The top-rated truck insurance agent in Richmond, Virginia is Matthew Becker - State Farm Insurance Agent, rated 5.0 stars across 547 reviews. Other highly rated options include Insurance Doctor, Brian Cory - GEICO Insurance Agent, Kelly Garrison - GEICO Insurance Agent. This directory lists 41 truck insurance agents serving Richmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matthew Becker - State Farm Insurance Agent | 1415 W Main St | (804) 275-7799 |
| 2 | Insurance Doctor | 7111 W Broad St | (804) 723-6829 |
| 3 | Brian Cory - GEICO Insurance Agent | 8010 Midlothian Tpke | (804) 591-4797 |
| 4 | Kelly Garrison - GEICO Insurance Agent | 8405 W Broad St | (804) 934-0222 |
| 5 | Mike Rybinski - State Farm Insurance Agent | 2302 E Cary St | (804) 728-2740 |
| 6 | Trip Tribble: Allstate Insurance | 5412 Glenside Dr Ste D | (804) 285-2091 |
| 7 | Brett J Allen Insurance Agency | 5206 Markel Rd Suite 303 | (804) 512-7875 |
| 8 | Insurance Doctor of Eastern Henrico VA | 4450 S Laburnum Ave | (804) 723-6813 |
| 9 | Direct Auto Insurance | 607 E Belt Blvd | (804) 320-4744 |
| 10 | WBA Insurance | 901 Moorefield Park Dr #210 | (804) 272-7700 |
Matthew Becker - State Farm Insurance Agent serves the Richmond, VA area with comprehensive truck insurance solutions. The agency provides coverage tailored for commercial and personal trucks operating in this region. Policies are designed to protect vehicles, cargo, and operators from common risks on local highways and city streets. Client consultations focus on understanding specific driving patterns and hauling needs to recommend appropriate liability and physical damage options. The agent also handles specialized coverage for leased and owned trucks requiring distinct protection limits.
Insurance Doctor serves Richmond, Virginia, and the surrounding communities, assisting local trucking operations with their commercial auto and liability insurance needs. It handles coverage for long-haul and regional fleets, addressing requirements specific to commercial drivers in this area. The company works to match its clients with policies that meet regulatory and operational demands. For a typical job, it evaluates a client’s fleet size, driving routes, and cargo types to find a suitable policy.
Brian Cory’s agency writes residential truck insurance policies for individual owner-operators in Richmond, while also offering commercial coverage for local fleets seeking protection on Virginia routes. Their truck insurance services handle the area’s varying risk factors and regulatory needs. Policyholders can expect follow-up contact after initial binding to confirm proper coverage. This service continues on a regular cycle, with agents reaching out between renewal visits to adjust policies for new cargo or route changes.
Kelly Garrison - GEICO Insurance Agent serves trucking clients in Richmond, Virginia and the surrounding communities throughout the central region of the state. Its office handles commercial truck insurance policies for owner-operators, small fleets, and local delivery businesses. The agent evaluates each client's cargo type, route miles, and vehicle specifications to recommend appropriate liability and physical damage coverage. For every typical job, it compares multiple coverage options to match the specific operational needs and budgetary constraints of the trucking operation.
At Mike Rybinski - State Farm Insurance Agent in Richmond, Virginia, clients choose between one-time policy placements for immediate coverage or recurring annual renewals that maintain continuous protection. The agency covers standard commercial truck liability, cargo, and physical damage risks for local operators. As a Truck Insurance Agent in this region, the office addresses both long-haul and short-haul fleets with adaptable coverage structures. Service runs on an as-needed basis, with clients scheduling appointments or contacting the office directly when new policies or adjustments are required.
Trip Tribble: Allstate Insurance provides coverage for commercial vehicles and freight operations in the Richmond, Virginia area. The agency offers policies tailored specifically for trucks, including liability, cargo, and physical damage protection for both owner-operators and larger fleets. Complementing these core offerings, specialized add-ons such as rental reimbursement and roadside assistance can be incorporated into the policies. This firm can serve a variety of commercial sectors, including local delivery offices, warehouse and distribution centers, and food service businesses requiring dependable transportation coverage.
As winter weather approaches the Richmond area, local trucking operators face increased risks on icy interstate highways and delivery routes. Brett J Allen Insurance Agency addresses these seasonal challenges by offering policies tailored specifically for commercial truck fleets and owner-operators. They work with multiple carriers to find coverage for cargo, liability, and physical damage. After reviewing a driver's log and vehicle history, the agent schedules a straightforward inspection to verify equipment meets underwriting requirements before finalizing any new policy.
Specializing in coverage for heavy-duty trucks, local fleets, and owner-operators, Insurance Doctor of Eastern Henrico VA works with clients in Richmond and the surrounding region. Its services focus on matching policies to each business’s operational needs, including liability and cargo protection. The team reviews routes and vehicle types regularly to ensure appropriate limits. As winter approaches, the agency helps truckers check their policies for breakdown coverage and accident assistance on icy roads.
Direct Auto Insurance in Richmond, Virginia, handles residential truck insurance needs for personal-use pickups and larger commercial vehicles used in local trade. Coverage options are arranged for operators working throughout the Richmond area and surrounding communities. Policies are structured to address common liability and cargo protection requirements for independent drivers and small fleets. The agent provides follow-up service between regular visits, ensuring policy adjustments are made as seasonal work demands change or vehicles are replaced.
WBA Insurance works with trucking businesses to secure liability coverage for their fleets. The agency also offers cargo insurance, physical damage protection, and umbrella liability for added layers of risk management. Policies can be written for individual owner-operators as well as small to midsize carriers operating within Richmond. The agency serves a range of commercial operations, including local freight offices, maintenance warehouses, and distribution centers supporting food service supply chains.
What Does a a Truck Insurance Agent in Richmond Cost?
Truck insurance costs in Virginia vary widely. A basic liability policy for a single intrastate truck may start around $3,000 per year while a full coverage policy for an interstate rig can exceed $12,000 per year. Factors include driving history, cargo type, and annual mileage. This is general information and not insurance advice.
About truck insurance agents in Richmond
Truck insurance agents in Richmond Virginia help owner-operators and fleet companies meet state requirements. Virginia law mandates minimum liability coverage of $750,000 for interstate commercial trucks and $25,000 for intrastate haulers. Local agents understand the I-95 and I-64 corridors and can tailor policies for regional routes.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Virginia?
For interstate trucks you need at least $750,000 in liability coverage. For intrastate trucks operating only in Virginia the minimum is $25,000 for bodily injury per person and $50,000 per accident plus $20,000 for property damage.
Do I need cargo insurance for my truck in Richmond?
Cargo insurance is not required by Virginia law but is often required by brokers and shippers. It protects the goods you haul and can be added to your policy through a local Richmond agent.
Can a truck insurance agent help with physical damage coverage?
Yes an agent can help you add comprehensive and collision coverage to protect your truck. This is optional unless you have a loan on the vehicle. Rates depend on the truck value and your driving record.
Truck Insurance Agents in Other Virginia Cities
Annandale · Arlington · Ashburn · Blacksburg · Centreville · Chantilly · Charlottesville · Chesapeake · Chester · Christiansburg · Fairfax · Fredericksburg · Gainesville · Glen Allen · Hampton