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HomeUmbrella Insurance AgentsCalifornia › Garden Grove

Find Umbrella Insurance Agents Near You in Garden Grove, CA

Browse umbrella insurance agents serving Garden Grove, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in Garden Grove, California is CSIS Insurance Services, rated 4.9 stars across 605 reviews. Other highly rated options include Lelly Woo-Grimes - State Farm Insurance Agent, FasTrak Insurance Solutions, Broadwater Insurance Agency. This directory lists 17 umbrella insurance agents serving Garden Grove.

Showing 17 umbrella insurance agents in Garden Grove, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1CSIS Insurance Services13211 Garden Grove Blvd #100(714) 534-0072
2Lelly Woo-Grimes - State Farm Insurance Agent12062 Valley View St Suite 135(714) 891-3908
3FasTrak Insurance Solutions13518 Harbor Blvd # A2(877) 296-0808
4Broadwater Insurance Agency9421 Chapman Ave(714) 636-9092
5Farmers Insurance - Linh Nguyenle13062 Century Blvd Ste A(714) 530-6900
6Your Independence Insurance Center13902 Harbor Blvd Unit 2A(714) 775-3400
7Goldenway Insurance Services, Inc.10092 Chapman Ave #2(714) 335-4400
8PERFECT CHOICE INSURANCE SERVICES12553 Harbor Blvd(949) 370-4894
9Love My Insurance Garden Grove13210 Harbor Blvd(714) 590-0112
10Farmers Insurance - Donny Vu Agency12122 Brookhurst St(714) 265-5401
CI
13211 Garden Grove Blvd #100
CSIS Insurance Services
Umbrella Insurance Agent · Garden Grove, CA

CSIS Insurance Services serves the Garden Grove, California metro area and provides umbrella insurance agent services for residents and businesses in the region. An umbrella policy offers an extra layer of liability coverage above standard homeowner, auto, or watercraft policies, which can protect assets from large claims. The company assists clients in obtaining this additional protection to help cover legal costs and settlements. CSIS Insurance Services specifically handles umbrella coverage for personal liability risks and for commercial liability exposures in this area.

LW
12062 Valley View St Suite 135
Lelly Woo-Grimes - State Farm Insurance Agent
Umbrella Insurance Agent · Garden Grove, CA

Lelly Woo-Grimes, operating as a State Farm Insurance Agent in Garden Grove, California, provides umbrella insurance coverage designed to offer additional liability protection beyond standard policies. This service helps safeguard personal assets and future earnings against major claims and lawsuits. Policyholders receive ongoing support through risk management guidance and regular policy reviews to ensure adequate coverage limits are maintained as circumstances change. The agent services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.

FI
13518 Harbor Blvd # A2
FasTrak Insurance Solutions
Umbrella Insurance Agent · Garden Grove, CA

Serving Garden Grove and the surrounding communities of Orange County, FasTrak Insurance Solutions handles comprehensive umbrella insurance policies designed to provide extended liability coverage beyond standard home and auto plans. This local agency understands the added protection needed when underlying limits are exhausted, offering a crucial layer of financial security for clients owning substantial assets. To handle a typical job, the agent begins by thoroughly reviewing the client’s current personal policies, then calculates risk exposure to determine appropriate coverage limits and presents clear policy options.

BI
9421 Chapman Ave
Broadwater Insurance Agency
Umbrella Insurance Agent · Garden Grove, CA

Broadwater Insurance Agency serves homeowners, businesses, and property managers in the Garden Grove area who need personal umbrella liability coverage beyond standard policy limits. It helps clients protect assets by offering higher liability limits that can respond when other policies are exhausted. Each policy is tailored to individual risk profiles after a careful review of existing coverage. The agency also typically represents multiple carriers to find appropriate options for various situations. Broadwater extends its umbrella insurance services to neighboring communities throughout central Orange County, including Santa Ana.

FI
13062 Century Blvd Ste A
Farmers Insurance - Linh Nguyenle
Umbrella Insurance Agent · Garden Grove, CA

Serving Garden Grove and surrounding Orange County communities, Farmers Insurance - Linh Nguyenle provides coverage solutions through umbrella insurance agents who address personal liability needs. They handle excess liability policies that extend beyond standard homeowners or auto limits, offering protection from major claims and lawsuits. A typical job begins with a detailed review of a client’s existing assets and coverage, so the agent can tailor an appropriate policy to close potential gaps and ensure comprehensive risk management.

YI
13902 Harbor Blvd Unit 2A
Your Independence Insurance Center
Umbrella Insurance Agent · Garden Grove, CA

Your Independence Insurance Center in Garden Grove, California provides both one-time and recurring service options for umbrella insurance, ensuring personal liability protection that extends beyond standard policy limits. The agency helps clients design additional coverage for assets and liability risks, serving households and individuals throughout the local area. All service arrangements run on a one-time, scheduled, or as-needed basis depending on each client’s changing coverage requirements.

GI
10092 Chapman Ave #2
Goldenway Insurance Services, Inc.
Umbrella Insurance Agent · Garden Grove, CA

Goldenway Insurance Services, Inc., located in Garden Grove, CA, specializes in offering umbrella insurance policies that provide extra liability coverage beyond standard home and auto limits. The company works with clients to assess their personal risk exposure and secure broader protection against potential lawsuits or major claims. By increasing coverage limits, it helps safeguard assets such as savings and property from unforeseen financial strain. As weather-related accidents increase during the rainy season in Southern California, Goldenway Insurance Services assists clients in reviewing their liability needs to remain adequately covered.

PC
12553 Harbor Blvd
PERFECT CHOICE INSURANCE SERVICES
Umbrella Insurance Agent · Garden Grove, CA

As Southern California's wildfire season and periodic heavy rains create unpredictable risks for homeowners in Garden Grove, adequate liability coverage becomes a pressing concern. PERFECT CHOICE INSURANCE SERVICES helps local property owners address potential gaps in standard policies by offering umbrella insurance that extends protection beyond basic limits. The agent works closely with each client to assess individual exposure from swimming pools, rental units, or active lifestyles. To begin, the agency schedules a personal consultation to review current insurance forms and identify specific coverage needs.

LM
13210 Harbor Blvd
Love My Insurance Garden Grove
Umbrella Insurance Agent · Garden Grove, CA

Love My Insurance Garden Grove provides umbrella insurance solutions for residential clients in and around Garden Grove, California, offering an added layer of liability protection beyond standard homeowner or auto policies. Commercial coverage is also available for small and medium-sized businesses seeking broader financial safeguards against major claims or lawsuits. The agency serves local property owners and entrepreneurs throughout the greater Garden Grove area. Follow-up consultations are arranged between regular policy review visits to address changing coverage needs or new assets.

FI
12122 Brookhurst St
Farmers Insurance - Donny Vu Agency
Umbrella Insurance Agent · Garden Grove, CA

Farmers Insurance - Donny Vu Agency in Garden Grove, CA provides individual and family risk management solutions through general liability policies. Its umbrella insurance agent adds an extra layer of personal liability coverage beyond standard homeowners or auto limits, protecting assets from major claims or lawsuits. This expanded coverage can apply to property damage, bodily injury, and personal liability situations that exceed primary policy caps. The agency works with commercial sectors requiring high liability limits, including offices, warehouses, and food service operations.

QE
12843 Harbor Blvd # E-1
Quick & Easy Insurance Services
Umbrella Insurance Agent · Garden Grove, CA
(714) 583-7250
YA
12800 Garden Grove Blvd F
Yenan Agency
Umbrella Insurance Agent · Garden Grove, CA
(714) 803-3379
jessi-care.com
SI
8681 Garden Grove Blvd
Saigon Insurance
Umbrella Insurance Agent · Garden Grove, CA
(714) 722-5958
saigoninsurance.com
ML
13211 Garden Grove Blvd
Music Lovers Insurance
Umbrella Insurance Agent · Garden Grove, CA
(714) 534-0072
musicloversinsurance.com/contact-my-carrier.html
TW
13478 Harbor Blvd
Two Way Insurance Services
Umbrella Insurance Agent · Garden Grove, CA
(714) 741-3905
HC
10131 Westminster Ave #206
Hong Chiang Insurance
Umbrella Insurance Agent · Garden Grove, CA
(626) 629-9983
hongbusiness.com
SI
10240 Westminster Ave Suite 208
SAVER Insurance Services
Umbrella Insurance Agent · Garden Grove, CA
(714) 200-6114

What Does an a Umbrella Insurance Agent in Garden Grove Cost?

The cost of an umbrella insurance policy in California typically ranges from 150 to 400 per year for 1 million in coverage. For 2 million, the annual premium may be between 250 and 600. Factors that affect the price include your driving record, number of properties, and the limits of your underlying policies. This is general information and not insurance advice. Consult a licensed agent for a quote tailored to your situation.

About umbrella insurance agents in Garden Grove

An umbrella insurance agent in Garden Grove, California helps you secure personal liability coverage that extends beyond standard home and auto policies. California law requires minimum liability limits for drivers, but umbrella policies provide an extra layer of protection against large claims or lawsuits. Local agents understand the specific risks in Orange County, such as earthquake-related liabilities and high-value property exposures.

Frequently Asked Questions

What does an umbrella insurance policy cover in California?

An umbrella policy covers legal liability claims that exceed the limits of your underlying home or auto insurance. It also covers certain claims not included in those policies, such as false arrest or slander. In California, umbrella policies typically require you to maintain minimum underlying limits of 250,000 for bodily injury per person and 500,000 per accident.

How much umbrella coverage should I get in Garden Grove?

Most California agents recommend at least 1 million in umbrella coverage for homeowners with average assets. Higher limits of 2 to 5 million may be appropriate for those with significant savings, rental properties, or high-risk activities like owning a pool or a dog. Your agent can help you assess your net worth and potential exposure.

Do I need an umbrella policy if I have homeowners insurance in California?

Yes, a standard homeowners policy in California has liability limits that may not fully protect you in a serious accident. Umbrella insurance provides extra coverage for events like a guest injury on your property or a car accident where you are at fault. It also covers legal defense costs, which can be substantial even if you are not found liable.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.