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Find Umbrella Insurance Agents Near You in Eureka, CA

Browse umbrella insurance agents serving Eureka, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in Eureka, California is 707 Jimenez Insurance Services LLC, rated 4.8 stars across 324 reviews. Other highly rated options include Acceptance Insurance, AAA Eureka Branch, Lisa Fryrear - State Farm Insurance Agent. This directory lists 18 umbrella insurance agents serving Eureka.

Showing 18 umbrella insurance agents in Eureka, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1707 Jimenez Insurance Services LLC3124 H St(707) 798-6192
2Acceptance Insurance3144 Broadway St ste c 6(707) 312-7044
3AAA Eureka Branch1470 Broadway St(707) 444-1000
4Lisa Fryrear - State Farm Insurance Agent1016 West Ave(707) 268-0911
5Vickers Insurance Agency2222 Myrtle Avenue(707) 443-1648
6George Petersen Insurance Agency416 E St(707) 442-2971
7Stan Smith Insurance Services509 J St Suite 3(707) 269-4314
8Farmers Insurance - Chris Dannewitz1140 5th St(707) 442-3729
9Redwoods Leavitt2365 Harrison Ave(707) 444-8035
10David Girimonte Insurance Services513 6th St(707) 443-1840
7J
3124 H St
707 Jimenez Insurance Services LLC
Umbrella Insurance Agent · Eureka, CA

707 Jimenez Insurance Services LLC provides comprehensive umbrella insurance policies to clients in Eureka, California. These plans offer additional liability coverage beyond standard home or auto limits, helping protect personal assets from major claims or lawsuits. The firm structures each policy to coordinate with underlying insurance, ensuring consistent protection across different exposures. They serve a variety of local properties, including single-family homes, apartments, retail spaces, and restaurants.

AI
3144 Broadway St ste c 6
Acceptance Insurance
Umbrella Insurance Agent · Eureka, CA

Acceptance Insurance in Eureka, California provides umbrella insurance offered as either a one-time policy for a set term or a recurring annual service that automatically renews. Coverage extends beyond standard liability limits, protecting assets against major claims and lawsuits. As an Umbrella Insurance Agent, the company evaluates personal risk factors to structure appropriate additional liability protection. Service for ongoing policy adjustments and new applications typically runs on an as-needed basis upon client request.

AE
1470 Broadway St
AAA Eureka Branch
Umbrella Insurance Agent · Eureka, CA

AAA Eureka Branch serves Eureka and Humboldt County as an umbrella insurance agent. It helps residents protect assets beyond standard policies by offering excess liability coverage. This service safeguards against large claims and lawsuits that could exceed typical home or auto insurance limits. The agent works with carriers to provide extended policy layers for clients with significant assets or unique liability exposures. Umbrella insurance here often covers personal injury claims, libel, slander, and additional legal defense costs, complementing underlying homeowners and vehicle policies for comprehensive risk management in the Eureka area.

LF
1016 West Ave
Lisa Fryrear - State Farm Insurance Agent
Umbrella Insurance Agent · Eureka, CA

Homeowners, businesses, and property managers in Eureka, California turn to Lisa Fryrear at State Farm for personalized umbrella liability insurance. This coverage provides an extra layer of protection beyond standard home or auto policies, helping safeguard personal assets from major claims or lawsuits. As a local agent, Fryrear helps clients understand how additional liability limits can integrate with existing coverage to increase financial security. Her office also serves clients throughout the surrounding Humboldt County communities, including the areas near Arcata.

VI
2222 Myrtle Avenue
Vickers Insurance Agency
Umbrella Insurance Agent · Eureka, CA

Serving Eureka and the surrounding communities of Humboldt County, Vickers Insurance Agency provides umbrella insurance coverage for both personal and commercial clients. This type of policy offers extra liability protection beyond standard auto, home, or business insurance limits. The agency focuses on assessing each client’s unique risk exposure to recommend an appropriate level of supplementary coverage. To handle a typical job, the agent reviews existing underlying policies and then identifies a gap in liability protection before securing a customized umbrella policy from a suitable carrier.

GP
416 E St
George Petersen Insurance Agency
Umbrella Insurance Agent · Eureka, CA

George Petersen Insurance Agency in Eureka, CA, provides umbrella insurance policies that offer extended liability coverage above standard home and auto limits, distinguishing between one-time policy purchases and recurring annual renewals to maintain continuous protection. This specialized coverage helps safeguard assets against major claims or lawsuits that exceed underlying policy ceilings. Client services are available on a scheduled or as-needed basis for policy reviews, adjustments, and claims assistance throughout the contract term.

SS
509 J St Suite 3
Stan Smith Insurance Services
Umbrella Insurance Agent · Eureka, CA

When dense coastal fog rolls into Eureka, drivers often face reduced visibility and an increased risk of fender benders. Stan Smith Insurance Services helps local property owners address potential liability gaps that exceed standard policy limits through umbrella coverage. Their work focuses on securing additional layers of protection against costly claims arising from auto accidents or incidents on residential premises. An initial consultation begins with a review of existing policies to identify coverage shortfalls and determine appropriate liability limits for the client’s specific circumstances.

FI
1140 5th St
Farmers Insurance - Chris Dannewitz
Umbrella Insurance Agent · Eureka, CA

Farmers Insurance - Chris Dannewitz provides personalized umbrella insurance coverage along with general liability protection for clients in Eureka, California. This agency helps individuals and businesses secure extra layers of financial defense beyond standard policy limits. Umbrella insurance addresses risks from accidents, property damage, or lawsuits common in this coastal region. The agent assists clients during the rainy season when increased storm runoff raises the chance of water damage claims.

RL
2365 Harrison Ave
Redwoods Leavitt
Umbrella Insurance Agent · Eureka, CA

Redwoods Leavitt in Eureka, California provides general liability insurance to local businesses and professionals. As a dedicated umbrella insurance agent, the firm offers additional layers of liability coverage that activate when standard policy limits are exhausted. This extra protection helps safeguard assets against major claims or lawsuits, offering important financial security in unpredictable situations. For commercial needs, the agency customizes its services for various sectors including offices, warehouses, and food service establishments.

DG
513 6th St
David Girimonte Insurance Services
Umbrella Insurance Agent · Eureka, CA

David Girimonte Insurance Services serves residential clients in Eureka, California, with umbrella insurance that extends liability protection beyond standard home policies. The agency also offers commercial umbrella coverage for local businesses seeking additional risk management. David Girimonte Insurance Services supports policyholders throughout Humboldt County, ensuring tailored solutions for varied property and liability needs. After an initial policy is set, the agency follows up between regular visits to review coverage adjustments as personal or business circumstances change, helping maintain appropriate limits over time.

TA
317 3rd St Suite 207
Team Aloha Insurance Services
Umbrella Insurance Agent · Eureka, CA
(707) 298-4565
teamalohahealth.com
SR
1926 Williams St
Six Rivers Insurance Services, LLC
Umbrella Insurance Agent · Eureka, CA
(707) 672-5849
sixriversinsurance.com
ML
416 E St
Mike L Newman
Umbrella Insurance Agent · Eureka, CA
(707) 599-3458
SG
Eureka, CA 95502
Shanahan Greg P
Umbrella Insurance Agent · Eureka, CA
(707) 442-6468
DR
134 D St #202
Daniel Rojo Independent Insurance Agent
Umbrella Insurance Agent · Eureka, CA
(707) 496-8959
FI
922 E St A
Farmers Insurance - Michael Hansen
Umbrella Insurance Agent · Eureka, CA
(707) 443-5777
agents.farmers.com/ca/eureka/michael-hansen
KI
320 2nd St # 1C
Knightsbridge Insurance Services
Umbrella Insurance Agent · Eureka, CA
(707) 441-8455
FI
2103 3rd St
Farmers Insurance - Craig Hansen
Umbrella Insurance Agent · Eureka, CA
(707) 445-9691
agents.farmers.com/index.html

What Does an a Umbrella Insurance Agent in Eureka Cost?

In California, umbrella insurance typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Costs vary based on your risk factors, number of properties, and driving record. This is general information and not insurance advice.

About umbrella insurance agents in Eureka

Umbrella insurance agents in Eureka, California help you secure extra liability coverage that goes beyond your auto and homeowners policies. This type of policy is especially useful in California due to the state's high cost of living and potential for large lawsuit settlements. A local agent can explain how an umbrella policy can protect your savings and future earnings.

Frequently Asked Questions

What does an umbrella insurance policy cover in California?

An umbrella policy provides additional liability coverage above your existing auto and home insurance limits. It covers claims like bodily injury, property damage, and personal injury lawsuits. In California, it can also cover legal defense costs for certain claims not covered by standard policies.

How much umbrella insurance do I need in Eureka?

The amount you need depends on your assets and risk profile. Many agents recommend at least 1 million dollars in coverage. In California, where property values and medical costs are high, higher limits may be wise. A local agent can help you assess your specific needs.

Do I need an umbrella policy if I have no major assets?

Even without major assets, an umbrella policy can protect your future income from wage garnishment in a lawsuit. California law allows creditors to collect a portion of your wages for certain judgments. An umbrella policy can help shield your earnings and savings.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.