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Umbrella Insurance Agents in Lake Elsinore, CA

Directory of umbrella insurance agents in Lake Elsinore, California. Verify credentials with the state department of insurance before hiring.

14 agents listed
Updated May 2026
Lake Elsinore, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 14 umbrella insurance agents in Lake Elsinore, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tako Insurance Agency: Allstate Insurance
31641 Auto Center Dr STE 1A, Lake Elsinore, CA 92530
(951) 674-0624 agents.allstate.com
Guidance Insurance Agency, Inc.
16746 Lakeshore Dr A, Lake Elsinore, CA 92530
(951) 245-2240 guidanceinsuranceagency.com
All Discount Insurance Services, Inc.
31796 Casino Dr A, Lake Elsinore, CA 92530
(951) 245-9777 alldiscountins.com
Speedy Insurance Agency
32285 Mission Trail P5, Lake Elsinore, CA 92530
(951) 579-4095 gsquareins.com
Manuel Bonilla: Allstate Insurance
117 S Main St Ste 204, Lake Elsinore, CA 92530
(951) 405-4954 agents.allstate.com
Nino Insurance Agency
30870 Riverside Dr # B3, Lake Elsinore, CA 92530
(951) 674-5110 ninoinsuranceagency.com
Freeway Insurance
16782 Lakeshore Dr Ste C3, Lake Elsinore, CA 92530
(951) 348-3021 locations.freeway.com
Todd Schaffner - State Farm Insurance Agent
31461 Riverside Dr Ste C, Lake Elsinore, CA 92530
(951) 245-1100 toddschaffner.com
Golden Square Insurance
31948 Mission Trail unit b, Lake Elsinore, CA 92530
(951) 579-4095 gsquareins.com
Farmers Insurance - Michele Munoz
506 W Graham Ave # 104, Lake Elsinore, CA 92530
(951) 471-2029 agents.farmers.com
Tico Pro Insurance Services
350 Railroad Canyon Rd suit c, Lake Elsinore, CA 92532
(714) 308-4319 ticoproinsurance.com
Farmers
31903 Mission Trail, Lake Elsinore, CA 92530
(951) 461-5214 agents.farmers.com
VIP Best Insurance Agency
31681 Riverside Dr STE L, Lake Elsinore, CA 92530
(951) 221-8404 vipbestinsurance.com
Licensed Insured Bonded
531 Birch St, Lake Elsinore, CA 92530
(209) 583-3113

What Does a Umbrella Insurance Agent in Lake Elsinore Cost?

Umbrella insurance in California typically costs between 150 and 400 dollars per year for 1 million dollars in coverage. Each additional million may cost 50 to 150 dollars more. Costs vary based on your personal risk profile, number of properties, and driving record. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Lake Elsinore do?
An umbrella insurance agent helps you assess your personal liability risks and find a policy that covers claims above your existing limits. They explain how umbrella insurance works with your auto and homeowners policies. The agent also helps you compare options from different carriers.
How much umbrella insurance do I need in California?
Most agents recommend at least 1 million dollars in umbrella coverage. Your exact amount depends on your assets, income, and risk factors. California courts can award large judgments, so higher limits may be wise for homeowners or business owners.
Do I need umbrella insurance if I have a pool or trampoline in Lake Elsinore?
Yes, having a pool or trampoline increases your liability risk. California premises liability laws hold property owners responsible for injuries on their land. Umbrella insurance can cover legal costs and settlements that exceed your homeowners policy limits.