The top-rated truck insurance agent in Charlottesville, Virginia is Hunter Wyant - State Farm Insurance Agent, rated 4.9 stars across 1,001 reviews. Other highly rated options include Specialized Insurance, Able Insurance Agency, Kevin Mann - State Farm Insurance Agent. This directory lists 20 truck insurance agents serving Charlottesville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hunter Wyant - State Farm Insurance Agent | 253 Ridge McIntire Rd | (434) 293-3906 |
| 2 | Specialized Insurance | 2250 Old Ivy Rd #5 | (434) 529-6000 |
| 3 | Able Insurance Agency | 716 Rio Rd W STE D | (434) 979-0814 |
| 4 | Kevin Mann - State Farm Insurance Agent | 1760 Timberwood Blvd | (434) 978-1197 |
| 5 | Craddock Sirius Insurance | 687 Berkmar Cir | (434) 817-7555 |
| 6 | Mac Weems - State Farm Insurance Agent | 2215 Hydraulic Rd | (434) 971-3838 |
| 7 | Gary Albert - State Farm Insurance Agent | 1380 Rio Rd E | (434) 296-1222 |
| 8 | Ned Loyd: Allstate Insurance | 944 Glenwood Station Ln STE 202 | (434) 977-0566 |
| 9 | Towe Insurance Service Inc. | 304 E Jefferson St | (434) 295-5191 |
| 10 | Insurance Doctor | 1980 Abbey Rd | (434) 218-1663 |
Located in Charlottesville, Virginia, Hunter Wyant - State Farm Insurance Agent provides truck insurance services to commercial drivers and local fleets. This agency handles necessary coverage options for vehicles used in haulage and regional transport. Policies arranged here help protect against liability and physical damage common on Virginia roads. They can also oversee cargo insurance requirements for those moving goods through Albemarle County.
Specialized Insurance provides commercial truck insurance policies tailored for local and regional operators in Charlottesville, VA. Its service plans include policy reviews to adjust coverage for changing fleet sizes and cargo types. Maintenance assistance helps drivers understand compliance with Virginia’s commercial vehicle requirements. The agency focuses on ensuring proper liability and physical damage protection for single-family home deliveries, apartment complex servicing, retail supply hauling, and restaurant food distribution routes.
Commercial truckers and independent owner-operators across the Charlottesville area depend on Able Insurance Agency for tailored coverage solutions. This firm specializes in policies designed to protect local freight and logistics businesses, offering plans that address liability, cargo, and vehicle physical damage. With a deep understanding of regional road conditions and regulatory requirements, the agency works to match each client with appropriate protection for their specific fleet needs. Able Insurance Agency also extends its truck insurance expertise to clients operating along the Route 29 corridor toward Culpeper.
Kevin Mann - State Farm Insurance Agent in Charlottesville, VA, specializes in crafting coverage for commercial trucking operations, including physical damage and liability protection. The agency also provides general personal lines such as auto and homeowners insurance. Representative work involves assessing commercial fleet risks and advising on required policy limits under state and federal mandates. As winter approaches, the agency can help trucking clients manage specific concerns regarding cargo claims and roadside assistance needs during icy conditions on I-64 and surrounding routes.
Craddock Sirius Insurance serves Charlottesville, Virginia, and the surrounding communities of Albemarle County. As a dedicated truck insurance agent, this company handles commercial policies for local owner-operators and small fleet operators operating on regional highways. It addresses the specific liability and cargo coverage requirements that over-the-road trucking demands in this area. To secure appropriate protection for each client, it begins by reviewing the vehicle type, typical routes, and the size of the operation. It then aligns those details with a suitable policy from its carrier network to meet the coverage needs.
Mac Weems - State Farm Insurance Agent in Charlottesville, VA offers truck insurance with a distinction between one-time policies for short-term or single-trip needs and recurring coverage for ongoing fleet or owner-operator operations. Coverage typically includes liability, physical damage, and cargo protection for local routes. Service can be arranged on either a one-time or scheduled basis, depending on the client’s hauling frequency, with as-needed adjustments available when business demands change.
As winter weather approaches the Blue Ridge Mountains, local truck operators in Charlottesville need coverage that accounts for road salt, ice damage, and cargo delays. Gary Albert - State Farm Insurance Agent provides tailored policies for commercial trucks, including liability protection and comprehensive physical damage coverage. This agent works with drivers to understand regional requirements and fleet maintenance schedules. A typical first step involves reviewing the truck’s current registration and mileage data during a brief inspection.
Ned Loyd: Allstate Insurance provides truck insurance coverage for vehicles operating in and around Charlottesville, Virginia. Its truck insurance specialty add-ons include coverage options tailored for cargo protection, roadside assistance, and liability limits meeting local operational needs. The agency serves commercial sectors such as offices requiring delivery fleets, warehouses managing inbound and outbound freight, and food service businesses transporting goods.
Towe Insurance Service Inc. serves clients in Charlottesville, Virginia, with residential insurance policies for personal property and liability protection. The agency also writes commercial coverage for local businesses, including specialized policies for trucking operations in the region. They work with both long-haul and local truck fleets to secure appropriate liability and cargo protection. Their service area covers Charlottesville and the surrounding counties. Clients frequently return for policy adjustments or renewals during regularly scheduled check-ins between annual reviews.
Insurance Doctor offers tailored coverage for owner-operators and fleet managers, handling both local and regional trucking policies within the region. The agency assists with the unique liability and cargo protection requirements that commercial drivers face daily in this corridor. It also works closely with clients to maintain compliant insurance filings for state and federal requirements. For operators running routes during the peak harvest season, it provides timely support to adjust coverage as cargo volumes increase and delivery schedules tighten.
What Does a a Truck Insurance Agent in Charlottesville Cost?
Truck insurance costs in Virginia typically range from 8000 to 15000 dollars per year for a single owner-operator truck. Factors include driving record, cargo type, annual mileage, and coverage limits. Fleet policies can cost more or less per vehicle. This is general information and not insurance advice.
About truck insurance agents in Charlottesville
Truck insurance agents in Charlottesville Virginia help owner-operators and fleet companies meet state minimum liability requirements. Virginia law mandates at least 750000 dollars in liability coverage for interstate commercial trucks. Local agents can also advise on cargo insurance and physical damage coverage for routes through the Blue Ridge Mountains.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Virginia?
Virginia requires commercial trucks to carry at least 750000 dollars in combined single limit liability insurance for interstate operations. Intrastate trucks may have lower limits. An agent can confirm the exact amount based on your cargo and vehicle weight.
How do I find a truck insurance agent in Charlottesville?
You can search online for local independent agents who specialize in commercial auto insurance. Many agents in Charlottesville have experience with logging, construction, and delivery trucks common in central Virginia.
Does Virginia require uninsured motorist coverage for trucks?
Yes Virginia requires uninsured and underinsured motorist coverage for commercial trucks. The minimum limit is 25000 dollars per person and 50000 dollars per accident. An agent can help you increase these limits for better protection.
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