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Find Umbrella Insurance Agents Near You in Fremont, CA

Browse umbrella insurance agents serving Fremont, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in Fremont, California is Farmers Insurance - Virginia Tam, rated 4.9 stars across 385 reviews. Other highly rated options include Rexie Tagayuna - State Farm Insurance Agent, Ninna Chugh - State Farm Insurance Agent, Christina Zeng - State Farm Insurance Agent. This directory lists 18 umbrella insurance agents serving Fremont.

Showing 18 umbrella insurance agents in Fremont, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Virginia Tam833 Corporate Way(510) 683-3883
2Rexie Tagayuna - State Farm Insurance Agent2140 Peralta Blvd # 202(510) 796-5911
3Ninna Chugh - State Farm Insurance AgentThornton Plaza, 3650 Thornton Ave(510) 791-1100
4Christina Zeng - State Farm Insurance Agent34245 Fremont Blvd(510) 573-2699
5Farmers Insurance - Stephanie Lua43052 Christy St(510) 771-9996
6Gleetopia Insurance38069 Martha Ave #500(650) 898-2838
7Tina Vu - State Farm Insurance Agent46923 Warm Springs Blvd #208(510) 979-9599
8VisitorPLANS39510 Paseo Padre Pkwy(510) 353-1180
9Farmers Insurance - Lin Zhao1550 Washington Blvd(510) 429-0400
10Mei Mei Chua - Farmers Insurance38970 Blacow Rd unit d(510) 962-8585
FI
833 Corporate Way
Farmers Insurance - Virginia Tam
Umbrella Insurance Agent · Fremont, CA

Farmers Insurance - Virginia Tam serves Fremont and the surrounding Alameda County area. This agency provides umbrella insurance policies to help clients secure additional liability coverage beyond standard home and auto limits. Such policies protect assets and future earnings from major claims or lawsuits. The operation focuses on evaluating personal risk factors to recommend appropriate coverage levels. The agency handles commercial and personal umbrella insurance services for local residents and business owners.

RT
2140 Peralta Blvd # 202
Rexie Tagayuna - State Farm Insurance Agent
Umbrella Insurance Agent · Fremont, CA

Rexie Tagayuna - State Farm Insurance Agent in Fremont, CA, provides umbrella insurance to extend liability coverage beyond standard policies. This service offers clients additional financial protection for larger claims or lawsuits. The agency helps customers select appropriate coverage limits to safeguard personal assets. It assists with policy reviews to ensure adequate gaps are filled between home and auto insurance. Maintenance involves periodic updates as the client's assets or risk exposure changes. Properties serviced include single-family homes, apartments, retail establishments, and restaurants.

NC
Thornton Plaza, 3650 Thornton Ave
Ninna Chugh - State Farm Insurance Agent
Umbrella Insurance Agent · Fremont, CA

Homeowners, businesses, and property managers in Fremont, CA, turn to Ninna Chugh - State Farm Insurance Agent for umbrella insurance coverage that provides an extra layer of liability protection beyond standard policies. This local agency helps clients safeguard their assets against major claims and lawsuits. Umbrella policies are designed to cover gaps in existing liability limits. Ninna Chugh also serves clients throughout the broader East Bay area.

CZ
34245 Fremont Blvd
Christina Zeng - State Farm Insurance Agent
Umbrella Insurance Agent · Fremont, CA

Serving Fremont and the surrounding Tri-City communities of Newark and Union City, Christina Zeng’s agency handles personal umbrella liability policies that provide additional coverage beyond standard auto and homeowners limits. These policies protect clients against major claims and lawsuits by extending liability protection. For a typical job, the agency evaluates the client's existing underlying insurance coverages and personal risk exposures to recommend an appropriate umbrella policy level.

FI
43052 Christy St
Farmers Insurance - Stephanie Lua
Umbrella Insurance Agent · Fremont, CA

Farmers Insurance - Stephanie Lua in Fremont, CA helps clients distinguish between one-time policy purchases for specific liability events and recurring annual coverage that renews automatically for ongoing protection. The agency offers umbrella insurance agents who assist local residents and businesses with designing extra liability layers that activate after standard policies are exhausted. Service is handled on an as-needed basis, with clients scheduling consultations whenever they require policy reviews or adjustments to their existing coverage limits.

GI
38069 Martha Ave #500
Gleetopia Insurance
Umbrella Insurance Agent · Fremont, CA

As an umbrella insurance agent in Fremont, Gleetopia Insurance offers specialized liability coverage that extends beyond standard policy limits. It provides essential protection against large claims and lawsuits, serving both individuals and businesses with a focus on comprehensive risk management. This agency assists clients throughout the East Bay area with tailoring policies to their unique needs. During the rainy winter season, it specifically helps homeowners assess potential liability from slip-and-fall incidents on wet walkways or icy driveways.

TV
46923 Warm Springs Blvd #208
Tina Vu - State Farm Insurance Agent
Umbrella Insurance Agent · Fremont, CA

After heavy winter storms in Fremont often expose gaps in liability coverage, homeowners and drivers turn to Tina Vu - State Farm Insurance Agent for informed guidance. This local office helps residents evaluate their financial risks and select adequate umbrella policies that extend beyond standard auto or home limits. They focus on matching each client’s specific assets and lifestyle needs with appropriate layered protection. The process typically begins with a complimentary review of current policies to assess exposure gaps and recommend the right umbrella option.

VI
39510 Paseo Padre Pkwy
VisitorPLANS
Umbrella Insurance Agent · Fremont, CA

VisitorPLANS serves Fremont homeowners seeking personal umbrella liability coverage beyond standard policy limits. The agency also offers commercial umbrella insurance for local businesses needing additional asset protection within the Bay Area. Each policy is tailored to bridge gaps in underlying coverage, providing a broader safety net for clients exposed to lawsuits or major claims. The agent follows up proactively after each policy period to adjust limits as assets change, ensuring ongoing protection between regular home or auto insurance reviews.

FI
1550 Washington Blvd
Farmers Insurance - Lin Zhao
Umbrella Insurance Agent · Fremont, CA

Farmers Insurance - Lin Zhao in Fremont, CA helps individuals and businesses secure general liability protection. As an umbrella insurance agent, the company offers additional coverage layers that extend beyond standard policy limits for broader financial safety. These policies assist clients in safeguarding assets from major claims and lawsuits beyond typical insurance caps. The firm serves various commercial sectors requiring extra liability buffers, including offices, warehouses, and food service establishments.

MM
38970 Blacow Rd unit d
Mei Mei Chua - Farmers Insurance
Umbrella Insurance Agent · Fremont, CA
II
37405 Joseph St
Ivett Insurance Agency Inc
Umbrella Insurance Agent · Fremont, CA
(510) 791-1307
ivettinsurance.com
BM
39159 Paseo Padre Pkwy #109
Brian Moos - State Farm Insurance Agent
Umbrella Insurance Agent · Fremont, CA
(510) 792-3022
brianmoos.com
MM
39510 Paseo Padre Pkwy Suite 240
MCIS Multichoice Insurance Services
Umbrella Insurance Agent · Fremont, CA
(510) 353-1180
multichoiceinsurance.com
FI
37675 Niles Blvd
Farmers Insurance - Patrick Rodriguez
Umbrella Insurance Agent · Fremont, CA
(510) 737-0760
agents.farmers.com/ca/fremont/patrick-rodriguez
FI
47912 Warm Springs Blvd a
Farmers Insurance - Lin Zhang
Umbrella Insurance Agent · Fremont, CA
(510) 402-4457
agents.farmers.com/ca/fremont/lin-zhang
JS
41111 Mission Blvd #150
Joseph Sr22 Insurance California
Umbrella Insurance Agent · Fremont, CA
(510) 588-4156
TI
39812 Mission Blvd #101
TWFG Insurances Services
Umbrella Insurance Agent · Fremont, CA
(510) 573-4745
twfgcalifornia.com
GP
38003 Mission Blvd
Green Peak Insurance Solutions
Umbrella Insurance Agent · Fremont, CA
(510) 573-1108
greenpeakinsurance.com

What Does an a Umbrella Insurance Agent in Fremont Cost?

The cost of an umbrella insurance policy in California typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Premiums increase with higher limits and additional risk factors like multiple properties or young drivers. Costs vary by case, so an agent can provide a personalized quote. This is general information, not insurance advice.

About umbrella insurance agents in Fremont

Umbrella insurance provides extra liability coverage beyond standard auto and homeowners policies. In Fremont, California, agents can help you secure this protection to safeguard assets against large claims or lawsuits. California law requires insurers to offer umbrella policies with minimum limits, and agents can explain how local risks like earthquake liability may affect your needs.

Frequently Asked Questions

What does an umbrella insurance agent in Fremont do?

An umbrella insurance agent helps you purchase a policy that extends liability coverage above your existing home and auto limits. They assess your assets and risks to recommend an appropriate coverage amount. In California, agents must be licensed by the state Department of Insurance.

How much umbrella coverage do I need in California?

Common umbrella policy limits start at 1 million dollars and go up to 5 million dollars or more. Your agent will consider factors like your net worth, income, and potential lawsuit risks. California courts do not cap personal injury damages, so higher limits may be wise.

Can I get umbrella insurance if I have a rental property in Fremont?

Yes, umbrella insurance can cover liability from rental properties you own. California landlord-tenant laws create specific risks, such as habitability claims. An agent can help you include this exposure in your policy.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.