The top-rated umbrella insurance agent in Lawndale, California is Lulu Camberos - State Farm Insurance Agent, rated 5.0 stars across 183 reviews. Other highly rated options include FasTrak Insurance Solutions Inc, Power Insurance Solutions LLC, Rivera Auto Insurance Services. This directory lists 11 umbrella insurance agents serving Lawndale.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lulu Camberos - State Farm Insurance Agent | 14829 Hawthorne Blvd # 200 | (310) 973-5858 |
| 2 | FasTrak Insurance Solutions Inc | 16129 Hawthorne Blvd Ste E | (310) 424-1219 |
| 3 | Power Insurance Solutions LLC | 15675 Hawthorne Blvd ste c | (424) 297-3345 |
| 4 | Rivera Auto Insurance Services | 15400 Hawthorne Blvd Suite A | (424) 456-9535 |
| 5 | Farmers Insurance - Kamal Girgis | 4711 Artesia Blvd UNIT E | (310) 370-3631 |
| 6 | A-MAX Insurance | 14402 Hawthorne Blvd | (310) 644-8630 |
| 7 | Farmers Insurance - Patrick Ono | 15665 Hawthorne Blvd # F | (424) 210-8249 |
| 8 | Insurance Agency CA | 15628 Hawthorne Blvd | (209) 437-8021 |
| 9 | Pacific Unified Insurance | 15901 Hawthorne Blvd | (310) 370-5000 |
| 10 | Farmers Insurance - Angela Cuenca | 14717 Hawthorne Blvd Ste E | (310) 973-7360 |
Lulu Camberos - State Farm Insurance Agent serves the Lawndale, California area and its surrounding communities as an umbrella insurance agent. This agency provides personalized coverage designed to extend liability protection beyond standard home and auto policies. Understanding local risk factors such as dense traffic and weather events, the agency helps clients secure additional financial safeguards. Services include assessing umbrella policy limits and reviewing existing insurance portfolios to ensure comprehensive gap coverage for assets against major claims.
FasTrak Insurance Solutions Inc provides umbrella insurance agent services in Lawndale, California, offering a broad range of personal and commercial liability coverage options. Its maintenance plans include periodic policy reviews to ensure adequate limits remain aligned with changing assets or risks. The team assists clients with assessing underlying insurance thresholds to properly structure excess liability policies. Standard umbrella policies extend coverage across multi-policy holdings, protecting against large claims that surpass primary insurance limits. The agency services single-family homes, apartments, retail storefronts, and local restaurants requiring additional liability protection.
Power Insurance Solutions LLC serves homeowners, businesses, and property managers in Lawndale, California, offering umbrella insurance coverage that extends liability protection beyond standard policy limits. This agency helps clients safeguard personal assets and commercial operations against major claims and lawsuits typical in the Southern California region. The company assists policyholders in evaluating existing home, auto, or business liability exposures to address coverage gaps. Power Insurance Solutions LLC also serves clients residing or operating in neighboring Torrance and the broader South Bay metropolitan area.
Rivera Auto Insurance Services serves Lawndale, California, and the surrounding communities in the South Bay region. As an umbrella insurance agent, the company handles excess liability coverage that extends beyond the limits of a client's primary auto or home policy. This specialized protection helps safeguard personal assets against major claims or lawsuits. For a typical job, the agency carefully reviews a client's existing coverage to recommend an appropriate amount of added liability protection.
Farmers Insurance - Kamal Girgis in Lawndale, CA, offers umbrella insurance on either a one-time policy set for a fixed term or as a recurring annual service with automatic renewals. Umbrella coverage here provides additional liability protection beyond standard auto or home policies safeguarding assets against major claims or lawsuits in this local area. Service runs on either a one-time basis for a single policy purchase or a scheduled basis for ongoing annual renewals.
A-MAX Insurance in Lawndale, California, provides tailored umbrella liability policies that extend coverage limits beyond standard home and auto plans, safeguarding clients against major claims or lawsuits. It also serves Lawndale and surrounding communities with comprehensive insurance risk assessment and policy selection guidance. Local clients often secure this extra protection when facing seasonal risks, such as increased visitor liability during summer gatherings or winter holiday events.
Farmers Insurance - Patrick Ono in Lawndale, CA specializes in securing umbrella liability coverage that extends beyond standard policy limits. It provides clients with an extra layer of financial protection against major claims or lawsuits. This agency works with local homeowners and drivers to evaluate their existing policies and recommend additional coverage that fits their specific personal risk profiles. For those facing the increased liability risks that accompany holiday gatherings or heavy seasonal rains, this service helps address potential gaps in basic insurance.
With the intense seasonal rain and potential for flooding in Lawndale, securing adequate liability coverage becomes essential. Insurance Agency CA helps property owners understand how an umbrella policy extends beyond their standard home and auto limits. Without this extra layer, a single incident could lead to significant personal financial exposure. The agency reviews each client’s current assets and risks to determine the appropriate umbrella amount. This assessment typically begins with a straightforward inspection of the insured property and a review of existing existing policies.
Pacific Unified Insurance works with clients in Lawndale, California to structure general liability and property coverage, offering umbrella insurance as an additional layer of protection against major claims and lawsuits. This specialty policy extends existing liability limits, helping policyholders manage financial risk from severe accidents or property damage. Its umbrella insurance support serves various commercial sectors, including office tenants, warehouse operators, and food service establishments.
Farmers Insurance - Angela Cuenca provides residential umbrella insurance coverage for homeowners in Lawndale and surrounding neighborhoods, offering additional liability protection that extends beyond standard policy limits. Commercial clients also receive tailored umbrella policies to safeguard business assets from large claims. The agency serves Lawndale, CA, and the broader South Bay area of Los Angeles County. After an initial policy is set up, periodic coverage reviews are conducted to address any changes in property values or liability exposure between regular visits.
What Does an a Umbrella Insurance Agent in Lawndale Cost?
In California, umbrella insurance premiums generally range from 150 to 500 dollars annually for 1 million dollars of coverage. For higher limits like 2 to 5 million dollars, costs may increase to 500 to 1,500 dollars per year. Factors affecting price include your home and auto insurance carriers, number of vehicles, property value, and claims history. This is general information and not insurance advice. Consult a licensed agent for a personalized quote.
About umbrella insurance agents in Lawndale
An umbrella insurance agent in Lawndale, California can help you secure additional liability coverage beyond your standard auto or homeowners policy. California law requires drivers to carry minimum liability insurance, but umbrella policies provide extra protection for assets and future earnings. Local agents understand the unique risks in the South Bay area, including exposure to earthquake and wildfire liability claims.
Frequently Asked Questions
What does an umbrella insurance agent in Lawndale do?
An umbrella insurance agent helps you purchase a policy that provides extra liability coverage above your existing home and auto insurance limits. In California, umbrella policies typically start at 1 million dollars in coverage. The agent will review your assets and risks to recommend an appropriate coverage amount.
Do I need umbrella insurance in California?
Umbrella insurance is not required by California law, but it is recommended if you have significant assets or face higher liability risks. California has a high cost of living and lawsuit awards can be large. An agent can help you decide if umbrella coverage is right for your situation.
How much does umbrella insurance cost in Lawndale California?
In California, umbrella insurance typically costs between 150 and 500 dollars per year for 1 million dollars in coverage. Costs vary based on your risk profile, number of properties, and driving record. Your agent can provide a specific quote after reviewing your current policies.
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