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Umbrella Insurance Agents in Fremont, CA

Compare umbrella insurance agents in Fremont. Review contact information and insurance categorys before you decide.

18 agents listed
Updated May 2026
Fremont, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 18 umbrella insurance agents in Fremont, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Virginia Tam
833 Corporate Way, Fremont, CA 94539
(510) 683-3883 agents.farmers.com
Rexie Tagayuna - State Farm Insurance Agent
2140 Peralta Blvd # 202, Fremont, CA 94536
(510) 796-5911 agenttrex.com
Ninna Chugh - State Farm Insurance Agent
Thornton Plaza, 3650 Thornton Ave, Fremont, CA 94536
(510) 791-1100 ninnachugh.com
Christina Zeng - State Farm Insurance Agent
34245 Fremont Blvd, Fremont, CA 94555
(510) 573-2699 czsfagent.com
Farmers Insurance - Stephanie Lua
43052 Christy St, Fremont, CA 94538
(510) 771-9996 agents.farmers.com
Gleetopia Insurance
38069 Martha Ave #500, Fremont, CA 94536
(650) 898-2838 gleetopia.com
Tina Vu - State Farm Insurance Agent
46923 Warm Springs Blvd #208, Fremont, CA 94539
(510) 979-9599 tinavu.com
Farmers Insurance - Lin Zhao
1550 Washington Blvd, Fremont, CA 94539
(510) 429-0400 agents.farmers.com
VisitorPLANS
39510 Paseo Padre Pkwy, Fremont, CA 94538
(510) 353-1180 visitorplans.com
Ivett Insurance Agency Inc
37405 Joseph St, Fremont, CA 94536
(510) 791-1307 ivettinsurance.com
Mei Mei Chua - Farmers Insurance
38970 Blacow Rd unit d, Fremont, CA 94536
(510) 962-8585 agents.farmers.com
MCIS Multichoice Insurance Services
39510 Paseo Padre Pkwy Suite 240, Fremont, CA 94538
(510) 353-1180 multichoiceinsurance.com
Brian Moos - State Farm Insurance Agent
39159 Paseo Padre Pkwy #109, Fremont, CA 94538
(510) 792-3022 brianmoos.com
Farmers Insurance - Patrick Rodriguez
37675 Niles Blvd, Fremont, CA 94536
(510) 737-0760 agents.farmers.com
Farmers Insurance - Lin Zhang
47912 Warm Springs Blvd a, Fremont, CA 94539
(510) 402-4457 agents.farmers.com
TWFG Insurances Services
39812 Mission Blvd #101, Fremont, CA 94539
(510) 573-4745 twfgcalifornia.com
Joseph Sr22 Insurance California
41111 Mission Blvd #150, Fremont, CA 94539
(510) 588-4156
Green Peak Insurance Solutions
38003 Mission Blvd, Fremont, CA 94536
(510) 573-1108 greenpeakinsurance.com

Umbrella insurance provides extra liability coverage beyond standard auto and homeowners policies. In Fremont, California, agents can help you secure this protection to safeguard assets against large claims or lawsuits. California law requires insurers to offer umbrella policies with minimum limits, and agents can explain how local risks like earthquake liability may affect your needs.

What Does a Umbrella Insurance Agent in Fremont Cost?

The cost of an umbrella insurance policy in California typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Premiums increase with higher limits and additional risk factors like multiple properties or young drivers. Costs vary by situation, so an agent can provide a personalized quote. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Fremont do?
An umbrella insurance agent helps you purchase a policy that extends liability coverage above your existing home and auto limits. They assess your assets and risks to recommend an appropriate coverage amount. In California, agents must be licensed by the state Department of Insurance.
How much umbrella coverage do I need in California?
Common umbrella policy limits start at 1 million dollars and go up to 5 million dollars or more. Your agent will consider factors like your net worth, income, and potential lawsuit risks. California courts do not cap personal injury damages, so higher limits may be wise.
Can I get umbrella insurance if I have a rental property in Fremont?
Yes, umbrella insurance can cover liability from rental properties you own. California landlord-tenant laws create specific risks, such as habitability claims. An agent can help you include this exposure in your policy.