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HomeUmbrella Insurance AgentsCalifornia › El Dorado Hills

Find Umbrella Insurance Agents Near You in El Dorado Hills, CA

Browse umbrella insurance agents serving El Dorado Hills, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in El Dorado Hills, California is Farmers Insurance - Sean Smith, rated 4.9 stars across 114 reviews. Other highly rated options include Jeremy Barkhurst - State Farm Insurance Agent, Chris Cheng - State Farm Insurance Agent, Kinkaid Insurance Services. This directory lists 20 umbrella insurance agents serving El Dorado Hills.

Showing 20 umbrella insurance agents in El Dorado Hills, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Sean Smith897 Embarcadero Dr #101(916) 597-1077
2Jeremy Barkhurst - State Farm Insurance Agent989 Governor Dr Ste 104(916) 294-7482
3Chris Cheng - State Farm Insurance Agent4359 Town Center Blvd Ste 112(650) 758-6370
4Kinkaid Insurance Services5170 Golden Foothill Pkwy(530) 672-1979
5Gold Insurance Solutions3905 Park Dr #110(916) 235-3638
6Farmers Insurance - Brett Weshner4993 Golden Foothill Pkwy #8(916) 939-0480
7Suburban Family Insurance Agency895 Embarcadero Dr Suite 206(916) 804-7848
8Golden Sierra Insurance Services, LLC1020 Suncast Ln Ste 101(916) 936-2230
9Barragan Insurance Agency1132 Suncast Ln #8(916) 984-9320
10Bristol Insurance Agency1011 St Andrews Dr(209) 968-4727
FI
897 Embarcadero Dr #101
Farmers Insurance - Sean Smith
Umbrella Insurance Agent · El Dorado Hills, CA

Farmers Insurance - Sean Smith serves El Dorado Hills and surrounding areas in El Dorado County, offering umbrella insurance agent services for individuals seeking extended liability coverage. An umbrella policy provides additional protection beyond standard home and auto insurance limits, helping safeguard assets from major claims or lawsuits. The agency works with clients to assess risk exposure, ensuring comprehensive coverage that bridges gaps in existing policies. It handles liability protection for personal injury incidents and property damage claims exceeding primary insurance thresholds.

JB
989 Governor Dr Ste 104
Jeremy Barkhurst - State Farm Insurance Agent
Umbrella Insurance Agent · El Dorado Hills, CA

Jeremy Barkhurst - State Farm Insurance Agent in El Dorado Hills, CA, provides umbrella insurance policies that offer extra liability coverage beyond standard home and auto limits. The agency assists clients in evaluating their personal risk exposure and selecting appropriate coverage levels to help protect future assets. Ongoing policy reviews are available to adjust limits as life circumstances change. This helps ensure consistent financial protection for homeowners' lifestyle needs. The agent services single-family homes, apartments, retail properties, and restaurants.

CC
4359 Town Center Blvd Ste 112
Chris Cheng - State Farm Insurance Agent
Umbrella Insurance Agent · El Dorado Hills, CA

Homeowners, businesses, and property managers in El Dorado Hills rely on Chris Cheng’s agency for personal umbrella insurance policies that extend liability coverage beyond standard limits. This service provides crucial financial protection against major claims and lawsuits, safeguarding assets and future earnings. The agency works closely with clients to assess their specific risks and secure appropriate supplemental coverage. Its convenient office also assists residents and business owners throughout the greater Folsom Lake area and neighboring communities in Sacramento County.

KI
5170 Golden Foothill Pkwy
Kinkaid Insurance Services
Umbrella Insurance Agent · El Dorado Hills, CA

Kinkaid Insurance Services serves El Dorado Hills and the surrounding communities in California with umbrella insurance coverage. The agency handles policies that provide additional liability protection beyond standard home and auto insurance limits. These policies help safeguard clients against major claims and lawsuits. For each client, the agency first reviews their existing primary policies and assesses their personal assets and future earnings. It then structures the umbrella coverage to integrate seamlessly with the underlying policies, offering a higher layer of protection against catastrophic events.

GI
3905 Park Dr #110
Gold Insurance Solutions
Umbrella Insurance Agent · El Dorado Hills, CA

Gold Insurance Solutions in El Dorado Hills, CA distinguishes between offering a single umbrella insurance policy to cover a specific liability gap and providing ongoing coverage that adapts as a client’s asset profile changes. This type of policy provides additional liability protection that extends beyond the limits of standard homeowners and auto insurance, safeguarding personal assets from major claims. Service is provided on an as-needed basis, allowing clients to request policy reviews and adjustments when their coverage requirements evolve.

FI
4993 Golden Foothill Pkwy #8
Farmers Insurance - Brett Weshner
Umbrella Insurance Agent · El Dorado Hills, CA

Farmers Insurance - Brett Weshner specializes in umbrella insurance coverage in El Dorado Hills, CA, providing added liability protection beyond standard auto or homeowners policies. Its general services include helping clients address potential financial gaps that might arise from accidents or unforeseen incidents on their property. This agency assists local residents and families with safeguarding their assets and future earnings. It also focuses on mitigating significant risks during the winter season when icy conditions often increase the likelihood of slip-and-fall claims on residential driveways and walkways.

SF
895 Embarcadero Dr Suite 206
Suburban Family Insurance Agency
Umbrella Insurance Agent · El Dorado Hills, CA

As the rainy season brings flash flooding and unexpected mudslides to El Dorado Hills, Suburban Family Insurance Agency guides homeowners and drivers toward the added protection of umbrella coverage. This company works with local residents to secure extra liability limits beyond standard auto and home policies, helping safeguard assets from costly lawsuits. An initial assessment helps determine appropriate coverage levels for each client's specific risk exposure. A short phone consultation typically precedes a thorough review of existing policies and property inspection.

GS
1020 Suncast Ln Ste 101
Golden Sierra Insurance Services, LLC
Umbrella Insurance Agent · El Dorado Hills, CA

Golden Sierra Insurance Services, LLC provides essential liability coverage solutions to clients throughout the El Dorado Hills area. As an umbrella insurance agent, the company specializes in adding extra layers of protection beyond standard policy limits, safeguarding businesses and individuals from catastrophic claims. It can serve a broad range of commercial sectors, including local offices, storage warehouses, and food service establishments.

BI
1132 Suncast Ln #8
Barragan Insurance Agency
Umbrella Insurance Agent · El Dorado Hills, CA
BI
1011 St Andrews Dr
Bristol Insurance Agency
Umbrella Insurance Agent · El Dorado Hills, CA

Bristol Insurance Agency serves residents in the El Dorado Hills area with personal umbrella liability coverage. Commercial policies are also available to protect local businesses from excess claims that exceed underlying policy limits. The team works closely with clients throughout the region to evaluate appropriate coverage layers for their individual risk profiles. After initial policy setup, the agency remains available for ongoing support during policy renewals or following any life changes that occur between regular scheduled review visits.

ME
1101 Investment Blvd #110
Members Edge Insurance Services
Umbrella Insurance Agent · El Dorado Hills, CA
(800) 536-5832
membersedge.net
FI
351 Green Valley Rd
Farmers Insurance - Michael Martinelli
Umbrella Insurance Agent · El Dorado Hills, CA
(916) 458-4228
agents.farmers.com/ca/el-dorado-hills/michael-martinelli
AD
1190 Suncast Ln # 6
American Diversified Insurance Services, Inc
Umbrella Insurance Agent · El Dorado Hills, CA
(916) 985-7500
amerdiv.com
GI
5170 Golden Foothill Pkwy
Gaines Insurance Agency, Inc.
Umbrella Insurance Agent · El Dorado Hills, CA
(916) 773-8000
gainesins.com
PI
4980 Hillsdale Cir Suite D
Pacific Interstate Insurance Brokers
Umbrella Insurance Agent · El Dorado Hills, CA
(916) 941-0518
piib.com
MI
4661 Golden Foothill Pkwy Ste 106
Mackie Insurance Brokerage
Umbrella Insurance Agent · El Dorado Hills, CA
(916) 933-9213
mackieins.com
MD
5011 Golden Foothill Pkwy #1
Mercy Di Paolo Insurance Services
Umbrella Insurance Agent · El Dorado Hills, CA
(916) 989-9100
theworkerscompguy.com
II
5170 Golden Foothill Pkwy
IntelliQuote Insurance Services
Umbrella Insurance Agent · El Dorado Hills, CA
(800) 963-6405
intelliquote.com
DI
1121 White Rock Rd #205
Dillard Insurance Agency
Umbrella Insurance Agent · El Dorado Hills, CA
(916) 939-8553
dillardins.com
GI
5170 Golden Foothill Pkwy
Gee Insurance Group
Umbrella Insurance Agent · El Dorado Hills, CA
(916) 941-3801
geeinsurancegroup.com

What Does an a Umbrella Insurance Agent in El Dorado Hills Cost?

In California, umbrella insurance typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million dollars, may cost 200 to 600 dollars annually. Actual costs depend on your risk profile, the number of properties, and the underlying policies you hold. This is general information and not insurance advice.

About umbrella insurance agents in El Dorado Hills

An umbrella insurance agent in El Dorado Hills, California can help you secure additional liability coverage that goes beyond your auto, home, or boat policies. This extra layer of protection is especially important in California, where high property values and costly lawsuits can put personal assets at risk. Local agents understand the specific liability risks in El Dorado County and can tailor coverage to your needs.

Frequently Asked Questions

What does an umbrella insurance agent in El Dorado Hills do?

An umbrella insurance agent helps you purchase a personal umbrella policy that provides extra liability coverage above your existing insurance limits. They assess your assets and risks to recommend an appropriate coverage amount. The agent also helps you meet California insurance requirements and ensures your policy coordinates with your underlying auto and home coverage.

How much umbrella insurance do I need in El Dorado Hills?

The amount of umbrella insurance you need depends on your total net worth and potential liability exposure. In California, many agents recommend at least 1 million dollars in coverage, but higher limits may be wise if you own property or have significant savings. Your agent can help you calculate a suitable limit based on your personal situation.

Is umbrella insurance required by law in California?

No, umbrella insurance is not required by California law. However, it is a common recommendation for individuals with assets to protect. California does require minimum auto liability coverage, but umbrella policies provide an extra layer of security beyond those minimums. An agent can explain how umbrella coverage works with your existing policies.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.