ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeUmbrella Insurance AgentsCalifornia › Citrus Heights

Find Umbrella Insurance Agents Near You in Citrus Heights, CA

Browse umbrella insurance agents serving Citrus Heights, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in Citrus Heights, California is Nick Bullard: Allstate Insurance, rated 4.8 stars across 363 reviews. Other highly rated options include Doug Rowley - State Farm Insurance Agent, Odessa Insurance - CA Registration Services, Save and Drive Insurance Services. This directory lists 16 umbrella insurance agents serving Citrus Heights.

Showing 16 umbrella insurance agents in Citrus Heights, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Nick Bullard: Allstate Insurance7447 Antelope Rd #103(916) 476-8119
2Doug Rowley - State Farm Insurance Agent5417 San Juan Ave(916) 967-6617
3Odessa Insurance - CA Registration Services7433 Greenback Ln suite h(916) 722-1100
4Save and Drive Insurance Services8328 Auburn Blvd(916) 735-3707
5Juan H. Perez: Allstate Insurance8350 Auburn Blvd #101a(916) 782-5272
6Cal Save Insurance Services Inc.6045 Greenback Ln(916) 725-0588
7Farmers Insurance - Scott Gelbke6385 Auburn Blvd Ste C-1(530) 666-7419
8Farmers Insurance - Victor Malishchuk7509 Madison Ave STE 103(916) 965-6828
9Stonecrest Insurance Services8350 Auburn Blvd Ste. 145(916) 576-4000
10R K Jacobs Insurance Services5620 Birdcage St Ste(916) 526-0170
NB
7447 Antelope Rd #103
Nick Bullard: Allstate Insurance
Umbrella Insurance Agent · Citrus Heights, CA

Nick Bullard: Allstate Insurance serves the Citrus Heights area and surrounding Sacramento County as an umbrella insurance agent. This agency provides liability coverage beyond standard policies, helping protect assets against major claims or lawsuits. Umbrella policies can also cover certain incidents excluded from other plans. Like local agents in this region, Nick Bullard assists clients seeking additional liability protection for their homes and vehicles, ensuring broader financial security. The agency specifically handles personal umbrella coverage and excess liability for high-risk situations.

DR
5417 San Juan Ave
Doug Rowley - State Farm Insurance Agent
Umbrella Insurance Agent · Citrus Heights, CA

Doug Rowley - State Farm Insurance Agent provides umbrella liability coverage designed to extend protection beyond standard homeowners and auto policies. This service includes evaluating a client’s existing policy limits and personal assets to recommend appropriate umbrella coverage amounts. A complimentary consultation reviews personal financial exposures and potential risks. The agency services single-family homes, apartments, retail locations, and restaurants in Citrus Heights and the surrounding area.

OI
7433 Greenback Ln suite h
Odessa Insurance - CA Registration Services
Umbrella Insurance Agent · Citrus Heights, CA

Odessa Insurance - CA Registration Services assists homeowners, landlords, and property managers in Citrus Heights with umbrella insurance policies that extend liability coverage beyond standard auto and home limits. The agency also serves small business owners seeking additional protection against unforeseen lawsuits and claims. By filling gaps in existing policies, these agents help safeguard personal assets and future earnings from large settlements. Their service area includes neighboring Roseville and surrounding Sacramento metro communities, providing convenient access for local policyholders.

SD
8328 Auburn Blvd
Save and Drive Insurance Services
Umbrella Insurance Agent · Citrus Heights, CA

Serving Citrus Heights and the greater Sacramento area, Save and Drive Insurance Services handles umbrella insurance for local residents and nearby communities. This type of coverage steps in to provide extra liability protection after a homeowner’s or auto policy’s limits are exhausted, shielding personal assets from large claims or lawsuits. For a typical client, the agent first reviews existing policies to identify potential gaps in coverage, then carefully matches the umbrella policy limit to the individual’s risk level and asset profile.

JH
8350 Auburn Blvd #101a
Juan H. Perez: Allstate Insurance
Umbrella Insurance Agent · Citrus Heights, CA

Juan H. Perez: Allstate Insurance in Citrus Heights, California, provides umbrella insurance on a one-time policy basis for those seeking a static liability safety net, or as a recurring, annually renewable service that layers additional protection over an existing auto or homeowners policy. This coverage extends beyond standard limits to safeguard assets against major claims or lawsuits. Service in this Citrus Heights area runs on a scheduled renewal basis each year, allowing adjustments when policyholders experience a change in property or liability exposure.

CS
6045 Greenback Ln
Cal Save Insurance Services Inc.
Umbrella Insurance Agent · Citrus Heights, CA

Cal Save Insurance Services Inc. in Citrus Heights, California, specializes in umbrella insurance coverage, offering liability protection that extends beyond standard policy limits. It serves clients seeking additional financial safeguarding for their assets against major claims or lawsuits. The agency works with individuals and families to review existing home and auto policies, ensuring appropriate supplemental umbrella plans are secured for broader security. When incidents like a major storm or holiday gathering increase risk exposure, it helps adjust coverage limits temporarily to address seasonal vulnerabilities.

FI
6385 Auburn Blvd Ste C-1
Farmers Insurance - Scott Gelbke
Umbrella Insurance Agent · Citrus Heights, CA

When the rainy season arrives in Citrus Heights, the risk of water damage to homes and driveways often reminds residents why liability protection matters. Farmers Insurance - Scott Gelbke works as an umbrella insurance agent who helps local policyholders extend their existing liability coverage beyond standard limits for greater financial peace of mind. This extra layer can safeguard personal assets against large claims or lawsuits arising from accidents on one’s property. For homeowners uncertain about their current exposure, the agency begins by reviewing each situation through a straightforward initial assessment step.

FI
7509 Madison Ave STE 103
Farmers Insurance - Victor Malishchuk
Umbrella Insurance Agent · Citrus Heights, CA

Farmers Insurance - Victor Malishchuk provides umbrella insurance for residential properties in Citrus Heights, CA, covering homeowners with liability protection beyond standard policies. The agency also serves commercial clients, offering additional coverage for businesses in the surrounding Sacramento area. By maintaining open communication, the office helps clients understand policy adjustments as their needs evolve. Many customers return for updates or schedule further coverage reviews during regular service intervals, ensuring their liability limits remain appropriate over time.

SI
8350 Auburn Blvd Ste. 145
Stonecrest Insurance Services
Umbrella Insurance Agent · Citrus Heights, CA
RK
5620 Birdcage St Ste
R K Jacobs Insurance Services
Umbrella Insurance Agent · Citrus Heights, CA

R K Jacobs Insurance Services operates in Citrus Heights, California, as a provider of umbrella insurance coverage for individuals and businesses. The company specializes in helping clients secure additional liability protection that extends beyond their standard home or auto policies, filling gaps in coverage for major financial risks. This broader safeguard assists local policyholders against costly lawsuits or large injury claims. Its professional clientele often includes operators of offices, warehouses, and food service establishments that require robust asset protection.

HV
8035 Madison Ave d3
Horizon Valley Insurance Services Inc
Umbrella Insurance Agent · Citrus Heights, CA
(916) 331-0904
horizonvalley.com
LC
7816 Uplands Way C
Lions & Coventry Insurance Services Inc
Umbrella Insurance Agent · Citrus Heights, CA
(916) 967-7715
lionsandcoventry.com
HI
5406 Sunrise Blvd #2
HealthMarkets Insurance Agency
Umbrella Insurance Agent · Citrus Heights, CA
(916) 721-6273
agents.healthmarkets.com/Sacramento
AT
8350 Auburn Blvd #135
AJ Thomas Insurance Services
Umbrella Insurance Agent · Citrus Heights, CA
(866) 805-1380
ajthomasinsurance.com
WO
7654 Greenback Ln A
West One Insurance Services
Umbrella Insurance Agent · Citrus Heights, CA
(916) 723-2929
JM
7649 Sunrise Blvd f
John Meyer Agency
Umbrella Insurance Agent · Citrus Heights, CA
(916) 676-1156
johnmeyerinsurance.com

What Does an a Umbrella Insurance Agent in Citrus Heights Cost?

Umbrella insurance in California typically costs between 150 and 300 dollars per year for one million dollars of coverage, with higher limits costing more. Factors like your location in Citrus Heights, driving record, and number of properties can affect the premium. This is general information and not insurance advice.

About umbrella insurance agents in Citrus Heights

Umbrella insurance agents in Citrus Heights help residents secure additional liability coverage that goes beyond the limits of auto, home, or watercraft policies. California law requires minimum liability limits for drivers, but umbrella policies provide extra protection for lawsuits or large claims. Local agents can tailor coverage to your specific needs and assets.

Frequently Asked Questions

What does an umbrella insurance agent in Citrus Heights do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides extra coverage above your existing insurance limits. They assess your assets and risks to recommend an appropriate coverage amount. The agent can also explain how the policy interacts with your other insurance policies.

How much umbrella insurance do I need in California?

The amount of umbrella insurance you need depends on your total net worth and potential liability risks. Many agents suggest a policy of at least one million dollars, but higher limits are available. California does not set a specific requirement, so a professional review of your assets is recommended.

Can I get umbrella insurance if I have a high risk profile in Citrus Heights?

Yes, but your eligibility and premium may be affected by factors such as driving history, property condition, or previous claims. Some insurers in California may decline coverage for high-risk applicants, but an agent can help you find a carrier that fits your situation. It is important to disclose all relevant information to get accurate quotes.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.