurance provides extra protection beyond your homeowners policy for such incidents.