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Compare umbrella insurance agents in Lafayette. Review contact information and insurance categorys before you decide.
14 agents listed
Updated May 2026
Lafayette, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 14 umbrella insurance agents in Lafayette, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jake Stewart - State Farm Insurance Agent
3581 Mount Diablo Blvd Ste 225, Lafayette, CA 94549
(925) 283-5040
myagentjake.com
Mt. Diablo Insurance Brokers
3557 Mount Diablo Blvd # 21, Lafayette, CA 94549
(925) 297-4070
mtdiabloinsurance.com
JP Reed - State Farm Insurance Agent
3249 Mt Diablo Ct Ste 101A, Lafayette, CA 94549
(925) 934-2277
agentjpreed.com
John de Leuze - State Farm Insurance Agent
1078 Carol Ln #100, Lafayette, CA 94549
(925) 284-9580
johndeleuze.com
EPIC Insurance Brokers & Consultants
3697 Mount Diablo Blvd #100, Lafayette, CA 94549
(510) 452-0458
epicbrokers.com
James Insurance Services
9 Burton Vista Ct, Lafayette, CA 94549
(925) 299-2802
Stanley E Smith Insurance
3540 Wilkinson Ln, Lafayette, CA 94549
(925) 283-6161
Gallagher Insurance, Risk Management & Consulting
3697 Mount Diablo Blvd Suite 230, Lafayette, CA 94549
(510) 465-3090
assuredpartners.com
SITZMANN MORRIS AND BOYLE INSURANCE AGENCY
3697 Mount Diablo Blvd, Lafayette, CA 94549
(510) 903-0288
thesmbgroup.com
Kosich & Callahan Insurance Agency
3435 Mount Diablo Blvd STE 300, Lafayette, CA 94549
(925) 284-3911
kosich.com
TRBenefits Insurance Services
3703 Mount Diablo Blvd, Lafayette, CA 94549
(925) 962-9055
trbis.com
Farmers Insurance - Kathryn Larsen
3744 Mount Diablo Blvd Ste 300, Lafayette, CA 94549
(415) 665-2955
agents.farmers.com
FIT Insurance
3697 Mount Diablo Blvd, Lafayette, CA 94549
(800) 733-3131
Dudum Financial
3505 Mount Diablo Blvd, Lafayette, CA 94549
(800) 574-9900
dudumfinancial.com
Umbrella insurance agents in Lafayette, California help residents secure additional liability coverage beyond standard auto and homeowners policies. This type of policy is especially relevant in California due to the state's high property values and litigation rates. An agent can review your existing coverage and recommend an umbrella policy that fits your specific needs.
What Does a Umbrella Insurance Agent in Lafayette Cost?
The cost of an umbrella insurance policy in California typically ranges from 150 to 500 dollars per year for 1 million dollars of coverage. Higher limits of 2 to 5 million dollars may cost between 300 and 1,000 dollars annually. Actual premiums depend on your risk profile, number of properties, and driving record. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent do in Lafayette?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides extra coverage above your auto and home insurance limits. They assess your assets and risk exposure to recommend appropriate coverage amounts.
How much umbrella insurance do I need in California?
Common umbrella policy limits in California start at 1 million dollars and can go up to 5 million dollars or more. Your agent will consider your net worth, property holdings, and potential liability risks to determine the right amount.
Is umbrella insurance required by law in California?
No, umbrella insurance is not required by California law. However, it is strongly recommended for homeowners and drivers who want extra protection against lawsuits and large claims.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.