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Compare Umbrella Insurance Agents in Citrus Heights, CA

Browse umbrella insurance agents serving Citrus Heights, California. Contact information and addresses listed below.

16 agents listed
Updated May 2026
Citrus Heights, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 16 umbrella insurance agents in Citrus Heights, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nick Bullard: Allstate Insurance
7447 Antelope Rd #103, Citrus Heights, CA 95621
(916) 476-8119 agents.allstate.com
Doug Rowley - State Farm Insurance Agent
5417 San Juan Ave, Citrus Heights, CA 95610
(916) 967-6617 dougrowley.com
Odessa Insurance - CA Registration Services
7433 Greenback Ln suite h, Citrus Heights, CA 95610
(916) 722-1100 odessainsurance.co
Save and Drive Insurance Services
8328 Auburn Blvd, Citrus Heights, CA 95610
(916) 735-3707 savenrideinsurance.com
Juan H. Perez: Allstate Insurance
8350 Auburn Blvd #101a, Citrus Heights, CA 95610
(916) 782-5272 agents.allstate.com
Cal Save Insurance Services Inc.
6045 Greenback Ln, Citrus Heights, CA 95621
(916) 725-0588 calsaveins.com
Farmers Insurance - Scott Gelbke
6385 Auburn Blvd Ste C-1, Citrus Heights, CA 95621
(530) 666-7419 agents.farmers.com
R K Jacobs Insurance Services
5620 Birdcage St Ste, Citrus Heights, CA 95610
(916) 526-0170
Farmers Insurance - Victor Malishchuk
7509 Madison Ave STE 103, Citrus Heights, CA 95610
(916) 965-6828 agents.farmers.com
Horizon Valley Insurance Services Inc
8035 Madison Ave d3, Citrus Heights, CA 95610
(916) 331-0904 horizonvalley.com
Stonecrest Insurance Services
8350 Auburn Blvd Ste. 145, Citrus Heights, CA 95610
(916) 576-4000 stonecrestinsurance.com
Lions & Coventry Insurance Services Inc
7816 Uplands Way C, Citrus Heights, CA 95610
(916) 967-7715 lionsandcoventry.com
HealthMarkets Insurance Agency
5406 Sunrise Blvd #2, Citrus Heights, CA 95610
(916) 721-6273 agents.healthmarkets.com
AJ Thomas Insurance Services
8350 Auburn Blvd #135, Citrus Heights, CA 95610
(866) 805-1380 ajthomasinsurance.com
West One Insurance Services
7654 Greenback Ln A, Citrus Heights, CA 95610
(916) 723-2929
John Meyer Agency
7649 Sunrise Blvd f, Citrus Heights, CA 95610
(916) 676-1156 johnmeyerinsurance.com

Umbrella insurance agents in Citrus Heights help residents secure additional liability coverage that goes beyond the limits of auto, home, or watercraft policies. California law requires minimum liability limits for drivers, but umbrella policies provide extra protection for lawsuits or large claims. Local agents can tailor coverage to your specific needs and assets.

What Does a Umbrella Insurance Agent in Citrus Heights Cost?

Umbrella insurance in California typically costs between 150 and 300 dollars per year for one million dollars of coverage, with higher limits costing more. Factors like your location in Citrus Heights, driving record, and number of properties can affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Citrus Heights do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides extra coverage above your existing insurance limits. They assess your assets and risks to recommend an appropriate coverage amount. The agent can also explain how the policy interacts with your other insurance policies.
How much umbrella insurance do I need in California?
The amount of umbrella insurance you need depends on your total net worth and potential liability risks. Many agents suggest a policy of at least one million dollars, but higher limits are available. California does not set a specific requirement, so a professional review of your assets is recommended.
Can I get umbrella insurance if I have a high risk profile in Citrus Heights?
Yes, but your eligibility and premium may be affected by factors such as driving history, property condition, or previous claims. Some insurers in California may decline coverage for high-risk applicants, but an agent can help you find a carrier that fits your situation. It is important to disclose all relevant information to get accurate quotes.