The top-rated umbrella insurance agent in Burlingame, California is Sammy Yim - State Farm Insurance Agent, rated 5.0 stars across 305 reviews. Other highly rated options include Brandon Yim - State Farm Insurance Agent, Wen Ling Cheng - State Farm Insurance Agent, PJF Properties Insurance Agency. This directory lists 19 umbrella insurance agents serving Burlingame.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sammy Yim - State Farm Insurance Agent | Fox Mall, 1419 Burlingame Ave 2nd Floor, Ste P | (650) 344-2541 |
| 2 | Brandon Yim - State Farm Insurance Agent | 1419 Burlingame Ave Suite P | (650) 595-4900 |
| 3 | Wen Ling Cheng - State Farm Insurance Agent | 1299 Old Bayshore Hwy Ste 118 | (650) 375-0328 |
| 4 | PJF Properties Insurance Agency | 1350 Old Bayshore Hwy Ste. 520 | (650) 697-2966 |
| 5 | Rona Stefani - State Farm Insurance Agent | 1813 El Camino Real Ste 7 | (650) 552-9079 |
| 6 | Archer Bennett Insurance Services | 337 Beach Rd B | (415) 265-7319 |
| 7 | Aries Insurance Agency | 1601 Old Bayshore Hwy #223 | (650) 697-8325 |
| 8 | Socher Insurance Agency, Inc. | One Bay Plaza, 1350 Old Bayshore Hwy # 630 | (877) 317-9300 |
| 9 | Farmers Insurance - Brian Fornesi | 1243 Broadway | (650) 343-6521 |
| 10 | Commercial One Insurance Services Inc | 411 Airport Blvd. | (650) 652-9988 |
Sammy Yim - State Farm Insurance Agent serves the Burlingame metro area as a provider of umbrella insurance coverage. An umbrella policy extends additional liability protection beyond the limits of standard home and auto policies, helping to safeguard personal assets against major claims and lawsuits. This agent assists local residents in evaluating their personal risk exposure and selecting appropriate coverage levels to close potential gaps. Services include tailoring umbrella policies to integrate seamlessly with existing State Farm home and auto insurance.
Brandon Yim - State Farm Insurance Agent in Burlingame, CA, offers a range of umbrella insurance services designed to provide extra liability coverage beyond standard policies. These plans help protect personal assets by extending coverage limits for auto, home, or watercraft claims. The office assists clients in maintaining adequate protection as their circumstances change. Policies typically cover single-family homes, apartments, retail properties, restaurants, and other rental or commercial properties in the local area.
Homeowners, property managers, and businesses in Burlingame turn to Wen Ling Cheng - State Farm Insurance Agent for umbrella insurance policies that provide extended liability protection beyond standard home or auto coverage. This agent helps clients safeguard their assets by filling gaps in existing plans. As a local provider within the umbrella insurance category, the office offers personalized policy evaluations tailored to individual risk profiles. The agency also serves neighboring communities throughout the San Mateo metro area, including Millbrae and San Mateo.
Based in Burlingame, CA, PJF Properties Insurance Agency serves the San Francisco Peninsula and surrounding Bay Area communities. The company handles excess liability coverage designed to protect homeowners and drivers from major claims that exceed standard policy limits. An umbrella policy activates once underlying insurance is exhausted, paying for legal defense and settlements. For a typical client, the agency assesses existing liability exposure and identifies appropriate coverage levels, working methodically to ensure the policy seamlessly attaches to the client's existing underlying homeowners and auto insurance.
Rona Stefani - State Farm Insurance Agent provides umbrella insurance services to clients in Burlingame, California. This type of policy offers an extra layer of liability coverage that activates when limits on standard home or auto policies are exhausted. The agent also assists with general insurance needs, including personal liability protection for accidents and property damage. Many local residents seek umbrella coverage when preparing for the winter rainy season, as wet roads and increased driving conditions often raise the risk of costly accidents that could exceed standard policy limits.
Archer Bennett Insurance Services in Burlingame, CA, distinguishes its one-time option for a short-term coverage gap from its recurring service for ongoing needs. The agency generally offers personal umbrella policies that extend liability protection beyond standard homeowners and auto limits to cover significant claims against an insured party. Local clients commonly require this safeguard for secondary properties in the Bay Area, as excess liability settlements can be costly. Service runs on either a one-time or as-scheduled renewal basis depending on client preference for policy continuity.
Aries Insurance Agency in Burlingame, CA provides umbrella insurance for residential clients seeking added liability protection beyond standard policies. They also extend this coverage to commercial properties and businesses in the local area, safeguarding assets from major claims. Serving Burlingame and the surrounding regions, the agency assists with higher policy limits for unexpected incidents. Clients often return to adjust their coverage during regular policy reviews, ensuring continued protection between visits.
In the Bay Area’s unpredictable weather, homeowners often worry about gaps in their liability coverage after a storm or accident. Socher Insurance Agency, Inc., located in Burlingame, CA, works with local residents to evaluate these exposures and recommend umbrella policies that provide additional protection beyond standard home and auto limits. Representatives review current coverage details to pinpoint potential vulnerabilities and explain how an umbrella can shield assets and future earnings. A typical initial assessment begins with a thorough review of existing policies to identify the appropriate coverage threshold.
Commercial One Insurance Services Inc, located in Burlingame, CA, works with clients to structure their liability protections. As an umbrella insurance agent, the company focuses on extending coverage limits beyond standard policies for added security against large claims. This specific type of coverage helps businesses and individuals respond to unforeseen lawsuits or property damages that exceed primary policy boundaries. Within the commercial sector, Commercial One Insurance Services Inc serves a variety of business operations, including offices, warehouses, and food service establishments, tailoring additional layers of liability protection for each environment.
What Does an a Umbrella Insurance Agent in Burlingame Cost?
The cost of an umbrella insurance policy in California typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million dollars, may cost 200 to 500 dollars annually. Your actual premium depends on your underlying policies, driving record, and property value. This is general information and not insurance advice.
About umbrella insurance agents in Burlingame
An umbrella insurance agent in Burlingame, California can help you secure extra liability coverage beyond your standard home and auto policies. California law requires minimum auto liability limits, but an umbrella policy provides additional protection against major claims or lawsuits. Local agents understand the specific risks in the Bay Area, including higher property values and increased liability exposure.
Frequently Asked Questions
What does an umbrella insurance agent in Burlingame do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims exceeding your underlying insurance limits. In California, this policy typically starts at 1 million dollars in coverage and can protect assets like your home or savings.
Do I need umbrella insurance in Burlingame California?
Umbrella insurance is recommended if you have significant assets, own a home, or face higher liability risks. California law does not require umbrella insurance, but it can protect you from lawsuits related to auto accidents or property incidents common in the Burlingame area.
How much umbrella coverage do I need in California?
Most agents recommend at least 1 million dollars in umbrella coverage, but higher limits may be needed based on your net worth. California courts can award large settlements, so your agent will help assess your personal risk and asset level.
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