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Directory of umbrella insurance agents in Lompoc, California. Verify credentials with the state department of insurance before hiring.
19 agents listed
Updated May 2026
Lompoc, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 19 umbrella insurance agents in Lompoc, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Lompoc Insurance and Member Services
525 W Central Ave, Lompoc, CA 93436
(805) 735-2731
ace.aaa.com
Julio's Auto Insurance
705 E Ocean Ave, Lompoc, CA 93436
(805) 430-9700
juliosautoinsurance.com
Farmers Insurance - Andra Campbell
125 W Ocean Ave, Lompoc, CA 93436
(805) 757-5055
agents.farmers.com
Fiesta Auto Insurance & Tax Service
726 N H St, Lompoc, CA 93436
(805) 944-1012
fiestainsurance.com
James Hinshaw: Allstate Insurance
830 E Ocean Ave, Lompoc, CA 93436
(805) 736-8944
agents.allstate.com
Charles W Walker Insurance
201 N H St, Lompoc, CA 93436
(805) 736-4162
charleswalkerinsurance.com
Julia Tipolt - State Farm Insurance Agent
3865 Constellation Rd B, Lompoc, CA 93436
(805) 733-4545
juliatipolt.com
Servicios Maya / Maya Insurance Agency
717 E Ocean Ave, Lompoc, CA 93436
(805) 741-5050
serviciosmaya.com
Kelly Breen: Allstate Insurance
3757 Constellation Rd, Lompoc, CA 93436
(805) 735-6466
agents.allstate.com
Farmers Insurance - Rebecca Stouppe
115 E College Ave Ste 3, Lompoc, CA 93436
(805) 736-7000
agents.farmers.com
Signorelli Insurance Services Inc
515 E Ocean Ave, Lompoc, CA 93436
(805) 735-5300
American National Insurance
516 N H St, Lompoc, CA 93436
(805) 819-0821
americannational.com
Pensabene Sharon L
3769 Constellation Rd ste d, Lompoc, CA 93436
(805) 735-2657
American National Insurance
1313 N H St, Lompoc, CA 93436
(805) 387-2090
mlagents.americannational.com
Contreras Insurance Services
300 Oak Hill Dr, Lompoc, CA 93436
(805) 733-1133
Jennifer CruzAgency
1201 E Ocean Ave, Lompoc, CA 93436
(805) 819-0821
Farmers Insurance
820 N H St B, Lompoc, CA 93436
(805) 288-7583
agents.farmers.com
Vandenberg Insurance Agency
3875 Constellation Rd, Lompoc, CA 93436
(805) 733-3591
thomcovandenbergins.net
Wealth Enhancement Group
511 N H St Suite B, Lompoc, CA 93436
(805) 430-8791
wealthenhancement.com
An umbrella insurance agent in Lompoc, California helps you secure additional liability coverage beyond your auto, home, or boat policies. This extra layer of protection is important in California due to high property values and frequent lawsuits. Agents in Lompoc can guide you through California-specific coverage needs and policy limits.
What Does a Umbrella Insurance Agent in Lompoc Cost?
Umbrella insurance in California typically costs between 150 and 300 dollars per year for 1 million dollars of coverage. Higher limits, such as 2 million or 5 million, may cost 300 to 800 dollars annually. Costs depend on your risk factors, number of properties, and driving record. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Lompoc do?
An umbrella insurance agent helps you buy a policy that provides extra liability coverage after your other insurance limits are used up. In California, this is often needed for accidents or injuries that exceed standard policy caps. The agent will review your assets and risks to suggest an appropriate coverage amount.
How much umbrella coverage do I need in California?
Most agents recommend at least 1 million dollars in umbrella coverage for California residents. This amount can help protect against large lawsuits common in the state. Your agent will consider your home value, savings, and future income to set the right limit.
Can I get umbrella insurance if I have a rental property in Lompoc?
Yes, you can add umbrella coverage to protect your rental property in Lompoc. California law requires landlords to carry liability insurance, and an umbrella policy can cover claims above your basic policy. This is especially useful given the high cost of property and legal claims in California.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.