The top-rated truck insurance agent in Suffolk, Virginia is Virginia Farm Bureau Insurance Company, rated 4.9 stars across 106 reviews. Other highly rated options include Direct Auto Insurance, Zach Fuhrmann - State Farm Insurance Agent, Turntine Insurance Agency Inc.. This directory lists 20 truck insurance agents serving Suffolk.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Virginia Farm Bureau Insurance Company | 607 W Washington St | (757) 934-2321 |
| 2 | Direct Auto Insurance | 841 W Constance Rd A | (757) 925-0795 |
| 3 | Zach Fuhrmann - State Farm Insurance Agent | 1901 Governors Pointe Dr #A | (757) 745-7888 |
| 4 | Turntine Insurance Agency Inc. | 101 Bosley Ave | (757) 923-4471 |
| 5 | Warren Alexander - State Farm Insurance Agent | 1024 Centerbrooke Ln E | (757) 484-1521 |
| 6 | AAA Suffolk Insurance and Member Services | 3529 Bridge Rd | (757) 397-5941 |
| 7 | Jeff Brittain - State Farm Insurance Agent | 5839 Harbour View Blvd #102 | (757) 686-9000 |
| 8 | Suffolk Insurance Corporation | 202 Market St | (757) 539-9988 |
| 9 | Ken DeLoach - State Farm Insurance Agent | 2437 Pruden Blvd | (757) 934-1329 |
| 10 | Bearing Insurance | 1035 Champions Way # 700 | (757) 397-2311 |
Virginia Farm Bureau Insurance Company in Suffolk differentiates between a single-policy solution for a specific haul and a recurring plan for an established fleet, arranging coverage for vehicle liability, cargo, and physical damage. Truck Insurance Agents working here analyze operational frequency to match policy terms. They consider regional route demands across Virginia. Service for new or updated policies is typically arranged for a one-time setup, while ongoing account adjustments and renewals occur on a scheduled or as-needed basis.
Direct Auto Insurance in Suffolk, Virginia provides coverage specifically tailored for commercial truck operators, including policies for liability and physical damage. Its agents also assist local drivers and business owners with standard personal auto insurance needs. Each policy is structured to meet the unique demands of transporting goods through the Hampton Roads region. The company helps truckers protect themselves when navigating busy highways and residential streets during severe thunderstorms or the peak holiday shipping season.
Zach Fuhrmann - State Farm Insurance Agent in Suffolk, VA serves local businesses and independent owner-operators who need coverage for their commercial trucks and fleet vehicles. The agency provides tailored liability, cargo, and physical damage insurance policies for regional trucking operations, addressing the industry-specific risks of hauling and logistics in the Hampton Roads area. Each policy is designed to protect assets, meet federal and state compliance requirements, and keep trucks on the road. The agency also serves trucking clients in the nearby community of Smithfield.
Turntine Insurance Agency Inc. serves Suffolk, VA, and the surrounding region, providing truck insurance agent services tailored for commercial vehicles. This agency helps local trucking businesses and independent owner-operators obtain policies that address liability, cargo protection, and physical damage coverage. These services are essential for navigating the risks associated with regional freight and long-haul transportation. The agency can assist with customized coverage options for both small fleets and single semi-truck operations, handling motor truck cargo and bobtail insurance needs.
Warren Alexander - State Farm Insurance Agent in Suffolk, VA provides comprehensive truck insurance policies for commercial vehicles operating in the region. Its coverage options address liability, physical damage, and cargo protection, with service plans designed to help local fleet owners manage risk and maintain compliance. The agency offers routine policy reviews and claims assistance to ensure continuous protection for both short-haul and long-haul operations. Its client portfolio encompasses agricultural trucks, delivery vans, and heavy-duty transport vehicles, serving single-family farms, retail distributors, apartment logistics providers, and independent restaurant supply chains.
AAA Suffolk Insurance and Member Services serves Suffolk, VA, and surrounding communities, handling truck insurance for local operators. It addresses coverage needs specific to commercial vehicles and freight transport. The agency assesses each client’s fleet size, routes, and cargo to recommend appropriate liability and physical damage coverage. To handle a typical job, it begins by gathering driver records and vehicle details, then structures a policy that aligns with state requirements and the practical demands of daily hauling.
Jeff Brittain - State Farm Insurance Agent in Suffolk, VA, provides specialty coverage for commercial trucks and their operators, including policies tailored to cargo, liability, and physical damage. It also offers personal auto, home, and business insurance to local residents and businesses. The agency helps truckers adjust coverage when seasonal weather threats, such as hurricanes along the Virginia coast or icy winter roads, increase operational risks and potential claims exposure.
Suffolk Insurance Corporation explains first whether a commercial trucking client requires a one-time policy for a single project or a scheduled, renewable plan for ongoing fleet operations. Coverage may then be tailored across local liability, cargo, and physical damage protections that meet state and federal requirements within Suffolk, VA. Policy management remains available on a one-time, scheduled renewal basis, or as needed whenever a trucking affidavit or a new vehicle endorsement arises.
Ken DeLoach - State Farm Insurance Agent in Suffolk, VA provides commercial policies designed to address liabilities and coverage gaps common in the trucking industry. This agency specializes in additional endorsements such as non-trucking liability and cargo insurance for over-the-road operators. Their local market understanding can assist both independent owner-operators and small fleet handlers. Services are available for commercial sectors including warehouses, distribution offices, and food service delivery operations.
As spring storms pass through Suffolk, commercial trucking companies often review their coverage with renewed urgency. Bearing Insurance serves area operators by specializing in policies that meet Virginia Department of Transportation requirements and cover typical long-haul risks. The agent reviews each fleet’s specific cargo, radius, and vehicle age to recommend appropriate liability and physical damage protection. An initial assessment begins with a complete inspection of the trucks and a review of the driving records for each operator scheduled on the policy.
What Does a a Truck Insurance Agent in Suffolk Cost?
Truck insurance costs in Virginia vary widely based on driving record cargo type and annual mileage. A typical policy for a single owner operator might range from $8,000 to $15,000 per year for basic liability. Full coverage with physical damage can cost $12,000 to $25,000 or more. Fleet policies are usually lower per vehicle. This is general information and not insurance advice.
About truck insurance agents in Suffolk
Truck insurance agents in Suffolk Virginia help owner operators and fleet owners meet state and federal insurance requirements. Virginia law requires minimum liability coverage of $750,000 for interstate trucking and $25,000 for intrastate hauling. A local agent can explain these limits and help you find a policy that fits your specific operation.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Virginia?
For intrastate trucking in Virginia the minimum liability is $25,000 per person and $50,000 per accident for bodily injury plus $20,000 for property damage. For interstate trucking federal rules require at least $750,000 in liability coverage. Your agent can help you determine the correct limits for your cargo and route.
Do I need a special license to sell truck insurance in Virginia?
Yes truck insurance agents in Virginia must hold a valid property and casualty insurance license issued by the Virginia State Corporation Commission. They must also complete continuing education courses to stay current on commercial trucking regulations.
How does Virginia law affect truck insurance rates in Suffolk?
Virginia is a fault state meaning the at fault drivers insurance pays for damages. This can affect your premium if you have claims. Also Suffolk is near major highways like I-664 and US 58 which can increase risk and rates for local trucking routes.
Truck Insurance Agents in Other Virginia Cities
Annandale · Arlington · Ashburn · Blacksburg · Centreville · Chantilly · Charlottesville · Chesapeake · Chester · Christiansburg · Fairfax · Fredericksburg · Gainesville · Glen Allen · Hampton