ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Umbrella Insurance Agents Near You in Costa Mesa, CA

Browse umbrella insurance agents serving Costa Mesa, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in Costa Mesa, California is Acceptance Insurance, rated 5.0 stars across 664 reviews. Other highly rated options include AAA Costa Mesa Insurance and Member Services, Choice Plus Insurance Services, Chrysalis Insurance Agency. This directory lists 19 umbrella insurance agents serving Costa Mesa.

Showing 19 umbrella insurance agents in Costa Mesa, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Acceptance Insurance3033 Bristol St Ste 121(714) 442-9504
2AAA Costa Mesa Insurance and Member Services3350 Harbor Blvd(714) 427-5950
3Choice Plus Insurance Services1072 Bristol St # 205(714) 695-1127
4Chrysalis Insurance Agency3001 Red Hill Ave Suite 2-226(714) 464-8080
5Comparion Insurance Agency555 Anton Blvd Suite 326, 327, 328(949) 668-6502
6Michelle Yang at Comparion Insurance Agency555 Anton Blvd Suite 326, 327, 328(909) 476-6723
7Jimenez Family Insurance Agency1914 Meyer Pl # D(949) 722-4022
8Goosehead Insurance - Ty Robertson555 Anton Blvd suit 150(714) 252-4558
9Samantha Kist at Comparion Insurance Agency555 Anton Blvd Suite 326, 327, 328(949) 382-3287
10EZ Insurance Services Inc2960 Harbor Blvd D(800) 895-7033
AI
3033 Bristol St Ste 121
Acceptance Insurance
Umbrella Insurance Agent · Costa Mesa, CA

Acceptance Insurance provides residential umbrella liability coverage for homeowners in the Costa Mesa, California area. They also offer commercial umbrella policies for local businesses, serving clients throughout the surrounding region. Their agents assist individuals in securing extended liability limits beyond standard policies, protecting assets from major claims. Customers who require policy adjustments or have questions about coverage limits are encouraged to maintain contact for timely support between regular visits.

AC
3350 Harbor Blvd
AAA Costa Mesa Insurance and Member Services
Umbrella Insurance Agent · Costa Mesa, CA

AAA Costa Mesa Insurance and Member Services serves Orange County and the greater Costa Mesa area as an umbrella insurance agent. The agency provides liability coverage that extends beyond the limits of standard auto, home, and watercraft policies. Umbrella insurance protects policyholders against major claims and lawsuits by offering additional financial security for unforeseen events. The agency assists clients in evaluating their personal risk exposure and in selecting appropriate coverage levels to safeguard their assets. It specifically handles excess personal liability policies and claims protection for residents and businesses throughout the region.

CP
1072 Bristol St # 205
Choice Plus Insurance Services
Umbrella Insurance Agent · Costa Mesa, CA

Choice Plus Insurance Services in Costa Mesa, CA offers umbrella insurance policies that provide extra liability coverage beyond standard home and auto limits. Their service includes assessing clients' current exposures and tailoring supplemental protection for unforeseen claims or lawsuits. Maintenance plans involve regular policy reviews and adjustments to keep coverage aligned with changing assets. They assist in securing broader protection for single-family homes, apartments, retail establishments, and restaurants.

CI
3001 Red Hill Ave Suite 2-226
Chrysalis Insurance Agency
Umbrella Insurance Agent · Costa Mesa, CA

Chrysalis Insurance Agency serves homeowners, businesses, and property managers in Costa Mesa, California, who require additional liability protection beyond standard policy limits. Their umbrella insurance agents help clients secure extra coverage layers that activate after underlying auto, home, or commercial policies are exhausted. This specialized type of insurance is designed to protect assets and future earnings against major claims or lawsuits. The agency also extends its services to clients in nearby Newport Beach, ensuring that residents and businesses throughout the Orange County area have access to this crucial financial safeguard.

CI
555 Anton Blvd Suite 326, 327, 328
Comparion Insurance Agency
Umbrella Insurance Agent · Costa Mesa, CA

Comparion Insurance Agency in Costa Mesa, California, is known for providing personal umbrella insurance that extends liability coverage beyond standard auto and homeowners policies. Its service range includes assessing clients’ assets and risk exposure to determine appropriate policy limits for added financial protection. The agency works with individuals and families in the area seeking to guard against major claims or lawsuits. A specialty service Comparion can add on is excess liability coverage for rental properties or watercraft owned by the policyholder.

MY
555 Anton Blvd Suite 326, 327, 328
Michelle Yang at Comparion Insurance Agency
Umbrella Insurance Agent · Costa Mesa, CA

Michelle Yang at Comparion Insurance Agency serves clients throughout Costa Mesa and the surrounding Orange County communities, handling personal umbrella insurance policies. This type of coverage provides an extra layer of liability protection beyond standard auto and homeowners policies, safeguarding assets from major claims and lawsuits. The agency evaluates each client's current insurance limits and personal risk exposure to determine an appropriate level of additional coverage. To handle a typical job, it reviews the client's underlying policies and assets, then matches the umbrella limit to secure consistent protection across all personal lines.

JF
1914 Meyer Pl # D
Jimenez Family Insurance Agency
Umbrella Insurance Agent · Costa Mesa, CA

Jimenez Family Insurance Agency, located in Costa Mesa, CA, offers both one-time and recurring service options for umbrella insurance, allowing clients to choose a single policy or ongoing coverage tailored to their evolving liability needs. This specialized insurance extends beyond standard auto and homeowners policies, providing additional protection against costly lawsuits and claims in the local area. The agency provides professional guidance to help residents of Costa Mesa secure appropriate liability limits. Service runs on an as-needed basis, ensuring clients can obtain support whenever their coverage requirements change.

GI
555 Anton Blvd suit 150
Goosehead Insurance - Ty Robertson
Umbrella Insurance Agent · Costa Mesa, CA

Goosehead Insurance - Ty Robertson in Costa Mesa, California offers specialized umbrella insurance agent services that extend liability coverage beyond standard home and auto policies. The agency generally works with clients to fill gaps in existing insurance, ensuring substantial financial protection against unexpected claims or lawsuits. It helps individuals and families assess personal risk exposure to tailor appropriate coverage limits. As Southern California faces increased wildfire season risks, Goosehead Insurance - Ty Robertson assists local residents in securing umbrella policies that cover associated liabilities from property damage or evacuation-related incidents.

SK
555 Anton Blvd Suite 326, 327, 328
Samantha Kist at Comparion Insurance Agency
Umbrella Insurance Agent · Costa Mesa, CA
EI
2960 Harbor Blvd D
EZ Insurance Services Inc
Umbrella Insurance Agent · Costa Mesa, CA

EZ Insurance Services Inc is a Costa Mesa insurance agency that arranges general liability protection for individuals and businesses. It specializes in securing umbrella policies that broaden coverage limits after underlying primary policies reach their cap. The agency assists clients with evaluating risks such as major personal injury claims or large property losses. It offers these layers of liability safeguards for offices, warehouses, and food service operations within the local commercial sector.

MA
3001 Red Hill Ave building 5 ste 201
Maxwell Agency Insurance Services
Umbrella Insurance Agent · Costa Mesa, CA
(949) 298-6746
maxwellagency.com
GI
2942 Century Pl Suite 708
Goosehead Insurance - Geoff Dopheide
Umbrella Insurance Agent · Costa Mesa, CA
(949) 345-1219
goosehead.com/agents/ca/costa-mesa/geoff-dopheide
AC
611 Anton Blvd # 1400
Acrisure Costa Mesa, CA
Umbrella Insurance Agent · Costa Mesa, CA
(714) 546-6616
acrisure.com
PM
3100 Airway Ave #131
Protect My Family Now
Umbrella Insurance Agent · Costa Mesa, CA
(714) 600-2509
protectmyfamilynow.com/contact-us
AM
3200 Park Center Dr #650
Amica Mutual Insurance Company
Umbrella Insurance Agent · Costa Mesa, CA
(877) 972-6422
amica.com/en/customer-service/contact-us/find-an-office/ca/southern-california-office.html
BI
2900 Bristol St Suite B300
BGA Insurance
Umbrella Insurance Agent · Costa Mesa, CA
(949) 955-0255
bgainsurance.com
WI
880 W 19th St
Wigmore Insurance
Umbrella Insurance Agent · Costa Mesa, CA
(714) 979-6543
wigmoreins.com
RE
3150 Bristol St #200
Robert E Harris Insurance
Umbrella Insurance Agent · Costa Mesa, CA
(714) 619-4480
reharris.com
HI
185 Paularino Ave Unit 213-C
Hamilton Insurance Services - TWFG (The Woodlands Financial Group)
Umbrella Insurance Agent · Costa Mesa, CA
(714) 955-8737
twfg.com/HamiltonNguyen

What Does an a Umbrella Insurance Agent in Costa Mesa Cost?

The cost of an umbrella insurance policy in California typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Premiums increase with higher coverage limits and additional risk factors such as owning a pool or having teenage drivers. Costs vary by insurer, your claims history, and the underlying policy limits. This is general information and not insurance advice.

About umbrella insurance agents in Costa Mesa

An umbrella insurance agent in Costa Mesa California helps you obtain personal liability coverage that extends beyond the limits of your home and auto policies. California law requires minimum liability limits on auto insurance, but a personal umbrella policy can provide an additional layer of protection against lawsuits and large claims. Local agents understand the specific risks in Orange County, such as high property values and frequent vehicle accidents.

Frequently Asked Questions

What does an umbrella insurance agent in Costa Mesa do?

An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your primary insurance limits. They assess your assets and risks to recommend appropriate coverage amounts. In California, umbrella policies typically require underlying auto and home insurance with specific minimum limits.

How much umbrella coverage do I need in Costa Mesa?

The amount of umbrella coverage you need depends on your total assets and potential liability exposure. Many agents recommend at least 1 million dollars in coverage for homeowners in coastal California. Higher net worth individuals may need 2 to 5 million dollars or more to fully protect their savings and property.

Are there California laws that affect umbrella insurance policies?

Yes, California Insurance Code Section 11580.1 requires auto insurers to offer uninsured motorist coverage, which can interact with umbrella policies. Also, California law allows umbrella policies to cover certain legal defense costs. An agent can explain how these laws apply to your specific situation.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.