ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Umbrella Insurance Agents Near You in Carlsbad, CA
Browse umbrella insurance agents serving Carlsbad, California. Contact information and addresses listed below.
19 agents listed
Updated May 2026
Carlsbad, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 19 umbrella insurance agents in Carlsbad, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gaslamp Insurance
2244 Faraday Ave #125, Carlsbad, CA 92008
(800) 920-4125
gaslampinsurance.com
Hazelrigg And Associates: Allstate Insurance
6994 El Camino Real #110, Carlsbad, CA 92009
(760) 471-7545
agents.allstate.com
Hayek Insurance
2777 Jefferson St Suite 203-D, Carlsbad, CA 92008
(800) 860-8835
hayekinsurance.com
The Insurance Place
2111 Palomar Airport Rd # 322, Carlsbad, CA 92011
(760) 643-2100
insuranceplace.net
Alta Vista Insurance Agency
2585 Pio Pico Dr Suite 100, Carlsbad, CA 92008
(844) 629-1500
altavistainsurance.com
Ken May Insurance Services
3146 Tiger Run Ct #114, Carlsbad, CA 92010
(760) 893-8055
kenmayinsurance.com
JP Hayes Insurance Agency
3129 Tiger Run Ct Ste 201, Carlsbad, CA 92010
(760) 935-3429
jphayesinsurance.com
Dave Miller Insurance
2318 Pio Pico Dr, Carlsbad, CA 92008
(760) 717-1707
davemillerinsurance.com
SSA Insurance Services
2556 Gateway Rd, Carlsbad, CA 92009
(760) 607-6177
ssainsuranceservices.com
Purely Insurance Solutions
2794 Gateway Rd, Carlsbad, CA 92009
(877) 215-5431 ext. 113
purely.insure
Blue Collar Insurance Services
2244 Faraday Ave #88, Carlsbad, CA 92008
(619) 734-7477
buybluecollar.com
Farmers Insurance - Brian Reichert
690 Carlsbad Village Dr #103, Carlsbad, CA 92008
(760) 203-4310
agents.farmers.com
Pacific Edge Insurance
1938 Kellogg Ave, Carlsbad, CA 92008
(760) 547-2622
pacificedgeinsurance.com
Premiere Insurance Agency Inc. dba Ohana Insurance Services
6183 Paseo Del Norte #150, Carlsbad, CA 92011
(760) 805-5663
SPF Insurance Services Carlsbad
7736 Via Rico, Carlsbad, CA 92009
(619) 937-3635
spfinsurance.com
Guidepost Insurance Services, Inc.
1902 Wright Pl #200, Carlsbad, CA 92008
(877) 376-5443
guidepostins.net
Hatter, Williams & Purdy Insurance, Inc.
2230 Faraday Ave, Carlsbad, CA 92008
(760) 795-2002
hwpinsurance.com
Grow Green Insurance Services LLC
7040 Avenida Encinas #104, Carlsbad, CA 92011
(877) 240-7805
growgreeninsurance.com
Carlsbad General Insurance Agency LLC
2413 Lapis Rd, Carlsbad, CA 92009
(760) 444-2662
carlsbadgeneralinsurance.com
An umbrella insurance agent in Carlsbad California helps you secure additional liability coverage beyond your auto home or boat policies. California law requires minimum liability limits but a personal umbrella policy can protect your assets from large claims or lawsuits. Local agents understand the specific risks for homeowners and drivers in San Diego County.
What Does a Umbrella Insurance Agent in Carlsbad Cost?
In California a 1 million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. Costs vary based on your driving record home value number of properties and number of vehicles. Higher coverage limits like 2 million dollars may cost 250 to 500 dollars annually. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Carlsbad do?
An umbrella insurance agent reviews your current policies and recommends a personal umbrella policy that provides extra liability coverage. This policy kicks in after your underlying insurance limits are used up. The agent helps you choose a coverage amount that fits your assets and lifestyle.
How much umbrella insurance do I need in California?
Most agents recommend at least 1 million dollars in umbrella coverage for California residents. Higher net worth individuals may need 2 to 5 million dollars. Your agent will evaluate your assets income and potential liability risks to suggest an appropriate limit.
Can I get umbrella insurance if I have a teenage driver in Carlsbad?
Yes you can still get umbrella insurance with a teenage driver but your premiums may be higher. California law requires all drivers to carry minimum liability insurance. An umbrella policy adds an extra layer of protection for accidents involving young drivers.
Free • No Obligation
Compare Umbrella Insurance Agents
Get matched with agents in Carlsbad who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.