Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 12 umbrella insurance agents in Los Altos, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jim Flynn - State Farm Insurance Agent
4546 El Camino Real b4, Los Altos, CA 94022
(650) 941-5000
jimflynnlosaltos.com
Josh Anderson - State Farm Insurance Agent
4546 El Camino Real b4, Los Altos, CA 94022
(650) 941-5000
agentjoshanderson.com
Cathy Nguyen: Allstate Insurance
745 Distel Dr Suite 119, Los Altos, CA 94022
(650) 964-3022
agents.allstate.com
Frank Hughes Farmers Insurance
220 State St Suite B, Los Altos, CA 94022
(650) 815-7068
agents.farmers.com
Farmers Insurance - Naomi Hayashi
900 N San Antonio Rd Ste102, Los Altos, CA 94022
(650) 321-7637
agents.farmers.com
Al Ward - State Farm Insurance Agent
4546 El Camino Real b4, Los Altos, CA 94022
(650) 941-5000
alwardlosaltos.com
Michael Tirabassi - State Farm Insurance Agent
4546 El Camino Real b4, Los Altos, CA 94022
(650) 209-1202
michaeltirabassi.com
Gil Koury Insurance
86 3rd St UNIT 115, Los Altos, CA 94022
(650) 947-7676
gilkouryinsurance.com
Dwight Matthews - State Farm Insurance Agent
1564 Miramonte Ave, Los Altos, CA 94024
(650) 948-8164
dwightmatthewsinsurance.com
Gilbert P Koury Insurance Broker
86 3rd St UNIT 115, Los Altos, CA 94022
(650) 947-7676
gilkouryinsurance.com
Hill Bay Insurance
317 State St, Los Altos, CA 94022
(650) 947-1600
hillbayinsurance.com
Gil Koury Insurance
167 S San Antonio Rd, Los Altos, CA 94022
(650) 947-7676
gilkouryinsurance.com
What Does a Umbrella Insurance Agent in Los Altos Cost?
In California, a $1 million umbrella insurance policy generally costs between $150 and $300 per year for low-risk individuals. For higher coverage limits like $2 million, expect premiums of $250 to $500 annually. Factors such as multiple properties, teenage drivers, or pets can increase rates. Costs also vary by insurance company and your claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Los Altos do?
An umbrella insurance agent in Los Altos helps you purchase a personal liability umbrella policy that provides extra coverage above your existing home and auto insurance. They assess your risk exposure and recommend appropriate coverage limits, often starting at $1 million. This is especially important in California due to the states high cost of living and litigation environment.
Do I need umbrella insurance in Los Altos California?
You may need umbrella insurance in Los Altos if you have significant assets, own property, or face higher liability risks. California law does not require umbrella insurance, but it can protect your savings and future earnings from large lawsuits. Many agents recommend it for homeowners with swimming pools, rental properties, or high net worth.
How much does umbrella insurance cost in California?
Umbrella insurance in California typically costs between $150 and $500 per year for a $1 million policy, depending on your risk factors. Higher coverage limits, such as $2 million or $5 million, cost more. Premiums vary based on your home, auto, and personal liability exposures.