The top-rated truck insurance agent in Fredericksburg, Virginia is Insurance Piggy Bank, rated 4.8 stars across 541 reviews. Other highly rated options include Central Park Insurance, Jarrett Bailey - State Farm Insurance Agent, Farmers Insurance: Steele Insurance Agency. This directory lists 27 truck insurance agents serving Fredericksburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Piggy Bank | 420 Hudgins Rd Ste 214 | (703) 972-1242 |
| 2 | Central Park Insurance | 2609 Lafayette Blvd | (540) 891-1160 |
| 3 | Jarrett Bailey - State Farm Insurance Agent | 159 Lichfield Blvd Ste 103 | (540) 286-6494 |
| 4 | Farmers Insurance: Steele Insurance Agency | 419 Chatham Square Office Park | (540) 891-9980 |
| 5 | Adam Forsberg at Comparion Insurance Agency | 1340 Central Park Blvd Ste 204 | (540) 736-6182 |
| 6 | Buster Nelson - State Farm Insurance Agent | 10740 Courthouse Rd Suite D | (540) 898-4911 |
| 7 | Anthony Bowie at Comparion Insurance Agency | 1340 Central Park Blvd Ste 204 | (540) 736-6166 |
| 8 | Cliff Galyen - State Farm Insurance Agent | 4534 Plank Rd Suite A | (540) 786-6100 |
| 9 | Lewis Insurance Associates | 8 Potomac Creek Dr | (540) 659-2121 |
| 10 | Insurance Doctor | 10052 Southpoint Pkwy | (540) 252-0413 |
Insurance Piggy Bank serves Fredericksburg and the surrounding Spotsylvania County area as a local truck insurance agent. The firm assists owner-operators and small fleet owners with the commercial coverage necessary to operate legally on Virginia’s busy highways. It focuses on policies that meet federal motor carrier requirements and protect against cargo and liability risks. Its regular work includes binding physical damage insurance for dump trucks and helping regional haulers secure adequate liability limits for local deliveries.
Central Park Insurance provides truck insurance coverage tailored for fleet operators and independent owner-operators in the Fredericksburg area. Its service plans include routine policy reviews to accommodate shifting cargo types and updated driving routes. The agency structures coverage around compliance with Virginia’s commercial vehicle requirements and accident liability protection. For maintenance, the company offers straightforward renewal processes and claims assistance for damaged rigs. The agent handles insurance for properties such as single-family homes, apartments, retail locations, and restaurants.
Jarrett Bailey’s State Farm Insurance agency in Fredericksburg, VA, serves local business owners, fleet operators, and independent contractors who need commercial truck insurance. The office helps clients secure liability, physical damage, and cargo coverage to protect their vehicles and daily operations. Agents work closely with drivers to assess individual risk factors and match them with appropriate policy options. The agency also covers surrounding communities in the greater Fredericksburg metropolitan area, including Spotsylvania County.
Steele Insurance Agency, operating as Farmers Insurance, serves Fredericksburg and the surrounding communities in central Virginia specializing in truck insurance. The agency handles liability, physical damage, and cargo coverage for owner-operators and small fleets. It assesses each commercial driver's routes and cargo type to structure a policy that meets regulatory requirements and business needs. The agency works directly with clients to compare coverage options and explain how deductibles affect premium costs for their specific trucking operations.
Adam Forsberg at Comparion Insurance Agency provides specialty truck insurance policies tailored to the operational demands of commercial fleets and independent owner-operators. Based in Fredericksburg, VA, the company serves local trucking businesses by addressing liability, cargo, and physical damage coverage needs. As regional weather patterns shift, it helps clients adjust their policies to account for seasonal hazards such as winter road icing or summer construction detours.
Buster Nelson - State Farm Insurance Agent in Fredericksburg, VA provides truck insurance guidance tailored to local freight operations, distinguishing between single-trip policies for owner-operators and recurring coverage for fleet accounts. All policies address liability, cargo, and physical damage relevant to regional hauling routes. Services are arranged on a one-time or as-needed basis, depending on the policy type selected.
Anthony Bowie at Comparion Insurance Agency works with local professionals to secure reliable coverage tailored to vehicle fleets and individual commercial trucks. The agency expands its truck insurance focus through specialized endorsements that address cargo protection, roadside assistance, and liability for transportation risks. Serving the Fredericksburg, VA area, it helps businesses in various commercial sectors maintain appropriate protection for their operations. These sectors include offices, local warehouses, and food service establishments that rely on trucking for supply chain logistics or deliveries.
Winter weather and heavy traffic along I-95 can put Fredericksburg-area trucks at higher risk for accidents and cargo claims. Cliff Galyen operates as a local truck insurance agent offering policies that cover liability, physical damage, and non-trucking liability for owner-operators and fleets. He works directly with commercial drivers to find coverage that matches their specific routes and vehicle types. Before issuing a policy, he schedules a vehicle inspection and risk assessment to verify equipment condition and compliance with Virginia Department of Motor Vehicles requirements.
Located in Fredericksburg, VA, Lewis Insurance Associates provides residential trucking insurance solutions to protect owner-operators and small fleet vehicles. The agency also handles commercial coverage for heavy-duty trucks, ensuring clients meet legal requirements for their operations throughout the region. Serving local drivers and transport businesses, the firm structures policies to address typical risks faced on area roads and highways. After an initial policy is in place, the agency remains available to adjust coverage or process claims between scheduled renewal visits.
Insurance Doctor serves Fredericksburg, Virginia and the surrounding region, offering professional truck insurance agent services to local commercial operators. The company works with owner-operators and fleet managers to secure policies covering liability, cargo, and physical damage. This area has significant logistics traffic along Interstate 95, so it helps drivers meet state and federal insurance requirements. It handles specialized filings for both independent truckers and mid-size transportation companies in the region.
What Does a a Truck Insurance Agent in Fredericksburg Cost?
Truck insurance costs in Virginia typically range from 8000 to 15000 dollars per year for a single owner-operator policy. Fleet policies can cost more depending on size and risk factors. Rates vary based on coverage limits deductible and driving history. This is general information and not insurance advice.
About truck insurance agents in Fredericksburg
Truck insurance agents in Fredericksburg Virginia help owner-operators and fleet managers secure coverage that meets state and federal requirements. Virginia law mandates minimum liability limits of 750000 dollars for interstate commercial trucks. Local agents understand the specific needs of the I-95 corridor and regional freight routes.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Virginia?
For interstate trucks Virginia requires at least 750000 dollars in liability coverage. Intrastate trucks may have lower minimums depending on cargo and vehicle weight. An agent can help you meet Federal Motor Carrier Safety Administration rules.
How do I find a truck insurance agent in Fredericksburg Virginia?
You can search online directories or ask for referrals from local trucking associations. Many agents in Fredericksburg specialize in commercial auto policies. It is helpful to compare quotes from multiple agents to find suitable coverage.
What factors affect truck insurance premiums in Virginia?
Premiums depend on driving record vehicle type cargo and annual mileage. Virginia also considers the number of accidents or violations in your fleet. An agent can explain how these factors influence your rate.
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