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Directory of umbrella insurance agents in Chico, California. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Chico, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 umbrella insurance agents in Chico, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kevin Baker Insurance Agency
383 Connors Ct Ste A, Chico, CA 95926
(530) 893-8301
agents.allstate.com
Acceptance Insurance
240 W East Ave ste c, Chico, CA 95926
(530) 681-4011
locations.acceptance.com
Heritage Insurance Agency
290 Airpark Blvd, Chico, CA 95973
(530) 894-3276
heritage-agency.com
Farmers Insurance - Paul Munly Agency
30 Constitution Dr #200, Chico, CA 95973
(530) 899-7667
paulmunlyagency.com
Jeff Fowler Insurance Services, Inc.
426 Broadway St #205, Chico, CA 95928
(530) 267-6268
jfowlerins.com
Nevin & Witt Insurance Services
1600 Mangrove Ave #195, Chico, CA 95926
(530) 894-0111
nevinandwitt.com
Chico Creek Insurance Services, LLC - Owner, Julio Ramirez
500 Cohasset Rd #34, Chico, CA 95926
(530) 636-0241
chicocreekinsurance.com
Farmers Insurance, Genia Henderson Agency
2535 Ceanothus Ave STE 120, Chico, CA 95973
(530) 345-9035
agents.farmers.com
Bidwell Insurance Agency, Inc.
1270 E 9th St, Chico, CA 95928
(530) 894-1096
bidwellinsurance.com
Luquin's Insurance Services
1041 Village Ln, Chico, CA 95926
(530) 809-2993
luquinsinsurance.com
Farmers Insurance - Ceila Miranda
120 Amber Grove Dr # 126, Chico, CA 95973
(530) 343-7500
agents.farmers.com
Matt Davis Insurance Agency, Inc.
40 Bellarmine Ct, Chico, CA 95928
(530) 898-9960
mattdavisinsurance.com
InterWest Insurance Services, LLC
1357 E Lassen Ave, Chico, CA 95973
(530) 895-1010
iwins.com
Avrit Insurance
2735 Esplanade, Chico, CA 95973
(530) 891-1302
avritinsurance.com
Farmers insurance- Ali ilian
2101 Forest Ave STE 150, Chico, CA 95928
(530) 399-7388
agents.farmers.com
Dayton Sayer Insurance Agency, Inc.
1166 Esplanade, Chico, CA 95926
(800) 432-9866
sayerins.com
Rhio Nelson Insurance Agency
2615 Forest Ave #130, Chico, CA 95928
(530) 592-3911
rhionelsoninsurance.com
Sweeney & Selland Insurance Services
676 E 1st Ave UNIT 11, Chico, CA 95926
(530) 487-8200
sweeney-sellandins.com
Farmers Insurance - Keith Powell
6 Governors Ln # B, Chico, CA 95926
(530) 767-1355
agents.farmers.com
Sweeney and Sweeney Insurance
102 Raley Blvd, Chico, CA 95928
(530) 895-5260
sweeneyins.com
Umbrella insurance agents in Chico help residents and businesses obtain extra liability coverage that goes beyond the limits of standard auto or homeowners policies. In California, where high-value assets and frequent litigation are common, an umbrella policy can protect savings and future earnings. Local agents understand the specific risks in Butte County and can tailor coverage to your needs.
What Does a Umbrella Insurance Agent in Chico Cost?
The cost for a 1 million dollar umbrella policy in California typically ranges from 150 to 300 dollars per year. Higher limits, such as 2 million dollars, may cost 250 to 500 dollars annually. Factors like driving record, number of properties, and claims history affect the premium. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Chico do?
An umbrella insurance agent helps you purchase a personal or commercial umbrella policy. This policy provides additional liability coverage above the limits of your existing auto, home, or watercraft insurance. The agent will assess your assets and risk exposure to recommend an appropriate coverage amount.
How much umbrella coverage do I need in California?
A common starting point is 1 million dollars in coverage, but many California residents choose 2 million or more. The amount depends on your net worth, income, and potential liability risks. An agent can help you calculate a suitable limit based on your financial situation.
Is umbrella insurance required by California law?
No, California does not require umbrella insurance by law. However, it is strongly recommended for anyone with significant assets or high liability exposure. Many standard policies have coverage limits that may not be enough in a serious accident or lawsuit.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.