Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 umbrella insurance agents in El Dorado Hills, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Sean Smith
897 Embarcadero Dr #101, El Dorado Hills, CA 95762
(916) 597-1077
agents.farmers.com
Jeremy Barkhurst - State Farm Insurance Agent
989 Governor Dr Ste 104, El Dorado Hills, CA 95762
(916) 294-7482
jeremyinsuresme.com
Chris Cheng - State Farm Insurance Agent
4359 Town Center Blvd Ste 112, El Dorado Hills, CA 95762
(650) 758-6370
agentchrischeng.com
Kinkaid Insurance Services
5170 Golden Foothill Pkwy, El Dorado Hills, CA 95762
(530) 672-1979
kinkaidinsurance.com
Gold Insurance Solutions
3905 Park Dr #110, El Dorado Hills, CA 95762
(916) 235-3638
gold.insure
Farmers Insurance - Brett Weshner
4993 Golden Foothill Pkwy #8, El Dorado Hills, CA 95762
(916) 939-0480
agents.farmers.com
Suburban Family Insurance Agency
895 Embarcadero Dr Suite 206, El Dorado Hills, CA 95762
(916) 804-7848
edhinsurance.com
Golden Sierra Insurance Services, LLC
1020 Suncast Ln Ste 101, El Dorado Hills, CA 95762
(916) 936-2230
Bristol Insurance Agency
1011 St Andrews Dr, El Dorado Hills, CA 95762
(209) 968-4727
bristolagency.com
Gaines Insurance Agency, Inc.
5170 Golden Foothill Pkwy, El Dorado Hills, CA 95762
(916) 773-8000
gainesins.com
Barragan Insurance Agency
1132 Suncast Ln #8, El Dorado Hills, CA 95762
(916) 984-9320
American Diversified Insurance Services, Inc
1190 Suncast Ln # 6, El Dorado Hills, CA 95762
(916) 985-7500
amerdiv.com
Members Edge Insurance Services
1101 Investment Blvd #110, El Dorado Hills, CA 95762
(800) 536-5832
membersedge.net
Farmers Insurance - Michael Martinelli
351 Green Valley Rd, El Dorado Hills, CA 95762
(916) 458-4228
agents.farmers.com
Pacific Interstate Insurance Brokers
4980 Hillsdale Cir Suite D, El Dorado Hills, CA 95762
(916) 941-0518
piib.com
Mackie Insurance Brokerage
4661 Golden Foothill Pkwy Ste 106, El Dorado Hills, CA 95762
(916) 933-9213
mackieins.com
Mercy Di Paolo Insurance Services
5011 Golden Foothill Pkwy #1, El Dorado Hills, CA 95762
(916) 989-9100
theworkerscompguy.com
IntelliQuote Insurance Services
5170 Golden Foothill Pkwy, El Dorado Hills, CA 95762
(800) 963-6405
intelliquote.com
Dillard Insurance Agency
1121 White Rock Rd #205, El Dorado Hills, CA 95762
(916) 939-8553
dillardins.com
Gee Insurance Group
5170 Golden Foothill Pkwy, El Dorado Hills, CA 95762
(916) 941-3801
geeinsurancegroup.com
What Does a Umbrella Insurance Agent in El Dorado Hills Cost?
In California, umbrella insurance typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million dollars, may cost 200 to 600 dollars annually. Actual costs depend on your risk profile, the number of properties, and the underlying policies you hold. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in El Dorado Hills do?
An umbrella insurance agent helps you purchase a personal umbrella policy that provides extra liability coverage above your existing insurance limits. They assess your assets and risks to recommend an appropriate coverage amount. The agent also helps you meet California insurance requirements and ensures your policy coordinates with your underlying auto and home coverage.
How much umbrella insurance do I need in El Dorado Hills?
The amount of umbrella insurance you need depends on your total net worth and potential liability exposure. In California, many agents recommend at least 1 million dollars in coverage, but higher limits may be wise if you own property or have significant savings. Your agent can help you calculate a suitable limit based on your personal situation.
Is umbrella insurance required by law in California?
No, umbrella insurance is not required by California law. However, it is a common recommendation for individuals with assets to protect. California does require minimum auto liability coverage, but umbrella policies provide an extra layer of security beyond those minimums. An agent can explain how umbrella coverage works with your existing policies.