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Find Umbrella Insurance Agents Near You in Folsom, CA

Browse umbrella insurance agents serving Folsom, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in Folsom, California is Farmers Insurance - Maria Britton, rated 4.9 stars across 268 reviews. Other highly rated options include AAA Folsom Branch, Cost-U-Less Insurance, Republix Risk Mitigation Insurance Solutions. This directory lists 20 umbrella insurance agents serving Folsom.

Showing 20 umbrella insurance agents in Folsom, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Maria Britton6611 Folsom-Auburn Rd STE C-1(877) 777-2469
2AAA Folsom Branch2796 E Bidwell St(916) 351-2600
3Cost-U-Less Insurance323 E Bidwell St Ste B(916) 596-9173
4Republix Risk Mitigation Insurance Solutions503 Natoma St(916) 800-7787
5Dr. Aaron Williams - State Farm Insurance Agent231 Blue Ravine Rd #100(916) 235-8565
6Carlson Agency Insurance Services Inc.9580 Oak Ave Pkwy #7-270(916) 439-1306
7Whims Insurance and Financial Services31 Natoma St #170(916) 817-6250
8Kyle Middleton - State Farm Insurance Agent705 Gold Lake Dr # 370(916) 355-1010
9Sierra Mountain Insurance Agency: Allstate Insurance13405 Folsom Blvd STE 810(916) 985-8484
10Oakwood Interstate Insurance Services193 Blue Ravine Rd STE 180(916) 988-9080
FI
6611 Folsom-Auburn Rd STE C-1
Farmers Insurance - Maria Britton
Umbrella Insurance Agent · Folsom, CA

Farmers Insurance - Maria Britton in Folsom, CA provides personalized umbrella insurance agent services, offering clients additional liability coverage beyond standard policies. The agency helps protect assets by extending limits through careful plan reviews and annual updates for ongoing risk management. Service includes evaluating current homeowner or auto policies to create a seamless umbrella layer. These plans service a variety of local properties, including single-family homes, apartments, retail spaces, and restaurants.

AF
2796 E Bidwell St
AAA Folsom Branch
Umbrella Insurance Agent · Folsom, CA

AAA Folsom Branch serves the Sacramento County area and primarily focuses on providing umbrella insurance coverage. This type of policy offers additional liability protection that extends beyond the limits of standard homeowners, auto, or watercraft insurance. Residents and businesses in Folsom can consult this agency to help safeguard personal assets against major claims and lawsuits. The agency specifically handles personal umbrella policies and excess liability coverage for local clients.

CU
323 E Bidwell St Ste B
Cost-U-Less Insurance
Umbrella Insurance Agent · Folsom, CA

Cost-U-Less Insurance in Folsom, California, offers personal umbrella liability coverage that extends protection beyond standard home and auto policies. The firm specializes in adding an extra layer of security for clients facing potential lawsuits or large claims. Its umbrella policies are designed for individuals and businesses seeking higher liability limits. The company serves a range of commercial sectors, including professional offices, warehouses, and food service operations.

RR
503 Natoma St
Republix Risk Mitigation Insurance Solutions
Umbrella Insurance Agent · Folsom, CA

Republix Risk Mitigation Insurance Solutions serves homeowners, businesses, and property managers in Folsom, California, by providing umbrella insurance policies that extend liability coverage beyond standard limits. This additional protection helps safeguard assets against major claims, such as lawsuits resulting from severe accidents on the insured’s property. The agency assesses individual risk profiles and tailors coverage accordingly. Its services also support clients in neighboring El Dorado Hills, ensuring broader metro-area access to enhanced liability protection.

DA
231 Blue Ravine Rd #100
Dr. Aaron Williams - State Farm Insurance Agent
Umbrella Insurance Agent · Folsom, CA

Serving Folsom, CA and the surrounding Sacramento-area communities, Dr. Aaron Williams operates as a local umbrella insurance agent. This provider handles excess liability coverage designed to extend protection beyond a client’s standard auto or homeowners policy. Policies here function as a secondary layer of defense against costly lawsuits and major claims. Each typical case begins with a thorough review of the client’s existing underlying policies to identify gaps in coverage, then implements a separate umbrella policy that activates after the primary limits are exhausted.

CA
9580 Oak Ave Pkwy #7-270
Carlson Agency Insurance Services Inc.
Umbrella Insurance Agent · Folsom, CA

Carlson Agency Insurance Services Inc. offers both one-time and recurring service options for umbrella insurance, tailoring each policy to the specific liability needs of clients in Folsom, CA. Their coverage provides an extra layer of protection beyond standard home and auto policies, shielding assets from major claims and lawsuits. By assessing individual risk profiles, the agency advises on appropriate policy limits. This local agent operates on an as-needed basis, ready to help clients secure additional liability coverage whenever their financial circumstances or exposures change.

WI
31 Natoma St #170
Whims Insurance and Financial Services
Umbrella Insurance Agent · Folsom, CA

Whims Insurance and Financial Services specializes in providing umbrella insurance in Folsom, CA, offering extended liability coverage that goes beyond the limits of standard homeowners and auto policies. The company also assists clients with general insurance needs to protect personal assets and future income. With the increased risk of lawsuits following a major accident or a winter storm causing property damage, this agency helps residents secure an additional layer of financial protection.

KM
705 Gold Lake Dr # 370
Kyle Middleton - State Farm Insurance Agent
Umbrella Insurance Agent · Folsom, CA

As the late summer wildfire season approaches in Folsom, Kyle Middleton - State Farm Insurance Agent provides comprehensive umbrella insurance coverage to help protect local homeowners and renters from potentially devastating liability claims. This agency focuses on securing an extra layer of liability protection that extends beyond standard home and auto policies, offering residents valuable financial security during unpredictable times. Coverage helps safeguard personal assets against large lawsuits often resulting from accidents or property incidents on one’s premises. A thorough policy review is the recommended first step to determine proper liability limits.

SM
13405 Folsom Blvd STE 810
Sierra Mountain Insurance Agency: Allstate Insurance
Umbrella Insurance Agent · Folsom, CA

Sierra Mountain Insurance Agency: Allstate Insurance in Folsom, CA, provides residential umbrella insurance coverage to protect homeowners from a major liability claim or lawsuit. Commercial umbrella policies are also available for local businesses needing added liability layers beyond standard policies. The agency serves clients throughout the greater Folsom area, offering guidance on coverage limits and personal asset protection. After an initial policy is set, the agent follows up annually to review changes in the client’s situation and adjust coverage as needed between regular visits.

OI
193 Blue Ravine Rd STE 180
Oakwood Interstate Insurance Services
Umbrella Insurance Agent · Folsom, CA

Oakwood Interstate Insurance Services provides general insurance agency services for clients in Folsom, California, with a specialty in umbrella insurance. This type of policy offers additional liability coverage beyond standard home and auto policies, helping protect personal assets from major claims or lawsuits. The company assists individuals and businesses in securing these extra layers of financial protection. It works with a range of commercial sectors, including offices, warehouses, and food service operations.

FI
750 Oak Ave Pkwy STE 160
Farmers Insurance - Gilbert Karp
Umbrella Insurance Agent · Folsom, CA
(916) 983-8808
agents.farmers.com/ca/folsom/gilbert-karp
GI
101 Parkshore Dr #100
Greenfield Insurance Agency
Umbrella Insurance Agent · Folsom, CA
(877) 401-9660
greenfieldins.com
BR
80 Iron Point Cir #200
Benefit & Risk Management Services
Umbrella Insurance Agent · Folsom, CA
(916) 467-1400
brmsonline.com
TD
110 Blue Ravine Rd #105
T.D. McNeil Insurance Services
Umbrella Insurance Agent · Folsom, CA
(916) 983-2561
tdmins.com
GI
9477 Greenback Ln #524a
Gleason Insurance Brokers
Umbrella Insurance Agent · Folsom, CA
(844) 978-7283
gleasoninsurancebrokers.com
GL
193 Blue Ravine Rd Ste 210
G. L. Anderson Insurance Services, Inc.
Umbrella Insurance Agent · Folsom, CA
(916) 353-5130
glandersonins.com
SS
1831 Iron Point Rd Ste 100
Sacco & Sacco Insurance Brokers LLC
Umbrella Insurance Agent · Folsom, CA
(916) 932-2320
saccoins.com
FI
907 Natoma St
Farmers Insurance - Thomas Quasius
Umbrella Insurance Agent · Folsom, CA
(916) 983-9640
agents.farmers.com/ca/folsom/thomas-quasius
FI
304 E Bidwell St
Folsom Insurance Center, Inc.
Umbrella Insurance Agent · Folsom, CA
(916) 983-4749
folsominsurance.com
SA
2200 E Bidwell St # 100
Sabbe & Associates
Umbrella Insurance Agent · Folsom, CA
(916) 817-4445

What Does an a Umbrella Insurance Agent in Folsom Cost?

In California, umbrella insurance typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 600 dollars annually. Costs vary based on your risk profile, number of vehicles, and property value. This is general information, not insurance advice.

About umbrella insurance agents in Folsom

Umbrella insurance provides extra liability coverage beyond standard auto and homeowners policies. In Folsom California, agents can help you secure this additional protection to safeguard assets like your home or savings. California law requires minimum liability limits for auto insurance, but an umbrella policy can offer higher limits for unexpected claims.

Frequently Asked Questions

What does an umbrella insurance agent in Folsom do?

An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your existing auto or home insurance limits. They assess your assets and risks to recommend an appropriate coverage amount. In California, this can protect against lawsuits from accidents or property damage.

How much umbrella insurance do I need in Folsom?

The amount depends on your assets and potential liability risks. Many agents suggest coverage equal to your net worth, often starting at 1 million dollars. California courts can award large judgments, so higher limits may be wise for homeowners or business owners.

Is umbrella insurance required by law in California?

No, umbrella insurance is not required by California law. However, it can provide critical extra protection if you face a lawsuit that exceeds your standard policy limits. It is a voluntary policy recommended for those with significant assets or high liability exposure.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.