ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of umbrella insurance agents in Indio, California. Verify credentials with the state department of insurance before hiring.
17 agents listed
Updated May 2026
Indio, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 17 umbrella insurance agents in Indio, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Freeway Insurance
81618 CA-111, Indio, CA 92201
(760) 268-9727
locations.freeway.com
Palm Valley Insurance
45541 Oasis St, Indio, CA 92201
(760) 775-7256
palmvalleyinsurance.com
Call Cesar Insurance Agency/ Cesar & Associate Health Plan Advisors
81953 CA-111 Suite 4, Indio, CA 92201
(442) 324-6249
candateam.com
Veronica's Insurance Indio
82590 CA-111 A 101, Indio, CA 92201
(800) 639-3939
veronicas.com
Inszone Insurance Services
81713 CA-111 E, Indio, CA 92201
(760) 347-7723
Rosalio Plata Insurance
44349 Jackson St # 1, Indio, CA 92201
(760) 894-1015
rpinsurance.com
Fred Loya Insurance
82280 CA-111 Ste 105, Indio, CA 92201
(760) 775-4400
fredloya.com
Desert Oasis Insurance and Services
82674 CA-111 STE 2, Indio, CA 92201
(760) 501-0400
desertoasisins.com
Avila Insurance Agency
81-953 CA-111 STE 6, Indio, CA 92201
(760) 342-3146
avilainsuranceagency.com
Wright Health Insurance Agency
81841 Camino Vallecita, Indio, CA 92203
(760) 264-4600
wrighthealthagency.net
Farmers Insurance - Martha King
82500 CA-111 Ste 6, Indio, CA 92201
(760) 698-8025
agents.farmers.com
Fred Loya Insurance
82266 CA-111, Indio, CA 92201
(760) 933-8004
fredloya.com
Farmers Insurance - Felipe Alvarez
81730 CA-111 Ste 12, Indio, CA 92201
(760) 698-8120
agents.farmers.com
J T Insurance
82011 CA-111, Indio, CA 92201
(760) 775-4355
Safer Insurance Agency Inc. Indio
44655 Jackson St, Indio, CA 92201
(760) 342-3399
saferinsurance.com
Progressive Indio
45960 Smurr St, Indio, CA 92201
(760) 260-9702
progressiveagent.com
J&B Insurance
82548 Avenida Romero, Indio, CA 92201
(760) 275-3407
Umbrella insurance agents in Indio California help you add an extra layer of liability protection beyond your auto and homeowners policies. California law requires minimum auto liability limits but a personal umbrella policy can cover larger claims and lawsuits. Working with a local agent ensures your coverage meets Indio specific risks like pool ownership or rental properties.
What Does a Umbrella Insurance Agent in Indio Cost?
The cost of an umbrella insurance policy in California typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Higher limits like 2 million dollars may cost 200 to 700 dollars annually. Your premium depends on your driving record number of properties and other risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Indio do?
An umbrella insurance agent in Indio helps you purchase a personal liability policy that kicks in after your auto or home insurance limits are exhausted. The agent assesses your assets and risks to recommend an appropriate coverage amount. This is especially useful for California homeowners with high value properties or multiple vehicles.
How much umbrella coverage do I need in California?
Most umbrella policies start at 1 million dollars in coverage. In California, agents often recommend at least 2 million dollars if you have significant assets or a high risk profile. Your agent will evaluate your net worth and potential liability exposure to suggest a suitable limit.
Can I get umbrella insurance if I do not own a home in Indio?
Yes you can get umbrella insurance even if you rent or do not own a home in Indio. California law does not require homeownership for umbrella coverage. You typically need an underlying auto policy and sometimes a renters policy to qualify.
Free • No Obligation
Compare Umbrella Insurance Agents
Get matched with agents in Indio who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.