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Find Umbrella Insurance Agents in Modesto, CA

Looking for a umbrella insurance agent in Modesto? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Modesto, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 umbrella insurance agents in Modesto, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Modesto Branch
3525 Coffee Rd, Modesto, CA 95355
(209) 530-2600 mwg.aaa.com
SaveDirect Insurance Agency, LLC
1800 Tully Rd G, Modesto, CA 95350
(209) 857-5877 savedirectinsurance.com
Acceptance Insurance
2045 W Briggsmore Ave Ste A-6, Modesto, CA 95350
(209) 375-7112 locations.acceptance.com
Farmers Insurance - Maria (Candy) Melara
2507 E Hatch Rd Ste B, Modesto, CA 95351
(209) 556-9946 agents.farmers.com
TopFlight Insurance Services
901 N Carpenter Rd #37, Modesto, CA 95351
(209) 622-4622 topflightinsurance.net
Mendoza Insurance Services
724 E Hatch Rd, Modesto, CA 95351
(209) 488-3200 mendozainsurance.com
insureCAL Insurance Agency
3508 Dale Rd, Modesto, CA 95356
(209) 250-0269 turlockinsurance.com
Farmers Insurance - Timothy McCain
1236 Floyd Ave Ste B, Modesto, CA 95350
(209) 527-8800 agents.farmers.com
Teresa Clutter Insurance Services LLC
400 12th St #26, Modesto, CA 95354
(209) 836-0719 clutterinsurance.com
Omega Pacific Insurance Solutions
1016 12th St Ste. A, Modesto, CA 95354
(209) 338-5500 trustomega.com
C-B Associates Insurance
1505 G St, Modesto, CA 95354
(209) 527-8055 cbassociatesinsurance.com
Macias Insurance Services
1511 Crows Landing Rd, Modesto, CA 95358
(209) 846-9800 maciasinsurancemodesto.com
Wylie Insurance Services
1729 Tully Rd Suite 6, Modesto, CA 95350
(209) 526-4402 wylieinsurance.net
Toste Insurance Services INC
3501 Coffee Rd #1a, Modesto, CA 95355
(209) 338-3585 tosteins.com
Wright Insurance Agency - J. David Wright, Jr Insurance
2200 McHenry Ave Ste A, Modesto, CA 95350
(209) 526-2005 wrightinsuranceagency-jdavidwrightjrinsurance.com
Pulga Insurance Services
1813 Crows Landing Rd, Modesto, CA 95358
(209) 741-5399
Golden Oak Insurance Services (Insurance Broker)
3540 Oakdale Rd A-1, Modesto, CA 95357
(209) 222-6200 goldenoakinsurance.com
Farmers Insurance - Miriam Roque
3600 Sisk Rd Bldg Boffice5, Modesto, CA 95356
(209) 302-7901 agents.farmers.com
Micheletti Alternative Insurance Solutions
300 Banner Ct #1, Modesto, CA 95356
(209) 576-2808 michelettiins.com
Lamoure's Insurance
1367 Standiford Ave suite a, Modesto, CA 95350
(209) 577-8380 lamouresinsurance.com

What Does a Umbrella Insurance Agent in Modesto Cost?

In California, a typical personal umbrella insurance policy with one million dollars in coverage costs between 150 and 300 dollars per year. Higher coverage limits, such as two million or five million dollars, will increase the premium. Factors like your driving record, number of homes, and whether you have young drivers in the household also affect the cost. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Modesto do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides additional coverage above your existing home and auto insurance. In California, this policy typically starts at one million dollars in coverage and can protect you from large lawsuits or claims.
Do I need umbrella insurance in Modesto?
You may need umbrella insurance if you have significant assets, own a home, or face higher liability risks from activities like having a pool or a dog. California courts can award large judgments, and umbrella coverage helps protect your assets from being seized to pay those awards.