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Directory of umbrella insurance agents in Folsom, California. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Folsom, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 umbrella insurance agents in Folsom, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Folsom Branch
2796 E Bidwell St, Folsom, CA 95630
(916) 351-2600
mwg.aaa.com
Farmers Insurance - Maria Britton
6611 Folsom-Auburn Rd STE C-1, Folsom, CA 95630
(877) 777-2469
agents.farmers.com
Cost-U-Less Insurance
323 E Bidwell St Ste B, Folsom, CA 95630
(916) 596-9173
locations.costulessdirect.com
Republix Risk Mitigation Insurance Solutions
503 Natoma St, Folsom, CA 95630
(916) 800-7787
joinrepublix.com
Dr. Aaron Williams - State Farm Insurance Agent
231 Blue Ravine Rd #100, Folsom, CA 95630
(916) 235-8565
draaronwilliamsinsurance.net
Carlson Agency Insurance Services Inc.
9580 Oak Ave Pkwy #7-270, Folsom, CA 95630
(916) 439-1306
carlson-agency.com
Whims Insurance and Financial Services
31 Natoma St #170, Folsom, CA 95630
(916) 817-6250
leavitt.com
Kyle Middleton - State Farm Insurance Agent
705 Gold Lake Dr # 370, Folsom, CA 95630
(916) 355-1010
folsomautoinsurance.com
Oakwood Interstate Insurance Services
193 Blue Ravine Rd STE 180, Folsom, CA 95630
(916) 988-9080
oakwoodrisk.com
Sierra Mountain Insurance Agency: Allstate Insurance
13405 Folsom Blvd STE 810, Folsom, CA 95630
(916) 985-8484
agents.allstate.com
Benefit & Risk Management Services
80 Iron Point Cir #200, Folsom, CA 95630
(916) 467-1400
brmsonline.com
Farmers Insurance - Gilbert Karp
750 Oak Ave Pkwy STE 160, Folsom, CA 95630
(916) 983-8808
agents.farmers.com
Greenfield Insurance Agency
101 Parkshore Dr #100, Folsom, CA 95630
(877) 401-9660
greenfieldins.com
T.D. McNeil Insurance Services
110 Blue Ravine Rd #105, Folsom, CA 95630
(916) 983-2561
tdmins.com
Gleason Insurance Brokers
9477 Greenback Ln #524a, Folsom, CA 95630
(844) 978-7283
gleasoninsurancebrokers.com
Folsom Insurance Center, Inc.
304 E Bidwell St, Folsom, CA 95630
(916) 983-4749
folsominsurance.com
G. L. Anderson Insurance Services, Inc.
193 Blue Ravine Rd Ste 210, Folsom, CA 95630
(916) 353-5130
glandersonins.com
Sacco & Sacco Insurance Brokers LLC
1831 Iron Point Rd Ste 100, Folsom, CA 95630
(916) 932-2320
saccoins.com
Farmers Insurance - Thomas Quasius
907 Natoma St, Folsom, CA 95630
(916) 983-9640
agents.farmers.com
Sabbe & Associates
2200 E Bidwell St # 100, Folsom, CA 95630
(916) 817-4445
Umbrella insurance provides extra liability coverage beyond standard auto and homeowners policies. In Folsom California, agents can help you secure this additional protection to safeguard assets like your home or savings. California law requires minimum liability limits for auto insurance, but an umbrella policy can offer higher limits for unexpected claims.
What Does a Umbrella Insurance Agent in Folsom Cost?
In California, umbrella insurance typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 600 dollars annually. Costs vary based on your risk profile, number of vehicles, and property value. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Folsom do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your existing auto or home insurance limits. They assess your assets and risks to recommend an appropriate coverage amount. In California, this can protect against lawsuits from accidents or property damage.
How much umbrella insurance do I need in Folsom?
The amount depends on your assets and potential liability risks. Many agents suggest coverage equal to your net worth, often starting at 1 million dollars. California courts can award large judgments, so higher limits may be wise for homeowners or business owners.
Is umbrella insurance required by law in California?
No, umbrella insurance is not required by California law. However, it can provide critical extra protection if you face a lawsuit that exceeds your standard policy limits. It is a voluntary policy recommended for those with significant assets or high liability exposure.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.