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Find Umbrella Insurance Agents Near You in Calexico, CA

Browse umbrella insurance agents serving Calexico, California. Updated 2026-07-14.

The top-rated umbrella insurance agent in Calexico, California is Juan Rosas Insurance Agency, rated 5.0 stars across 255 reviews. Other highly rated options include TREJO Registration & Insurance Agency, Auto International Insurance, Figueroa's auto insurance services. This directory lists 18 umbrella insurance agents serving Calexico.

Showing 18 umbrella insurance agents in Calexico, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Juan Rosas Insurance Agency28 W 3rd St Suite 4(760) 641-2727
2TREJO Registration & Insurance Agency1754 Carr Rd STE 209(760) 618-9082
3Auto International Insurance546 Imperial Ave(760) 768-0460
4Figueroa's auto insurance services400 Emerson Ave #12(760) 768-8757
5Best Formula Insurance Inc301 Heffernan Ave # A(888) 242-9922
6Calhen Insurance Agency con Covered California y Molina536 Imperial Ave(760) 671-2224
7Covered California y Molina con Calhen Insurance Agency Office 2233 Fourth St h(760) 671-2224
8Oscar Padilla Mexican Insurance825 Imperial Ave(800) 466-7227
9Dora R Plancarte: Allstate Insurance906 Imperial Ave(760) 357-7774
10Golden Desert Insurance Agency, Inc.619 Paulin Ave # 101(760) 357-0531
JR
28 W 3rd St Suite 4
Juan Rosas Insurance Agency
Umbrella Insurance Agent · Calexico, CA

Juan Rosas Insurance Agency serves Calexico, California, and the surrounding Imperial County area, specializing in umbrella insurance agent services. The agency helps residents and local businesses obtain additional liability coverage that extends beyond the limits of standard home or auto policies. This extra layer of financial protection is designed to safeguard assets against major claims or lawsuits. The firm handles client consultations and policy evaluations for personal umbrella coverage and also assists with commercial umbrella insurance solutions tailored to local needs.

TR
1754 Carr Rd STE 209
TREJO Registration & Insurance Agency
Umbrella Insurance Agent · Calexico, CA

TREJO Registration & Insurance Agency in Calexico, California, provides umbrella insurance agent services to secure additional liability coverage beyond standard policies. It offers service plans that help clients review and adjust their umbrella limits to match evolving assets and potential risks. Maintenance plans include periodic coverage reassessments to ensure no gaps occur in liability protection. The agency services single-family homes, apartments, retail stores, and restaurants.

AI
546 Imperial Ave
Auto International Insurance
Umbrella Insurance Agent · Calexico, CA

Auto International Insurance in Calexico, California provides protective coverage for financial liabilities that exceed standard policy limits. As an umbrella insurance agent, the agency focuses on adding extra layers of liability protection to personal and business policies. This specialized coverage helps safeguard assets from large claims and lawsuits. The company assists various commercial sectors including office spaces, warehouses, and food service operations, ensuring these businesses have adequate excess liability coverage for their unique risks.

FS
400 Emerson Ave #12
Figueroa's auto insurance services
Umbrella Insurance Agent · Calexico, CA

Figueroa's auto insurance services assists homeowners, businesses, and property managers in Calexico, California, with securing umbrella insurance coverage. This type of policy provides additional liability protection beyond standard home or auto limits, safeguarding assets against major claims or lawsuits. The agent helps clients assess their risk exposure and acquire appropriate extra coverage. Services are designed for local residents and commercial operators who need heightened financial protection. The firm also serves clients in the neighboring community of El Centro and surrounding Imperial Valley areas.

BF
301 Heffernan Ave # A
Best Formula Insurance Inc
Umbrella Insurance Agent · Calexico, CA

Best Formula Insurance Inc serves Calexico, California and the surrounding Imperial Valley communities. The company handles umbrella insurance policies that provide supplemental liability coverage beyond standard home and auto limits. This type of insurance helps protect clients from major claims or lawsuits that could exceed their primary policy amounts. For a typical policy, the agent first reviews a client's existing insurance portfolio and personal assets. It then tailors an umbrella plan to match the client's specific risk exposure and coverage needs.

CI
536 Imperial Ave
Calhen Insurance Agency con Covered California y Molina
Umbrella Insurance Agent · Calexico, CA

Calhen Insurance Agency in Calexico, California, offers umbrella insurance as either a one-time liability policy or as a recurring renewal service, each providing supplementary coverage beyond basic auto or home policies. This extra layer of protection helps shield clients from major claims and lawsuits. For local residents, umbrella insurance can address risks specific to the region, such as liability from property incidents or vehicle accidents. The agency typically provides its coverage services on a scheduled, annual renewal basis, allowing clients to maintain consistent protection over time.

CC
233 Fourth St h
Covered California y Molina con Calhen Insurance Agency Office 2
Umbrella Insurance Agent · Calexico, CA

Covered California y Molina con Calhen Insurance Agency Office 2 specializes in umbrella insurance, which provides supplementary liability coverage that extends beyond standard home and auto policy limits. Its general service work includes helping residents of Calexico secure extra protection against major claims and lawsuits. Umbrella policies custodians of this agency often recommend rural-area clients revisit coverage during harvest season, when increased farm equipment and visitor traffic can raise liability exposure.

OP
825 Imperial Ave
Oscar Padilla Mexican Insurance
Umbrella Insurance Agent · Calexico, CA

Based in Calexico, California, Oscar Padilla Mexican Insurance provides umbrella insurance agent services to individuals and businesses. A policy offers an extra layer of liability coverage that activates when the limits of standard home or auto policies are exhausted. This specialized protection guards against major claims and lawsuits, offering crucial financial support. The company serves a broad range of commercial sectors, including offices, warehouses, and food service operations requiring higher liability limits.

DR
906 Imperial Ave
Dora R Plancarte: Allstate Insurance
Umbrella Insurance Agent · Calexico, CA

As the seasonal rains and shifting desert winds of the Imperial Valley can expose gaps in standard coverage, Dora R Plancarte: Allstate Insurance in Calexico serves individuals and families needing additional liability protection. Umbrella insurance extends beyond homeowners and auto policies, providing critical safeguards against major claims and lawsuits that could otherwise threaten personal assets. The company guides clients through assessing current limits and identifying potential vulnerabilities in their existing insurance programs. An initial consultation is scheduled to review coverage scenarios and calculate appropriate policy thresholds.

GD
619 Paulin Ave # 101
Golden Desert Insurance Agency, Inc.
Umbrella Insurance Agent · Calexico, CA

Golden Desert Insurance Agency, Inc. serves Calexico homeowner clients by structuring personal umbrella liability policies that extend protection beyond standard home insurance limits. For commercial operations in Calexico, the agency secures business umbrella coverage to safeguard company assets against major claims. Their service area remains focused on Calexico and the immediate surrounding Imperial Valley region. The agency maintains contact with policyholders to review coverage needs and adjust limits before renewal dates or between regular service intervals to address new asset acquisitions or liability exposures.

EI
744 Imperial Ave B
Exacto Insurance Services
Umbrella Insurance Agent · Calexico, CA
(760) 768-8939
FI
1113 Imperial W Ave #102
Freeway Insurance
Umbrella Insurance Agent · Calexico, CA
(760) 706-6065
locations.freeway.com/freeway-insurance-insurance-calexico-ca-92231
FI
801 E Birch St UNIT 3
Farmers Insurance - Gilberto Astorga
Umbrella Insurance Agent · Calexico, CA
(760) 768-9668
agents.farmers.com/ca/calexico/gilberto-astorga
FL
2536 Rockwood Ave Ste 106
Fred Loya Insurance
Umbrella Insurance Agent · Calexico, CA
(760) 357-0060
fredloya.com
CF
416 E 2nd St Suite 104
The C&J Family Insurance Agency
Umbrella Insurance Agent · Calexico, CA
(442) 333-2230
cjfamilyinsurance.com
RA
839 S Imperial Ave
Rivera Auto Insurance Services
Umbrella Insurance Agent · Calexico, CA
(760) 357-3307
riveraautoinsurance.com
FI
541 Imperial Ave
Farmers Insurance Larry Baker
Umbrella Insurance Agent · Calexico, CA
(760) 357-1452
agents.farmers.com/ca/calexico/larry-baker
RR
403 Imperial Ave
Rivera & Rodriguez Insurance
Umbrella Insurance Agent · Calexico, CA
(760) 357-1912

What Does an a Umbrella Insurance Agent in Calexico Cost?

In California, a one million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. Higher coverage limits of two to five million dollars may cost 300 to 700 dollars annually. Costs vary based on your risk profile, number of properties, and driving record. This is general information, not insurance advice.

About umbrella insurance agents in Calexico

An umbrella insurance agent in Calexico, California helps you obtain personal liability coverage that extends beyond the limits of your home and auto policies. This extra layer of protection is important in California due to the states high cost of living and frequent litigation. Local agents understand the unique risks faced by residents near the US-Mexico border.

Frequently Asked Questions

What does an umbrella insurance agent in Calexico do?

An umbrella insurance agent helps you purchase a personal umbrella policy that provides additional liability coverage. This policy kicks in after your auto or homeowners insurance limits are exhausted. In California, umbrella policies often cover legal defense costs as well.

How much umbrella insurance coverage do I need in California?

Most California agents recommend at least one million dollars in umbrella coverage. Higher net worth individuals may need two to five million dollars. Your agent will assess your assets and risks to suggest an appropriate limit.

Does California law require umbrella insurance?

No, California does not require umbrella insurance by law. However, it is strongly advised for homeowners and drivers who have significant assets. California courts can award large judgments in personal injury cases.

Umbrella Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.