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Find Umbrella Insurance Agents Near You in Lompoc, CA

Browse umbrella insurance agents serving Lompoc, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in Lompoc, California is Julio's Auto Insurance, rated 4.9 stars across 81 reviews. Other highly rated options include AAA Lompoc Insurance and Member Services, Farmers Insurance - Andra Campbell, Fiesta Auto Insurance & Tax Service. This directory lists 19 umbrella insurance agents serving Lompoc.

Showing 19 umbrella insurance agents in Lompoc, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Julio's Auto Insurance705 E Ocean Ave(805) 430-9700
2AAA Lompoc Insurance and Member Services525 W Central Ave(805) 735-2731
3Farmers Insurance - Andra Campbell125 W Ocean Ave(805) 757-5055
4Fiesta Auto Insurance & Tax Service726 N H St(805) 944-1012
5Charles W Walker Insurance201 N H St(805) 736-4162
6James Hinshaw: Allstate Insurance830 E Ocean Ave(805) 736-8944
7Julia Tipolt - State Farm Insurance Agent3865 Constellation Rd B(805) 733-4545
8Kelly Breen: Allstate Insurance3757 Constellation Rd(805) 735-6466
9Servicios Maya / Maya Insurance Agency717 E Ocean Ave(805) 741-5050
10Farmers Insurance - Rebecca Stouppe115 E College Ave Ste 3(805) 736-7000
JS
705 E Ocean Ave
Julio's Auto Insurance
Umbrella Insurance Agent · Lompoc, CA

Julio's Auto Insurance in Lompoc, CA, provides umbrella insurance agent services, offering liability coverage that extends beyond standard policy limits to protect assets. Their service plans include policy review and consultation to help clients select appropriate coverage levels. Comprehensive maintenance plans involve periodic reassessments of changing financial circumstances, ensuring that liability protections remain adequate. This agency services single-family homes, apartments, retail, and restaurants.

AL
525 W Central Ave
AAA Lompoc Insurance and Member Services
Umbrella Insurance Agent · Lompoc, CA

AAA Lompoc Insurance and Member Services serves Lompoc and Santa Barbara County as an umbrella insurance agent. The company provides liability coverage that extends beyond standard auto and homeowners policy limits, protecting clients from major claims in the area. Its agents help property owners assess their risk exposure in this coastal region. This agency assists with excess liability policies and personal umbrella insurance for local residents and businesses.

FI
125 W Ocean Ave
Farmers Insurance - Andra Campbell
Umbrella Insurance Agent · Lompoc, CA

Farmers Insurance - Andra Campbell serves homeowners, businesses, and property managers in Lompoc, California, offering umbrella insurance policies that provide extra liability coverage beyond standard home or auto plans. This agent helps clients protect assets from major claims or lawsuits by securing higher policy limits. With umbrella insurance, customers gain broader protection for unexpected incidents, such as accidents on their property or while operating vehicles. The agency also extends its services to nearby communities, including Vandenberg Air Force Base and the Santa Ynez Valley area.

FA
726 N H St
Fiesta Auto Insurance & Tax Service
Umbrella Insurance Agent · Lompoc, CA

Fiesta Auto Insurance & Tax Service serves Lompoc, California, and its surrounding communities. As an umbrella insurance agent, it handles policies providing additional liability coverage beyond standard auto and homeowners limits. This extra layer helps protect clients from major claims and lawsuits. The agent evaluates individual risk profiles to recommend appropriate coverage amounts. It takes a thorough consultation approach, carefully explaining coverage options and policy exclusions to ensure every client understands how an umbrella policy can integrate with their existing insurance portfolio for comprehensive protection.

CW
201 N H St
Charles W Walker Insurance
Umbrella Insurance Agent · Lompoc, CA

Charles W Walker Insurance in Lompoc, CA, offers umbrella insurance on either a one-time policy for a single coverage period or as a recurring annual plan for continued liability protection beyond standard policies. This supplemental coverage extends across property and auto, safeguarding assets from major claims. As an umbrella insurance agent, the company advises clients in selecting appropriate coverage limits for their financial risks. Service for new policies and renewals operates on an as-needed basis, supporting clients when they require consultation or policy adjustments.

JH
830 E Ocean Ave
James Hinshaw: Allstate Insurance
Umbrella Insurance Agent · Lompoc, CA

Serving Lompoc and the surrounding Santa Barbara County communities, James Hinshaw: Allstate Insurance handles umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. This type of coverage protects clients from major claims and lawsuits. To assess a typical client's needs, the office reviews existing policies and recommends appropriate umbrella limits based on individual assets and risk exposure. The approach involves a straightforward comparison of coverage gaps before issuing a policy.

JT
3865 Constellation Rd B
Julia Tipolt - State Farm Insurance Agent
Umbrella Insurance Agent · Lompoc, CA

Specializing in umbrella insurance coverage, Julia Tipolt - State Farm Insurance Agent in Lompoc, CA helps clients secure additional liability protection beyond standard home and auto policies. This local agency also provides general insurance services for personal and property needs within the surrounding area. Umbrella insurance agents in this region commonly address risks associated with accidents or damages that could exceed primary policy limits. As the rainy season approaches along California's Central Coast, the agency assists clients in reviewing their exposure to flood-related liability claims from events like neighborhood water runoff.

KB
3757 Constellation Rd
Kelly Breen: Allstate Insurance
Umbrella Insurance Agent · Lompoc, CA

Kelly Breen of Allstate Insurance helps residents and businesses in Lompoc secure personal liability protection through umbrella policies. These policies provide additional coverage beyond standard auto and homeowners limits, safeguarding assets against major claims or lawsuits. The agency assists clients in evaluating their unique liability risks and tailoring extra layers of financial defense. Umbrella insurance is especially valuable for those who host visitors, own recreational vehicles, or have savings to protect. Commercial sectors the agency can serve include offices, warehouses, and food service establishments requiring expanded liability safeguards for their daily operations.

SM
717 E Ocean Ave
Servicios Maya / Maya Insurance Agency
Umbrella Insurance Agent · Lompoc, CA

As the Central Coast fog rolls into Lompoc, homeowners often realize their standard policies may not fully shield them from costly liability claims. Servicios Maya / Maya Insurance Agency serves residents in this area by connecting them with umbrella insurance agents who evaluate personal risk exposure. These agents review existing auto and homeowners coverage limits to identify potential gaps. They then recommend additional layers of protection tailored to local property values and common hazards. To begin, they schedule a straightforward initial assessment of your current policies and asset situation.

FI
115 E College Ave Ste 3
Farmers Insurance - Rebecca Stouppe
Umbrella Insurance Agent · Lompoc, CA

Farmers Insurance - Rebecca Stouppe in Lompoc, CA provides residential umbrella insurance services to protect homeowners and renters from major liability claims beyond standard policies. The agency also offers commercial umbrella coverage for local businesses seeking additional asset protection throughout the Santa Barbara County area. Regular policy reviews and claim consultations ensure clients understand their coverage limits. Follow-up appointments are scheduled between annual renewal visits to adjust policy limits as personal or business circumstances change.

SI
515 E Ocean Ave
Signorelli Insurance Services Inc
Umbrella Insurance Agent · Lompoc, CA
(805) 735-5300
AN
516 N H St
American National Insurance
Umbrella Insurance Agent · Lompoc, CA
(805) 819-0821
americannational.com/agent
AN
1313 N H St
American National Insurance
Umbrella Insurance Agent · Lompoc, CA
(805) 387-2090
mlagents.americannational.com/jenbedfordcruz-8557
PS
3769 Constellation Rd ste d
Pensabene Sharon L
Umbrella Insurance Agent · Lompoc, CA
(805) 735-2657
CI
300 Oak Hill Dr
Contreras Insurance Services
Umbrella Insurance Agent · Lompoc, CA
(805) 733-1133
JC
1201 E Ocean Ave
Jennifer CruzAgency
Umbrella Insurance Agent · Lompoc, CA
(805) 819-0821
FI
820 N H St B
Farmers Insurance
Umbrella Insurance Agent · Lompoc, CA
(805) 288-7583
agents.farmers.com/ca/lompoc
VI
3875 Constellation Rd
Vandenberg Insurance Agency
Umbrella Insurance Agent · Lompoc, CA
(805) 733-3591
thomcovandenbergins.net
WE
511 N H St Suite B
Wealth Enhancement Group
Umbrella Insurance Agent · Lompoc, CA
(805) 430-8791
wealthenhancement.com/location/lompoc-ca

What Does an a Umbrella Insurance Agent in Lompoc Cost?

Umbrella insurance in California typically costs between 150 and 300 dollars per year for 1 million dollars of coverage. Higher limits, such as 2 million or 5 million, may cost 300 to 800 dollars annually. Costs depend on your risk factors, number of properties, and driving record. This is general information, not insurance advice.

About umbrella insurance agents in Lompoc

An umbrella insurance agent in Lompoc, California helps you secure additional liability coverage beyond your auto, home, or boat policies. This extra layer of protection is important in California due to high property values and frequent lawsuits. Agents in Lompoc can guide you through California-specific coverage needs and policy limits.

Frequently Asked Questions

What does an umbrella insurance agent in Lompoc do?

An umbrella insurance agent helps you buy a policy that provides extra liability coverage after your other insurance limits are used up. In California, this is often needed for accidents or injuries that exceed standard policy caps. The agent will review your assets and risks to suggest an appropriate coverage amount.

How much umbrella coverage do I need in California?

Most agents recommend at least 1 million dollars in umbrella coverage for California residents. This amount can help protect against large lawsuits common in the state. Your agent will consider your home value, savings, and future income to set the right limit.

Can I get umbrella insurance if I have a rental property in Lompoc?

Yes, you can add umbrella coverage to protect your rental property in Lompoc. California law requires landlords to carry liability insurance, and an umbrella policy can cover claims above your basic policy. This is especially useful given the high cost of property and legal claims in California.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.