The top-rated truck insurance agent in Stafford, Virginia is Rachel Johnson - State Farm Insurance Agent, rated 5.0 stars across 273 reviews. Other highly rated options include Gary Boxley - State Farm Insurance Agent, Farmers Insurance - Patricia Grant, J. Green Insurance. This directory lists 13 truck insurance agents serving Stafford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rachel Johnson - State Farm Insurance Agent | 373 Garrisonville Rd #109 | (540) 628-7937 |
| 2 | Gary Boxley - State Farm Insurance Agent | 2048 Richmond Hwy # B | (703) 221-1771 |
| 3 | Farmers Insurance - Patricia Grant | 306 Garrisonville Rd Suite 303 | (540) 318-8622 |
| 4 | J. Green Insurance | 300 Garrisonville Rd Suite 302 | (540) 318-6020 |
| 5 | Michael C. Smith - State Farm Insurance Agent | 2789 Richmond Hwy Ste 109 | (540) 720-8404 |
| 6 | Chamblin Insurance LLC | Mckittrick Dr | (571) 774-8277 |
| 7 | EZ FIX INSURANCE AGENCY | 1259 Courthouse Rd #204 | (540) 318-6733 |
| 8 | Tabitha E. Walker Insurance Agency | 25 Clement Dr | (540) 657-5633 |
| 9 | Bryce Reeves - State Farm Insurance Agent | 685 Garrisonville Rd STE 101 | (540) 657-7030 |
| 10 | Elite Insurance Services VA | 2080 US-1 | (434) 356-0420 |
Rachel Johnson - State Farm Insurance Agent serves the Stafford, Virginia area, providing truck insurance services for local commercial drivers and fleet owners. Policies offered address liability coverage for cargo and vehicles on regional highways. The agency works with independent operators and small to midsize transportation businesses needing compliance with federal and state requirements. Clients can access coverage for physical damage to trucks and trailers as well as protection against uninsured motorists. This office also handles occupational accident insurance for owner-operators navigating daily routes around Stafford County.
Gary Boxley - State Farm Insurance Agent in Stafford, VA provides truck insurance coverage for owner-operators and small fleet companies. Services include liability, physical damage, cargo, and non-trucking liability protection. The agency offers routine policy reviews and claims assistance to help clients maintain appropriate coverage levels. This agent serves commercial vehicles operating throughout the region. The company addresses insurance needs for properties such as single-family homes, apartments, retail businesses, and restaurants.
Small business owners and independent operators looking for truck insurance in Stafford, Virginia, can work with Farmers Insurance - Patricia Grant. This agent offers policies designed to protect commercial vehicles and cargo, along with liability coverage required for local hauls and regional routes. Services also include customizing deductibles to match each operation’s fleet size and risk level. Beyond Stafford, the agent covers nearby communities such as Fredericksburg and spots along the I-95 corridor.
J. Green Insurance serves Stafford, Virginia, and the surrounding communities in the region, handling insurance coverage for local trucking operations. The agency addresses the specific risks and liability needs that commercial truck drivers and fleet owners in this area encounter on the road. Their approach to a typical job involves evaluating each client’s route, cargo, and operational scope to find a suitable policy that matches the driver’s unique circumstances and coverage requirements.
For commercial truck operators in the Stafford, VA area, one-time insurance policies provide short-term coverage for specific trips or seasonal needs, while recurring policies offer continuous protection for fleets operating year-round. Coverage from Michael C. Smith - State Farm Insurance Agent typically includes liability, physical damage, and cargo protection tailored to local routes. As a truck insurance agent, this business focuses on matching the right policy structure to the client’s hauling schedule and risk exposure. Service runs on both a one-time and as-needed basis for policy adjustments or renewals.
Chamblin Insurance LLC in Stafford, VA, specializes in truck insurance policies tailored for owner-operators and fleet managers. It also provides general commercial coverage for local logistics businesses. The agency assists with risk management for vehicles operating on regional highways, including cargo protection and liability needs. An important seasonal issue it addresses is adjusting coverage during peak shipping seasons, when higher cargo volumes and increased road hazards require temporary policy modifications to maintain adequate protection.
EZ FIX INSURANCE AGENCY provides coverage for trucking operations in the Stafford, VA area, including liability and physical damage policies. They also offer specialized add-ons such as cargo insurance and non-trucking liability to address the distinct risks of commercial fleets. Their services are designed to meet the needs of local businesses, including transport companies, warehouses, food service distributors, and office-based fleets.
Tabitha E. Walker Insurance Agency in Stafford, VA provides residential truck insurance services for owner-operators and small fleets. Commercial coverage options address standard liability, cargo, and physical damage needs. The agency serves Stafford and the surrounding area with tailored policy solutions for local trucking operators. Regular reviews of coverage occur during each scheduled follow-up, ensuring policies remain current between annual visits as driving patterns and business needs evolve. Returning clients can quickly update their policies without restarting the application process.
As summer storms and winter traffic snarls create frequent challenges for commercial drivers in Stafford, Bryce Reeves - State Farm Insurance Agent provides coverage that meets local truck insurance needs. The agency focuses on policies designed to protect vehicles and cargo against common regional risks. Fleet operators and independent owner-operators can depend on the company to assess each account thoroughly. An initial consultation or review of current coverage can be scheduled by contacting the office directly.
Elite Insurance Services VA in Stafford, VA is known for matching commercial trucking clients with liability and physical damage coverage. Its service range includes policies that protect owner-operators and small fleets across regional hauling routes. These insurance solutions often address standard requirements such as cargo protection and non-trucking liability. The company finally offers an add-on for downtime coverage to help clients manage income loss during vehicle repairs.
What Does a a Truck Insurance Agent in Stafford Cost?
Truck insurance costs in Virginia vary widely based on driving record, cargo type, and annual mileage. A typical policy for a single owner operator can range from 8000 to 15000 dollars per year. Fleet policies often cost more per truck but may offer volume discounts. This is general information and not insurance advice.
About truck insurance agents in Stafford
Truck insurance agents in Stafford Virginia help owner operators and fleet companies find coverage that meets state and federal requirements. Virginia law mandates minimum liability coverage of 750000 dollars for interstate commercial trucks. Local agents understand the unique risks of I 95 traffic and regional freight routes near Stafford.
Frequently Asked Questions
What are Virginia minimum insurance requirements for a truck?
Virginia requires interstate commercial trucks to carry at least 750000 dollars in liability insurance. Intrastate trucks may need 300000 dollars or more depending on cargo type. An agent can help you meet these legal minimums.
How do I find a truck insurance agent in Stafford Virginia?
Look for agents who specialize in commercial auto or trucking insurance. Many independent agencies in Stafford offer quotes from multiple carriers. Ask about their experience with Virginia Department of Motor Vehicles filings.
Does a truck insurance agent help with cargo insurance?
Yes most truck insurance agents offer cargo insurance as an add on. This covers the goods you haul against damage or theft. Virginia does not require cargo insurance but shippers often demand it.
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