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Find Umbrella Insurance Agents Near You in Murrieta, CA

Browse umbrella insurance agents serving Murrieta, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in Murrieta, California is The Insurance Store, rated 5.0 stars across 1,709 reviews. Other highly rated options include Carver Insurance Services, Inc - Murrieta, Advantage America Insurance Services, BARRANCA INSURANCE SERVICES INC. This directory lists 17 umbrella insurance agents serving Murrieta.

Showing 17 umbrella insurance agents in Murrieta, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1The Insurance Store41811 Ivy St # B(951) 200-5655
2Carver Insurance Services, Inc - Murrieta40525 California Oaks Rd suite e-6(951) 677-9600
3Advantage America Insurance Services41197 Golden Gate Cir #105(951) 444-7224
4BARRANCA INSURANCE SERVICES INC24679 Monroe Ave #101(877) 321-9955
5Lizarraga Insurance Agency Inc.24619 Washington Ave #205(951) 234-4720
6Winchester & Associates Insurance Services Inc41856 Ivy St Ste 110(951) 296-6678
7All Discount Insurance Services, Inc.25021 Madison St # 103(951) 461-4404
8Countryside Insurance AgencyLocated in the Global Commerce Center, 29970 Technology Dr suite 214(951) 296-9995
9Farmers Insurance - Todd Dailey29930 Hunter Rd Ste 104(951) 677-8998
10Access West Insurance Services, Inc.40675 California Oaks Rd Suite A(951) 696-4466
IS
41811 Ivy St # B
The Insurance Store
Umbrella Insurance Agent · Murrieta, CA

The Insurance Store serves the Murrieta, California area as an umbrella insurance agent. This type of agent provides additional liability coverage that extends beyond the limits of standard home and auto policies. For local residents and business owners, this extra layer of protection helps safeguard assets against major claims and lawsuits. The company guides clients in assessing their personal risk exposure to determine appropriate coverage levels. It handles umbrella insurance applications and policy adjustments for this community.

CI
40525 California Oaks Rd suite e-6
Carver Insurance Services, Inc - Murrieta
Umbrella Insurance Agent · Murrieta, CA

Carver Insurance Services, Inc - Murrieta provides personal umbrella liability coverage for clients in Murrieta, CA, offering an extra layer of protection beyond standard home and auto policies. Its service includes helping policyholders assess their existing liability limits and secure a seamless umbrella policy that responds when underlying insurance is exhausted. Ongoing maintenance involves reviewing policy renewals and ensuring coverage keeps pace with asset changes or lifestyle shifts. The company serves owners of single-family homes, apartments, retail spaces, and restaurants, addressing their needs for increased liability protection against major claims or lawsuits.

AA
41197 Golden Gate Cir #105
Advantage America Insurance Services
Umbrella Insurance Agent · Murrieta, CA

Homeowners, businesses, and property managers in Murrieta rely on Advantage America Insurance Services for umbrella insurance coverage that extends liability protection beyond standard policy limits. This agency helps clients safeguard assets by securing an extra layer of financial defense against major claims or lawsuits. These policies are structured to coordinate with underlying home, auto, or commercial policies. Advantage America Insurance Services also serves clients throughout the surrounding Temecula Valley area, providing tailored risk management solutions for growing families and local enterprises.

BI
24679 Monroe Ave #101
BARRANCA INSURANCE SERVICES INC
Umbrella Insurance Agent · Murrieta, CA

Serving Murrieta and the surrounding communities of Riverside County, Barranca Insurance Services Inc handles personal umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The agency focuses on offering an extra layer of financial protection against major claims and lawsuits. For each client, it reviews existing underlying policies to determine appropriate coverage amounts. The company typically assesses individual risk exposures and recommends a tailored umbrella policy to address those specific vulnerabilities.

LI
24619 Washington Ave #205
Lizarraga Insurance Agency Inc.
Umbrella Insurance Agent · Murrieta, CA

Lizarraga Insurance Agency Inc. in Murrieta, CA provides umbrella insurance, which offers supplemental liability coverage beyond standard policies. Clients choose between a single, one-time service for immediate policy setup and a recurring annual review that adjusts coverage limits to match evolving asset profiles. This extra protection helps safeguard personal assets against costly lawsuits or claims. The coverage extends liability limits on existing auto, homeowners, or boat policies. Service for new or existing clients typically is offered on an as-needed basis, triggered by a client request or a significant life change.

WA
41856 Ivy St Ste 110
Winchester & Associates Insurance Services Inc
Umbrella Insurance Agent · Murrieta, CA

Winchester & Associates Insurance Services Inc, located in Murrieta, California, specializes in the placement of umbrella insurance policies for both personal and commercial clients. The firm provides in-depth coverage analysis for clients seeking additional liability protection beyond standard auto or homeowners limits. General services include risk assessment and policy review to close common coverage gaps. With the rainy season approaching in Southern California, it helps residents secure proper excess liability protection for potential flooding-related claims on their properties.

AD
25021 Madison St # 103
All Discount Insurance Services, Inc.
Umbrella Insurance Agent · Murrieta, CA

As seasonal storms and unexpected liabilities become more common for Murrieta homeowners, All Discount Insurance Services, Inc. helps local residents assess their need for extra personal liability coverage. An umbrella insurance agent from this firm explains how a primary policy may leave gaps that a separate layer can effectively fill. Clients review their current auto and homeowners limits to see where supplemental protection might apply. The process typically begins with a no-obligation inspection and review of existing policies to determine the appropriate coverage amount.

CI
Located in the Global Commerce Center, 29970 Technology Dr suite 214
Countryside Insurance Agency
Umbrella Insurance Agent · Murrieta, CA

Countryside Insurance Agency offers umbrella insurance for residential clients in Murrieta, California, providing additional liability protection beyond standard home policies. They also handle commercial umbrella coverage for local businesses needing extra layers of security. Their service area includes the broader Riverside County region. Following an initial policy setup, the agency assists with periodic coverage reviews to adjust limits as assets or risk exposures change, ensuring clients maintain appropriate protection between regular insurance visits.

FI
29930 Hunter Rd Ste 104
Farmers Insurance - Todd Dailey
Umbrella Insurance Agent · Murrieta, CA

Farmers Insurance - Todd Dailey in Murrieta, CA, is known for helping local residents and businesses secure umbrella coverage that extends beyond standard policy limits. Their services include liability protection that activates when underlying home or auto policies reach their cap, safeguarding assets from large claims and lawsuits. In this area, umbrella insurance agents assess personal risk factors to tailor additional layers of financial security for clients with property or savings. A specialty service they can add on is coverage for personal injury claims such as libel or slander.

AW
40675 California Oaks Rd Suite A
Access West Insurance Services, Inc.
Umbrella Insurance Agent · Murrieta, CA

Access West Insurance Services, Inc. provides general insurance solutions in Murrieta, California, and specializes in umbrella insurance agent services to supplement standard liability policies. This coverage offers added protection beyond primary limits, helping safeguard against substantial legal claims or judgments. The agency assists clients in assessing their heightened liability needs for various commercial sectors, including offices, warehouses, and food service operations.

SI
41870 Kalmia St STE 100
Steele Insurance Agency, Inc.
Umbrella Insurance Agent · Murrieta, CA
(951) 677-6200
steeleinsuranceagency.net
JU
41410 Juniper St
Just Us Insurance Services - Murrieta CA
Umbrella Insurance Agent · Murrieta, CA
(877) 777-7055
insr4u.com
SI
39413 Los Alamos Rd Ste D
Saberlines Insurance Services
Umbrella Insurance Agent · Murrieta, CA
(909) 608-0612 ext. 1
saberlinesins.com
FI
29970 Technology Dr Ste 215b
Farmers Insurance - Madonna Saadalah
Umbrella Insurance Agent · Murrieta, CA
(951) 800-8141
agents.farmers.com/ca/murrieta/madonna-saadalah
PO
41870 Kalmia St Suite 155
Premier One Insurance Services
Umbrella Insurance Agent · Murrieta, CA
(951) 386-4041
premierone.com
DK
29995 Technology Dr
Dave Kirby Insurance Agency
Umbrella Insurance Agent · Murrieta, CA
(951) 296-1111
davekirbyinsurance.com
HI
41891 Kalmia St # B
Hagar Insurance
Umbrella Insurance Agent · Murrieta, CA
(951) 677-3631
hagarinsurance.com

What Does an a Umbrella Insurance Agent in Murrieta Cost?

Umbrella insurance costs in California typically range from 150 to 300 dollars per year for 1 million dollars in coverage. A second million may cost an additional 75 to 150 dollars per year. Costs vary based on your home auto and personal risk factors. This is general information not insurance advice.

About umbrella insurance agents in Murrieta

Umbrella insurance agents in Murrieta California help residents secure extra liability coverage beyond standard auto and home policies. California law requires minimum auto liability limits of 15/30/5 but umbrella policies typically start at 1 million dollars in coverage. Local agents can tailor policies to protect assets from lawsuits common in California such as dog bites or pool accidents.

Frequently Asked Questions

What does an umbrella insurance agent in Murrieta do?

An umbrella insurance agent in Murrieta helps you purchase a personal liability umbrella policy that provides extra coverage above your home and auto insurance. The agent assesses your assets and risk level to recommend an appropriate coverage amount.

How much umbrella coverage do I need in California?

Most California agents recommend at least 1 million dollars in umbrella coverage. High net worth individuals may need 2 to 5 million dollars. The amount depends on your total assets and potential lawsuit exposure under California law.

Is umbrella insurance required by law in California?

No California law does not require umbrella insurance. However it is strongly advised if you have significant assets or face higher liability risks. California courts allow large jury awards so extra protection is common.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.