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Find Umbrella Insurance Agents Near You in Napa, CA

Browse umbrella insurance agents serving Napa, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in Napa, California is Sam Olson Insurance Services, rated 5.0 stars across 134 reviews. Other highly rated options include John Cardinale - State Farm Insurance Agent, Narvaez Insurance Services, Colton Bickle - State Farm Insurance Agent. This directory lists 20 umbrella insurance agents serving Napa.

Showing 20 umbrella insurance agents in Napa, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Sam Olson Insurance Services433 Soscol Ave A-122(707) 690-1965
2John Cardinale - State Farm Insurance Agent2160 Jefferson St #105a(707) 258-0661
3Narvaez Insurance Services2205 Main St ste b(707) 927-3204
4Colton Bickle - State Farm Insurance Agent1739 1st St(707) 224-3178
5Farmers Insurance - Troy Guerrero1016 Clinton St(707) 265-6565
6Lemus Insurance Agency & Car Registration1724 Jefferson St(707) 255-1924
7Alyssa Samrick - State Farm Insurance Agent915 Trancas St suite b(707) 963-2322
8Farmers Insurance - Rogelio Ramirez-Guzman2180 Jefferson St STE 101(707) 252-4566
9Michael Scully: Allstate Insurance3367 Old California Way(707) 255-7503
10Wine Valley Insurance2017 Redwood Rd(707) 226-8604
SO
433 Soscol Ave A-122
Sam Olson Insurance Services
Umbrella Insurance Agent · Napa, CA

Sam Olson Insurance Services in Napa, California, offers targeted umbrella insurance coverage that extends liability protection beyond standard auto and home policies, helping clients safeguard their assets against major claims or lawsuits. Its service approach includes reviewing existing policies to recommend appropriate coverage limits, with a focus on personal risk assessment. The client base typically includes single-family homeowners, apartment property owners, and operators of local retail shops and restaurants seeking additional liability security.

JC
2160 Jefferson St #105a
John Cardinale - State Farm Insurance Agent
Umbrella Insurance Agent · Napa, CA

John Cardinale - State Farm Insurance Agent in Napa, CA, assists local homeowners, businesses, and property managers with umbrella insurance policies that provide additional liability coverage beyond standard limits. These policies are designed to protect significant assets against major claims and lawsuits. The agency also serves clients in surrounding communities such as Yountville and Saint Helena, offering guidance on how extra coverage layers can supplement existing home or commercial policies for comprehensive protection.

NI
2205 Main St ste b
Narvaez Insurance Services
Umbrella Insurance Agent · Napa, CA

Narvaez Insurance Services serves the Napa, California metro area as an umbrella insurance agent. This company helps clients secure additional liability coverage that protects assets above standard policy limits. Umbrella insurance is essential for safeguarding against large claims or lawsuits. The policies offered provide broad protection, often covering incidents not included in homeowners or auto plans. Narvaez Insurance Services assists local residents in evaluating their liability exposure. The agency helps clients obtain comprehensive umbrella coverage and reviews policy options that address specific local risks.

CB
1739 1st St
Colton Bickle - State Farm Insurance Agent
Umbrella Insurance Agent · Napa, CA

Colton Bickle - State Farm Insurance Agent in Napa, CA, serves the Napa Valley and surrounding communities with umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The agency handles claims that exceed primary policy maximums, offering financial protection against major lawsuits or accident-related damages. For each client, the agent assesses existing coverage gaps and recommends appropriate limits based on individual risk exposure, utilizing a straightforward consultation process to determine the most suitable policy solution for typical high-liability situations.

FI
1016 Clinton St
Farmers Insurance - Troy Guerrero
Umbrella Insurance Agent · Napa, CA

Farmers Insurance - Troy Guerrero in Napa, CA provides umbrella insurance policies that offer extra liability coverage beyond standard home and auto limits. This specialty service helps protect personal assets from large claims or lawsuits. The agency also assists clients with general insurance needs, including policies for homes, vehicles, and other personal property. During the rainy season in Northern California, residents often seek advice on securing adequate coverage against potential flood-related liability or property damage from storms.

LI
1724 Jefferson St
Lemus Insurance Agency & Car Registration
Umbrella Insurance Agent · Napa, CA

For some clients, umbrella insurance is a one-time policy add-on, while others require recurring adjustments as their assets grow. Lemus Insurance Agency & Car Registration in Napa, CA, offers coverage that extends beyond standard auto and homeowners liability limits, protecting policyholders from major lawsuits or personal injury claims in the local region. Their focus is on straightforward risk protection for individuals and families, ensuring broader financial security against unexpected liabilities. Service for asset evaluation and policy updates typically runs on an as-needed basis, arranged when a client’s coverage situation changes.

AS
915 Trancas St suite b
Alyssa Samrick - State Farm Insurance Agent
Umbrella Insurance Agent · Napa, CA

With Napa’s unpredictable seasonal rains occasionally overwhelming standard homeowners policies, Alyssa Samrick - State Farm Insurance Agent provides umbrella insurance to extend personal liability coverage. As an independent local office, the company reviews each client’s existing auto and home policies to assess potential gaps. This process helps residents protect assets against costly lawsuits or property damage claims that exceed primary coverage limits. Every new client relationship begins with a thorough consultation and risk assessment of their current insurance profile to determine appropriate umbrella levels.

FI
2180 Jefferson St STE 101
Farmers Insurance - Rogelio Ramirez-Guzman
Umbrella Insurance Agent · Napa, CA

Serving the Napa area, this agency works with clients to structure tailored liability protection through umbrella insurance policies. These policies provide additional coverage layers beyond standard home and auto limits, offering crucial extra security. Specialty add-ons often include coverage for rental properties or personal watercraft. The agent helps individuals and business owners safeguard assets from major claims. The agency extends its services to commercial sectors such as offices, warehouses, and food service operations.

MS
3367 Old California Way
Michael Scully: Allstate Insurance
Umbrella Insurance Agent · Napa, CA

Michael Scully, operating as an Allstate Insurance agent in Napa, CA, helps local homeowners secure residential umbrella policies to extend liability coverage beyond standard limits. The agency also assists businesses in the Napa Valley area with commercial umbrella insurance, offering additional protection against major claims and lawsuits. Serving clients throughout Napa and its surrounding communities, this agent provides prompt follow-up consultations between regular policy reviews to address coverage changes or new asset acquisitions that may require increased liability limits.

WV
2017 Redwood Rd
Wine Valley Insurance
Umbrella Insurance Agent · Napa, CA

Wine Valley Insurance in Napa, CA, is known for providing umbrella insurance coverage that extends liability protection beyond standard home and auto policies. Its service range assists local residents and businesses in safeguarding assets against major claims or lawsuits. The agency helps clients assess their risk exposure in this scenic wine country region. It advises on appropriate coverage limits to address potential gaps. Specialty add-on services include personal liability protection with higher policy ceilings for extensive property holdings.

SI
1370 Trancas St #401
Sackrison Insurance Agency
Umbrella Insurance Agent · Napa, CA
(888) 332-6609
sackrisoninsurance.com
FI
2450 Jefferson St
Farmers Insurance - Sherri Isotalo
Umbrella Insurance Agent · Napa, CA
(707) 252-2478
agents.farmers.com/ca/napa/sherri-isotalo
SI
1556 1st St
Schrette Insurance Services
Umbrella Insurance Agent · Napa, CA
(707) 255-9511
iversonschrette.com
SO
1734 Jefferson St Suite B
Silver Oak Insurance Services
Umbrella Insurance Agent · Napa, CA
(707) 287-9000
silveroakins.com
KF
1420 3rd St #6
Karen Farrow Insurance Services
Umbrella Insurance Agent · Napa, CA
(707) 294-8064
karenfarrowinsurance.com
CC
1163 Trancas St
Compass of California Insurance Services
Umbrella Insurance Agent · Napa, CA
(707) 265-7500
compassofca.com
MI
1700 2nd St Ste. 110
Malloy Imrie & Vasconi Insurance
Umbrella Insurance Agent · Napa, CA
(707) 255-2111
mivinsurance.com
RI
1932 Sierra Ave
Relation Insurance Services
Umbrella Insurance Agent · Napa, CA
(707) 252-9500
relationinsurance.com/locations/california/1932-sierra-ave
WC
1631 Lincoln Ave
Wine Country Insurance Service - Napa Valley CA
Umbrella Insurance Agent · Napa, CA
(707) 289-5846
FI
433 Soscol Ave Ste A100-8
Farmers Insurance - Gustavo Padilla
Umbrella Insurance Agent · Napa, CA
(707) 647-7535
agents.farmers.com/ca/american-canyon/gustavo-padilla

What Does an a Umbrella Insurance Agent in Napa Cost?

The cost of an umbrella insurance policy in California typically ranges from 150 to 300 dollars per year for 1 million dollars of coverage. Higher limits, such as 2 million or 5 million, may cost 200 to 600 dollars annually. Factors like your driving record, number of properties, and claims history affect the premium. This is general information and not insurance advice.

About umbrella insurance agents in Napa

An umbrella insurance agent in Napa California helps you secure additional liability coverage that goes beyond the limits of your auto and homeowners policies. California law requires minimum auto liability limits of 15/30/5, but a lawsuit can quickly exceed those amounts. An agent can tailor a policy to protect your savings and future earnings from large claims or judgments.

Frequently Asked Questions

What does an umbrella insurance agent in Napa do?

An umbrella insurance agent in Napa helps you purchase a personal umbrella liability policy. This policy provides extra coverage after your auto or home insurance limits are exhausted. The agent assesses your assets and risk to recommend appropriate coverage amounts.

How much umbrella coverage do I need in California?

Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your net worth and risk exposure. California has high property values and litigation costs, so higher limits are common for homeowners or those with rental properties. Your agent can help calculate a suitable limit.

Are there California-specific rules for umbrella insurance?

Yes, umbrella policies in California must comply with state insurance regulations, including notice requirements for non-renewal. California also has a comparative fault rule, meaning your liability can be reduced if you are partially at fault. An agent can explain how these laws affect your coverage.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.