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Compare umbrella insurance agents in Hayward. Review contact information and insurance categorys before you decide.
17 agents listed
Updated May 2026
Hayward, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 17 umbrella insurance agents in Hayward, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kim Holland - State Farm Insurance Agent
897 E Lewelling Blvd, Hayward, CA 94541
(510) 481-2735
kimhollandinsurance.com
SaveGuard Insurance Agency
22576 Mission Blvd, Hayward, CA 94541
(510) 538-7233
saveguardins.com
David Pena - State Farm Insurance Agent
1290 B St Ste 105, Hayward, CA 94541
(510) 537-1840
davidpenainsurance.com
Home & Auto Insurance Agency Hayward (First Avenue Insurance Services)
1320 Apple Ave 1st Floor, Ste 104, Hayward, CA 94541
(315) 400-8648
Net 2 Insurance Brokerage
636 W A St, Hayward, CA 94541
(510) 785-4040
Shop Smart Insurance Services, Inc.
440 A St, Hayward, CA 94541
(888) 537-1779
shopsmartinsurance.com
Farmers Insurance - Shirley Quiambao
21376 Mission Blvd, Hayward, CA 94541
(510) 733-5682
agents.farmers.com
Diego Nunez Insurance Agency INC
724 A St, Hayward, CA 94541
(510) 200-9091
nunezins.com
An umbrella insurance agent in Hayward California helps you secure additional liability coverage that goes beyond the limits of your auto or homeowners policy. California law requires minimum auto liability limits, but a single accident can quickly exceed those amounts. An agent can explain how umbrella policies provide a crucial extra layer of protection for your savings and future earnings.
What Does a Umbrella Insurance Agent in Hayward Cost?
Umbrella insurance in California typically costs between 150 and 400 dollars per year for 1 million dollars of coverage. Each additional million may cost 50 to 100 dollars more. Factors like your driving record, number of properties, and claims history affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Hayward do?
An umbrella insurance agent helps you purchase a personal umbrella liability policy. This policy provides extra coverage above your existing auto and home insurance limits. The agent assesses your risk profile and recommends an appropriate coverage amount.
How much umbrella coverage do I need in California?
Most agents recommend at least 1 million dollars in umbrella coverage. Your specific need depends on your assets, income, and potential liability risks. California courts can award large judgments, so higher limits may be wise for high-net-worth individuals.
Do I need umbrella insurance if I have a rental property in Hayward?
Yes, owning rental property increases your liability exposure. A tenant or visitor injury could lead to a lawsuit. Umbrella insurance can cover legal costs and judgments that exceed your landlord insurance limits.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.