The top-rated umbrella insurance agent in Culver City, California is MIS INSURANCE SERVICES, LLC, rated 4.9 stars across 3,024 reviews. Other highly rated options include BMP Insurance, Tower Insurance Associates Inc, Farmers Insurance - Rodney Pyle. This directory lists 16 umbrella insurance agents serving Culver City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | MIS INSURANCE SERVICES, LLC | 11213 Washington Pl | (800) 726-0640 |
| 2 | BMP Insurance | 5855 Uplander Wy STE D | (310) 425-8000 |
| 3 | Tower Insurance Associates Inc | 4244 Overland Ave | (310) 837-6101 |
| 4 | Farmers Insurance - Rodney Pyle | 5711 W Slauson Ave Ste 240 | (310) 421-0940 |
| 5 | AAA Culver City Insurance and Member Services | 4512 Sepulveda Blvd | (310) 821-1048 |
| 6 | Morton Roberts Jr - State Farm Insurance Agent | 3306 Helms Ave | (310) 842-7679 |
| 7 | David Church - State Farm Insurance Agent | 5563 Sepulveda Blvd c | (310) 280-0440 |
| 8 | ECD Insurance Agency | 9415 Culver Blvd Suite 50 | (310) 717-3147 |
| 9 | Linda Anderson - State Farm Insurance Agent | 9703 Washington Blvd | (310) 204-2250 |
| 10 | E&P Insurance Brokerage | 6167 Bristol Pkwy Suite 106 | (310) 242-6400 |
MIS INSURANCE SERVICES, LLC serves the Los Angeles metro area, including Culver City, California, as an umbrella insurance agent. This company focuses on providing excess liability coverage that extends beyond standard homeowners and auto policies in this region. With a concentration on personal asset protection, brokers at this agency help clients address higher risk profiles found in metropolitan environments. Specific services handled include managing claims for property damage and legal defense related to umbrella policies in Southern California.
BMP Insurance acts as an umbrella insurance agent, helping clients obtain liability coverage that extends beyond the limits of their primary policies. The company assists with arranging these additional layers of protection, which can cover certain claims that base policies might exclude. BMP Insurance focuses on tailoring such coverage to fit a client's existing insurance portfolio, offering ongoing review and adjustments. Its service plans are designed around assessing individual risk exposures and maintaining updated valuations. The agency works with single-family homes, apartments, retail locations, and restaurants.
Tower Insurance Associates Inc serves clients in Culver City and the surrounding communities of Los Angeles County. It handles umbrella insurance policies, which provide additional liability coverage beyond standard homeowners or auto insurance. The company works with individuals and families to address potential financial risks from accidents or property claims that could exceed primary policy limits. To manage a typical job, it begins with a detailed review of each client’s existing coverage to identify gaps, then tailors a policy offering higher liability limits for comprehensive protection.
Farmers Insurance - Rodney Pyle offers umbrella coverage on either a one-time policy for immediate liability protection or a recurring policy for ongoing, long-term risk management. This extra layer of liability insurance extends beyond standard auto and homeowners limits, providing critical financial defense against major lawsuits or claims in the Culver City area. Coverage helps safeguard personal assets when an accident results in damages exceeding typical policy caps. Service is available on a one-time, scheduled, or as-needed basis, with policy options tailored to each client's evolving coverage requirements.
Homeowners, business owners, and property managers in Culver City turn to AAA Culver City Insurance and Member Services for comprehensive umbrella insurance coverage. This local agency helps clients secure additional liability protection above standard policies, safeguarding assets against major claims and lawsuits. Serving the greater Los Angeles metro area, the agency also extends its services to nearby communities such as Marina del Rey.
Morton Roberts Jr - State Farm Insurance Agent in Culver City, CA provides umbrella insurance policies offering additional liability coverage beyond standard home and auto plans. The agency routinely assists clients in protecting their assets against major claims and lawsuits. It also serves the local community with general insurance needs including auto, homeowners, and renters coverage. As rainy season approaches in Southern California, the agency helps homeowners evaluate whether their existing liability limits adequately cover potential damage from mudslides or flooding.
As winter rains approach Culver City, homeowners often recognize gaps in their standard policies for liabilities beyond auto or home coverage. David Church - State Farm Insurance Agent provides umbrella insurance that extends broader protection against major claims or lawsuits. This supplemental layer safeguards assets and future earnings when existing liability limits are exhausted. Clients in the area typically consult the agency to consolidate policies and increase overall coverage efficiently. The process begins with a detailed review of current insurance limits and personal assets to identify adequate coverage thresholds.
ECD Insurance Agency in Culver City, CA provides liability risk management assistance to individuals and businesses, strengthening standard coverage through umbrella insurance policies. These policies offer higher liability limits beyond primary insurance plans, protecting against major claims or lawsuits. Common commercial sectors it serves include professional offices, warehouses, and food service establishments, where added coverage layers safeguard operational assets and long-term financial stability.
Linda Anderson, operating through State Farm in Culver City, CA, provides residential umbrella insurance service for local homeowners seeking extra liability protection beyond standard policies. Commercial coverage is also available, serving small businesses throughout Culver City and the surrounding Los Angeles area. Personal claims assistance for both home and commercial clients is handled directly. Follow-up service and policy adjustments are offered regularly between scheduled visits to ensure continued alignment with evolving client needs.
E&P Insurance Brokerage, based in Culver City, is known for providing supplemental liability protection through umbrella insurance policies. Its service range helps local homeowners and drivers extend their existing coverage limits against large claims and lawsuits. The firm assesses each client’s personal risk exposure to recommend appropriate policy excess amounts. A specialty service it can add on is excess liability protection for rental properties or watercraft ownership.
What Does an a Umbrella Insurance Agent in Culver City Cost?
In California, a 1 million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. Higher coverage limits, such as 2 million or 5 million dollars, may cost 300 to 800 dollars annually. Your actual premium depends on your risk factors, claims history, and the underlying insurance policies. This is general information and not insurance advice.
About umbrella insurance agents in Culver City
An umbrella insurance agent in Culver City, California can help you secure additional liability coverage that goes beyond your home and auto policies. In California, where property values and lawsuit awards can be high, umbrella insurance provides a crucial safety net. Local agents understand the specific risks and coverage needs of Culver City residents.
Frequently Asked Questions
What does an umbrella insurance agent in Culver City do?
An umbrella insurance agent helps you purchase a personal umbrella policy that provides extra liability coverage above your existing home and auto insurance limits. They assess your assets and risk exposure to recommend an appropriate coverage amount. In California, this is especially important due to the state's high cost of living and litigation environment.
How much umbrella insurance do I need in California?
Most agents recommend at least 1 million dollars in umbrella coverage, but your specific needs depend on your assets and income. California law does not set a minimum requirement for umbrella insurance. Your agent will help you calculate a suitable limit based on your net worth and potential liability risks.
Can I get umbrella insurance if I have a pool or a dog in Culver City?
Yes, but these factors may affect your premium or eligibility. California law holds homeowners responsible for injuries caused by pools or pets. An umbrella agent can help you find a policy that covers these common risks in Culver City.
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